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Punjab and Sind Fixed Deposit FD Calculator

Total Investment

₹10,000
₹1,00,00,000

Number of years

Yrs
1 yr
25 yrs

Interest Rate

%
1 %
15%

PSB FD Interest Rates on Domestic/NRO/Capital Gain Accounts Scheme 1988 deposits of less than Rs 2 crore - General Public

Tenure Regular Citizens
7-14 days 2.80*
15-30 days 2.8
31-45 days 3
46-90 days 3.8
91-120 days 3.95
121-150 days 4
151-179 days 4
180-269 days 4.5
270-364 days 4.65
1 year- 2 years 5.65
Above 2 years – less than 3 years 5.8
3 years – 5 years 5.75
Above 5 years – 10 years 5.75

Note: The FD interest rates are effective as of 22 August 2022

PSB FD Interest Rates on Domestic/NRO/Capital Gain Accounts Scheme 1988 deposits of less than Rs 2 crore - Senior Citizens

Tenure Senior Citizens
7-14 days 2.8
15-30 days 2.8
31-45 days 3
46-90 days 3.8
91-120 days 3.95
121-150 days 4
151-179 days 4
180-269 days 5
270-364 days 5.15
1 year- 2 years 6.15
Above 2 years – less than 3 years 6.3
3 years – 5 years 6.25
Above 5 years – 10 years 6.25

Note: The FD interest rates are effective as of 22 August 2022

PSB Fixed Deposit Tax Saver Scheme - General Public

Tenure Regular Citizens
5 years 5.75

PSB Fixed Deposit Tax Saver Scheme - Senior Citizens

Tenure Senior Citizens
5 years 6.25

Interest Rates on FCNR (B) Deposits

Tenure EURO GBP USD JPY CAD AUD
1 year to less than 2 years 0.05 2.39 3 2.06 1.6
2 years to less than 3 years 0.1 2.2 2.9 2.96 2.05
3 years to less than 4 years 0.15 2.2 2.7 2.8 2.1
4 years to less than 5 years 0.15 2.2 2.6 2.7 2.15
5 years 0.15 2.2 2.5 2.5 2.2

Note: The FD interest rates are effective as of 1 September 2022

Interest rates on RFC Deposits

Tenure EURO GBP USD JPY
1 year to less than 2 years 0.07 1.89 1.53
2 years to less than 3 years 0.27 2.24 1.93
3 years 0.42 2.39 2.18

Note: The FD interest rates are effective as of 17 May 2022

Disclaimer:
This calculator is meant to be used for indicative purposes only. It is designed to assist you in determining the appropriate amount of prospective investments. This calculator alone is not sufficient and shouldn’t be used for the development or implementation of any investment strategy. Upstox does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Upstox makes no warranty about the accuracy of the calculators/reckoners. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator.