Bank of India FD Calculator
FD Interest rates of Domestic/NRO Deposits of less than Rs. 2 crore - General Citizens
| Tenure | Regular Citizens |
| 7 days to 14 days | 2.85 |
| 15 days to 30 days | 2.85 |
| 31 days to 45 days | 2.85 |
| 46 days to 60 days | 3.85 |
| 61 days to 90 days | 3.85 |
| 91 days to 179 days | 3.85 |
| 180 days to 269 days | 4.35 |
| 270 days to less than 1 year | 4.35 |
| 1 year to 443 days | 5.3 |
| 444 days | 5.5 |
| 445 days to less than 2 years | 5.4 |
| 2 years to less than 3 years | 5.4 |
| 3 years to less than 5 years | 5.35 |
| 5 years to less than 8 years | 5.35 |
| 8 years to 10 years | 5.35 |
Note: The FD interest rates are effective as of 23 June 2022
FD Interest rates of Domestic/NRO Deposits of less than Rs. 2 crore - Senior Citizens
| Tenure | Senior Citizens |
| 7 days to 14 days | 2.85 |
| 15 days to 30 days | 2.85 |
| 31 days to 45 days | 2.85 |
| 46 days to 60 days | 3.85 |
| 61 days to 90 days | 3.85 |
| 91 days to 179 days | 3.85 |
| 180 days to 269 days | 4.85 |
| 270 days to less than 1 year | 4.85 |
| 1 year to 443 days | 5.8 |
| 444 days | 6 |
| 445 days to less than 2 years | 5.9 |
| 2 years to less than 3 years | 5.9 |
| 3 years to less than 5 years | 6.1 |
| 5 years to less than 8 years | 6.1 |
| 8 years to 10 years | 6.1 |
Note: The FD interest rates are effective as of 23 June 2022
FD Interest rates of Domestic/NRO Deposits of less than Rs. 2 crore - General Citizens
| Tenure | Regular Citizens |
| 5 years to less than 8 years | 5.35 |
| 8 years to 10 years | 5.35 |
FD Interest rates of Domestic/NRO Deposits of less than Rs. 2 crore - Senior Citizens
| Tenure | Senior Citizens |
| 5 years to less than 8 years | 6.1 |
| 8 years to 10 years | 6.1 |
FD Interest rates of Domestic/NRO Deposits of Rs. 2 crore to less than Rs 10 crore
| Tenure | Interest rates for Regular Citizens (%) p.a. |
| 7 days to 14 days | 4.5 |
| 15 days to 30 days | 4.5 |
| 31 days to 45 days | 4.5 |
| 46 days to 60 days | 4.75 |
| 61 days to 90 days | 4.75 |
| 91 days to 179 days | 5.25 |
| 180 days to 269 days | 5.4 |
| 270 days to less than 1 year | 5.4 |
| 1 Year to 443 days | 6.25 |
| 444 days | 6.25 |
| 445 days to less than 2 years | 6.25 |
| 2 years to less than 3 years | 4.5 |
| 3 years to less than 5 years | 4.5 |
| 5 years to less than 8 years | 4.5 |
| 8 years to 10 years | 4.5 |
Note: The FD interest rates are effective as of 20 August 2022
Bank of India NRI FD Rates 2022
Bank of India NRE (Non-Resident External) Fixed Deposit Interest Rates
| Tenure | For deposits of less than Rs. 2 crore | For deposits of Rs. 2 crore & above but less than Rs.10 crore |
| 1 year and above to 443 days | 5.3 | 6.25 |
| 444 days | 5.5 | 6.25 |
| 445 days to less than 2 years | 5.4 | 6.25 |
| 2 years to less than 3 years | 5.4 | 4.5 |
| 3 years to less than 5 years | 5.35 | 4.5 |
| 5 years to less than 8 years | 5.35 | 4.5 |
| 8 years and above to 10 years | 5.35 | 4.5 |
FCNR (B) Fixed Deposit Interest Rates
| Tenure | USD | GBP | EUR | JPY | CAD | AUD |
| 1 year to less than 2 years | 2.85 | 1.9 | 0.02 | 0.55 | 0.99 | 0.94 |
| 2 years to less than 3 years | 3 | 2.2 | 0.21 | 0.55 | 2.05 | 1.42 |
| 3 years to less than 4 years | 3.1 | 2.25 | 0.36 | 0.54 | 2.27 | 1.78 |
| 4 years to less than 5 years | 3.12 | 2.3 | 0.46 | 0.55 | 2.33 | 2.05 |
| 5 years | 3.15 | 2.4 | 0.52 | 0.56 | 2.34 | 2.17 |
Note: The FD interest rates are effective as of 1 September 2022
RFC Fixed Deposit Interest Rates
| Tenure | USD | GBP |
| 1 year to less than 2 years | 2.85 | 1.9 |
| 2 years to less than 3 years | 3 | 2.2 |
| 3 years | 3.1 | 2.25 |
Note: The FD interest rates are effective as of 1 September 2022
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Disclaimer:
This calculator is meant to be used for indicative purposes only. It is designed to assist you in determining the appropriate amount of prospective investments. This calculator alone is not sufficient and shouldn’t be used for the development or implementation of any investment strategy. Upstox does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Upstox makes no warranty about the accuracy of the calculators/reckoners. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator.