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ICICI Bank FD Calculator

Total Investment

₹10,000
₹1,00,00,000

Number of years

Yrs
1 yr
25 yrs

Interest Rate

%
1 %
15%

ICICI Fixed Deposit Interest Rates on Domestic/NRO/NRE Deposits of less than Rs 2 crore - General Citizens

Tenure Interest rate p.a. (General citizens)
7 days to 14 days 2.75%
15 days to 29 days 2.75%
30 days to 45 days 3.25%
46 days to 60 days 3.25%
61 days to 90 days 3.25%
91 days to 120 days 3.75%
121 days to 150 days 3.75%
151 days to 184 days 3.75%
185 days to 210 days 4.65%
211 days to 270 days 4.65%
271 days to 289 days 4.65%
290 days to less than 1 year 4.65%
1 year to 389 days 5.50%

Note: The FD interest rates are effective as of 19 August 2022.

ICICI Fixed Deposit Interest Rates on Domestic/NRO/NRE Deposits of less than Rs 2 crore - Senior Citizens

Tenure Interest rate p.a. (Senior citizens)
7 days to 14 days 3.25%
15 days to 29 days 3.25%
30 days to 45 days 3.75%
46 days to 60 days 3.75%
61 days to 90 days 3.75%
91 days to 120 days 4.25%
121 days to 150 days 4.25%
151 days to 184 days 4.25%
185 days to 210 days 5.15%
211 days to 270 days 5.15%
271 days to 289 days 5.15%
290 days to less than 1 year 5.15%
1 year to 389 days 6.00%
390 days to < 15 months 6.00%
15 months to < 18 months 6.00%
18 months to 2 years 6.00%
2 years 1 day to 3 years 6.10%
3 years 1 day to 5 years 6.60%
5 years 1 day to 10 years 6.60%

Note: The FD interest rates are effective as of 19 August 2022.

Fixed Deposit Interest Rates on Domestic/NRO/NRE Deposits of Rs. 2 Crore to less than Rs. 5 Crore

Tenure Interest rate p.a. (General citizens)
7 days to 14 days 3.50%
15 days to 29 days 3.50%
30 days to 45 days 3.60%
46 days to 60 days 4.00%
61 days to 90 days 4.75%
91 days to 120 days 5.25%
121 days to 150 days 5.25%
151 days to 184 days 5.25%
185 days to 210 days 5.50%
211 days to 270 days 5.50%
271 days to 289 days 5.70%
290 days to less than 1 year 5.70%
1 year to 389 days 6.05%
390 days to less than 15 months 6.05%
15 months to less than 18 months 6.05%
18 months to 2 years 6.05%
2 years 1 day to 3 years 6.05%
3 years 1 day to 5 years 6.05%
5 years 1 day to 10 years 5.90%

Note: The FD interest rates are effective as of 14 September 2022.

ICICI Fixed Deposit Interest Rates on Domestic/NRO/NRE Deposits of less than Rs 2 crore - Senior Citizens

Tenure Interest rate p.a. (Senior citizens)
7 days to 14 days 3.50%
15 days to 29 days 3.50%
30 days to 45 days 3.60%
46 days to 60 days 4.00%
61 days to 90 days 4.75%
91 days to 120 days 5.25%
121 days to 150 days 5.25%
151 days to 184 days 5.25%
185 days to 210 days 5.50%
211 days to 270 days 5.50%
271 days to 289 days 5.70%
290 days to less than 1 year 5.70%
1 year to 389 days 6.05%
390 days to less than 15 months 6.05%
15 months to less than 18 months 6.05%
18 months to 2 years 6.05%
2 years 1 day to 3 years 6.05%
3 years 1 day to 5 years 6.05%
5 years 1 day to 10 years 5.90%

Note: The FD interest rates are effective as of 14 September 2022.

ICICI Bank Tax Saver Deposit - General Public

Tenure Interest rate p.a. (General citizens)
5 years Tax-Saver 80C FD 6.10%

ICICI Bank Tax Saver Deposit - Senior Citizens

Tenure Interest rate p.a. (Senior citizens)
5 years Tax-Saver 80C FD 6.60%

FCNR Fixed Deposit Interest Rates w.e.f. 13 September 2022

Currency USD (Less than Rs 3.5 lakh) USD (More than Rs 3.5 lakh) GBP CAD AUD SGD HKD
12 months to less than 24 months 3.35 3.65 2 2 2 1.5 2
24 months to less than 36 months 2.5 2.5 1.5 1.5 1.5 1 1.25
36 months to less than 48 months 2.5 2.5 NA NA NA NA NA
48 months to less than 60 months 2.5 2.5 NA NA NA NA NA
60 months 2.5 2.5 NA NA NA NA NA

Note: The FD interest rates are effective as of 13 September 2022.

RFC FD Interest Rates

Currency USD GBP
30 days to less than 6 months 0.3 0.01
6 months to less than 1 year 0.45 0.15
12 months to less than 24 months 3.25 1.25
24 months to less than 36 months 2.5 1.5
36 months 2.5 NA

Note: The FD interest rates are effective as of 17 August 2022.

Premature Withdrawal of Fixed Deposits – Penalty Charges

Original Tenure of Deposit Deposits of less than Rs 5 crore Deposits of Rs 5 crore & above
Less than 1 year 0.50% 0.50%
1 year & above but less than 5 years 1.00% 1.00%
5 years and above 1.00% 1.50%

Disclaimer:
This calculator is meant to be used for indicative purposes only. It is designed to assist you in determining the appropriate amount of prospective investments. This calculator alone is not sufficient and shouldn’t be used for the development or implementation of any investment strategy. Upstox does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Upstox makes no warranty about the accuracy of the calculators/reckoners. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator.