Download App Download Icon

KOTAK Bank FD Calculator

Total Investment

₹10,000
₹1,00,00,000

Number of years

Yrs
1 yr
25 yrs

Interest Rate

%
1 %
15%

Kotak Mahindra Bank FD Rates for Below Rs. 2 crore - General Public

Tenure Interest rate p.a. (General citizens)
7 to 14 Days 2.5
15 to 30 Days 2.65
31 to 45 Days 3.25
46 to 90 Days 3.25
91 – 120 Days 3.75
121 to 179 days 3.75
180 Days 5
181 Days to 269 Days 5
270 Days 5
271 Days to 363 Days 5
364 Days 5.25
365 Days to 389 Days 5.75
390 Days (12 months 25 days) 6
391 Days to Less than 23 Months 6
23 Months 6.1
23 months 1 Day to less than 2 years 6.1
2 years to less than 3 years 6
3 years to less than 4 years 6
4 years to less than 5 years 6
5 years to 10 years 6

Note: The interest rates mentioned in the table are as of 6 September 2022.

Kotak Mahindra Bank FD Rates for Below Rs. 2 crore - Senior Citizens

Tenure Interest rate p.a. (Senior citizens)
7 to 14 Days 3
15 to 30 Days 3.15
31 to 45 Days 3.75
46 to 90 Days 3.75
91 – 120 Days 4.25
121 to 179 days 4.25
180 Days 5.5
181 Days to 269 Days 5.5
270 Days 5.5
271 Days to 363 Days 5.5
364 Days 5.75
365 Days to 389 Days 6.25
390 Days (12 months 25 days) 6.5
391 Days to Less than 23 Months 6.5
23 Months 6.6
23 months 1 Day to less than 2 years 6.6
2 years to less than 3 years 6.5
3 years to less than 4 years 6.5
4 years to less than 5 years 6.5
5 years to 10 years 6.5

Note: The interest rates mentioned in the table are as of 6 September 2022.

Kotak Mahindra Bank Tax Saver Deposit - General Public

Tenure Regular Citizens
5 years to 10 years 6.00%

Kotak Mahindra Bank Tax Saver Deposit - Senior Citizens

Tenure Senior Citizens
5 years to 10 years 6.50%

Interest Rates on NRE deposits of less than Rs 2 crore

Tenure Interest Rates (% p.a.)
365 days to 389 days 6
390 days (12 months 25 days) 6.25
391 days to less than 23 months 6.25
23 months 6.25
23 months 1 day to less than 2 years 6.25
2 years to less than 3 years 6.25
3 years to less than 4 years 6.25
4 years to less than 5 years 6.25
5 years to 10 years 6.25

Note: The interest rates mentioned in the table are as of 1 September 2022.

Interest Rates on FCNR (B) Deposits

Interest Rates (% p.a.)

Maturity USD (less than 0.5 million) USD (0.5 million and above) GBP EURO YEN AUD SGD
1 year to less than 2 years 3.75 3.75 2.5 0.49 NA 3.25 2.54
2 years to less than 3 years 3.15 3.15 2.4 0.72 NA 3.35 2.43
3 years to less than 4 years 2.85 2.85 2.21 0.8 NA 3.4 2.75
4 years to less than 5 years 2.6 2.6 NA NA NA NA NA
5 years only 2.6 2.6 NA NA NA NA NA

Note: The interest rates mentioned in the table are as of 1 September 2022.

Interest rates on RFC Deposits

Interest Rates (% p.a.)

Maturity USD (less than 0.5 million) USD (0.5 million and above GBP EURO YEN AUD SGD
30 days to less than 6 months 1.28 1.28 0.56 NA NA 0.96 0.96
6 months to less than 1 year 1.52 1.52 0.58 NA NA 1.27 0.94
1 year to less than 2 years 3.75 3.75 2.5 0.49 NA 3.25 2.54
2 years to less than 3 years 3.15 3.15 2.4 0.72 NA 3.35 2.43
3 years only 2.85 2.85 2.21 0.8 NA 3.4 2.75

Note: The interest rates mentioned in the table are as of 1 September 2022.

Kotak Mahindra Bank FD Rates (Above Rs.2 crore)

Maturity Period – Premature Withdrawal Allowed Rs. 2 Crore & above but below Rs. 5 Crores Rs. 5 Crores & above but below Rs. 10 Crores
7 – 14 Days 3.25% 3.25%
15 – 30 Days 3.25% 3.50%
31 – 45 Days 3.50% 3.75%
46 – 60 Days 3.65% 4.00%
61 – 90 Days 4.00% 4.25%
91 – 120 Days 4.75% 4.85%
121 – 179 Days 4.85% 5.00%
180 Days 5.15% 5.35%
181 Days to 270 Days 5.15% 5.35%
271 Days to 279 Days 3.25% 3.25%
280Days to less than 12 Months 5.00% 5.15%
12 months to less than 15 months 5.75% 5.75%
15 months – less than 18 months 5.85% 6.00%
18 months – less than 2 Years 5.85% 6.00%
2 years and above but less than 3 years 5.85% 5.85%
3 years and above but less than 4 years 5.90% 5.85%
4 years and above but less than 5 years 5.90% 5.85%
5 years and above upto & inclusive of 7 years 5.90% 5.85%

Note: The interest rates mentioned in the table are as of 26 July 2022.

Kotak Mahindra Bank on term deposits above Rs.10 crore

Maturity Period – Premature Withdrawal Allowed Rs. 2 Crore & above but below Rs. 5 Crores Rs. 5 Crores & above but below Rs. 10 Crores
7 – 14 Days 3.25% 3.25%
15 – 30 Days 3.50% 3.50%
31 – 45 Days 3.75% 3.75%
46 – 60 Days 4.00% 4.00%
61 – 90 Days 4.00% 4.00%
91 – 120 Days 4.65% 4.65%
121 – 179 Days 4.85% 4.85%
180 Days 5.15% 5.15%
181 Days to 270 Days 5.15% 5.15%
271 Days to 279 Days 3.25% 3.25%
280Days ? to less than 12 Months 5.15% 5.15%
365 days ? Less Than 15Months 5.75% 5.75%
15 months – less than 18 months 5.75% 5.75%
18 months – less than 2 Years 5.75% 5.75%
2 years and above but less than 3 years 5.85% 5.85%
3 years and above but less than 4 years 5.85% 5.85%
4 years and above but less than 5 years 5.85% 5.85%
5 years and above up to & inclusive of 7 years 5.85% 5.85%

Note: The interest rates mentioned in the table are as of 10 June 2022.

Disclaimer:
This calculator is meant to be used for indicative purposes only. It is designed to assist you in determining the appropriate amount of prospective investments. This calculator alone is not sufficient and shouldn’t be used for the development or implementation of any investment strategy. Upstox does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Upstox makes no warranty about the accuracy of the calculators/reckoners. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator.