ICICI Bank FD Calculator
Total value of investment
₹1,38,042
ICICI Fixed Deposit Interest Rates on Domestic/NRO/NRE Deposits of less than Rs 2 crore - General Citizens
| Tenure | Interest rate p.a. (General citizens) |
|---|---|
| 7 days to 14 days | 2.75% |
| 15 days to 29 days | 2.75% |
| 30 days to 45 days | 3.25% |
| 46 days to 60 days | 3.25% |
| 61 days to 90 days | 3.25% |
| 91 days to 120 days | 3.75% |
| 121 days to 150 days | 3.75% |
| 151 days to 184 days | 3.75% |
| 185 days to 210 days | 4.65% |
| 211 days to 270 days | 4.65% |
| 271 days to 289 days | 4.65% |
| 290 days to less than 1 year | 4.65% |
| 1 year to 389 days | 5.50% |
Note: The FD interest rates are effective as of 19 August 2022.
ICICI Fixed Deposit Interest Rates on Domestic/NRO/NRE Deposits of less than Rs 2 crore - Senior Citizens
| Tenure | Interest rate p.a. (Senior citizens) |
| 7 days to 14 days | 3.25% |
| 15 days to 29 days | 3.25% |
| 30 days to 45 days | 3.75% |
| 46 days to 60 days | 3.75% |
| 61 days to 90 days | 3.75% |
| 91 days to 120 days | 4.25% |
| 121 days to 150 days | 4.25% |
| 151 days to 184 days | 4.25% |
| 185 days to 210 days | 5.15% |
| 211 days to 270 days | 5.15% |
| 271 days to 289 days | 5.15% |
| 290 days to less than 1 year | 5.15% |
| 1 year to 389 days | 6.00% |
| 390 days to < 15 months | 6.00% |
| 15 months to < 18 months | 6.00% |
| 18 months to 2 years | 6.00% |
| 2 years 1 day to 3 years | 6.10% |
| 3 years 1 day to 5 years | 6.60% |
| 5 years 1 day to 10 years | 6.60% |
Note: The FD interest rates are effective as of 19 August 2022.
Fixed Deposit Interest Rates on Domestic/NRO/NRE Deposits of Rs. 2 Crore to less than Rs. 5 Crore
| Tenure | Interest rate p.a. (General citizens) |
| 7 days to 14 days | 3.50% |
| 15 days to 29 days | 3.50% |
| 30 days to 45 days | 3.60% |
| 46 days to 60 days | 4.00% |
| 61 days to 90 days | 4.75% |
| 91 days to 120 days | 5.25% |
| 121 days to 150 days | 5.25% |
| 151 days to 184 days | 5.25% |
| 185 days to 210 days | 5.50% |
| 211 days to 270 days | 5.50% |
| 271 days to 289 days | 5.70% |
| 290 days to less than 1 year | 5.70% |
| 1 year to 389 days | 6.05% |
| 390 days to less than 15 months | 6.05% |
| 15 months to less than 18 months | 6.05% |
| 18 months to 2 years | 6.05% |
| 2 years 1 day to 3 years | 6.05% |
| 3 years 1 day to 5 years | 6.05% |
| 5 years 1 day to 10 years | 5.90% |
Note: The FD interest rates are effective as of 14 September 2022.
ICICI Fixed Deposit Interest Rates on Domestic/NRO/NRE Deposits of less than Rs 2 crore - Senior Citizens
| Tenure | Interest rate p.a. (Senior citizens) |
| 7 days to 14 days | 3.50% |
| 15 days to 29 days | 3.50% |
| 30 days to 45 days | 3.60% |
| 46 days to 60 days | 4.00% |
| 61 days to 90 days | 4.75% |
| 91 days to 120 days | 5.25% |
| 121 days to 150 days | 5.25% |
| 151 days to 184 days | 5.25% |
| 185 days to 210 days | 5.50% |
| 211 days to 270 days | 5.50% |
| 271 days to 289 days | 5.70% |
| 290 days to less than 1 year | 5.70% |
| 1 year to 389 days | 6.05% |
| 390 days to less than 15 months | 6.05% |
| 15 months to less than 18 months | 6.05% |
| 18 months to 2 years | 6.05% |
| 2 years 1 day to 3 years | 6.05% |
| 3 years 1 day to 5 years | 6.05% |
| 5 years 1 day to 10 years | 5.90% |
Note: The FD interest rates are effective as of 14 September 2022.
ICICI Bank Tax Saver Deposit - General Public
| Tenure | Interest rate p.a. (General citizens) |
| 5 years Tax-Saver 80C FD | 6.10% |
ICICI Bank Tax Saver Deposit - Senior Citizens
| Tenure | Interest rate p.a. (Senior citizens) |
| 5 years Tax-Saver 80C FD | 6.60% |
FCNR Fixed Deposit Interest Rates w.e.f. 13 September 2022
| Currency | USD (Less than Rs 3.5 lakh) | USD (More than Rs 3.5 lakh) | GBP | CAD | AUD | SGD | HKD |
| 12 months to less than 24 months | 3.35 | 3.65 | 2 | 2 | 2 | 1.5 | 2 |
| 24 months to less than 36 months | 2.5 | 2.5 | 1.5 | 1.5 | 1.5 | 1 | 1.25 |
| 36 months to less than 48 months | 2.5 | 2.5 | NA | NA | NA | NA | NA |
| 48 months to less than 60 months | 2.5 | 2.5 | NA | NA | NA | NA | NA |
| 60 months | 2.5 | 2.5 | NA | NA | NA | NA | NA |
Note: The FD interest rates are effective as of 13 September 2022.
RFC FD Interest Rates
| Currency | USD | GBP |
| 30 days to less than 6 months | 0.3 | 0.01 |
| 6 months to less than 1 year | 0.45 | 0.15 |
| 12 months to less than 24 months | 3.25 | 1.25 |
| 24 months to less than 36 months | 2.5 | 1.5 |
| 36 months | 2.5 | NA |
Note: The FD interest rates are effective as of 17 August 2022.
Premature Withdrawal of Fixed Deposits – Penalty Charges
| Original Tenure of Deposit | Deposits of less than Rs 5 crore | Deposits of Rs 5 crore & above |
| Less than 1 year | 0.50% | 0.50% |
| 1 year & above but less than 5 years | 1.00% | 1.00% |
| 5 years and above | 1.00% | 1.50% |
What is the ICICI Bank FD Interest Calculator?
The ICICI Bank FD Interest Calculator is an online investment planning tool that calculates the interest earned and the maturity amount of your ICICI Bank FD investments.
The calculator calculates the interest earned and maturity amount based on the deposit amount, applicable interest rate, and FD tenure.
You can use the ICICI Bank FD Interest Calculator to estimate the interest earned and maturity amount for different FD scenarios.
How to Use the ICICI Bank FD Interest Calculator?
Using the ICICI Bank FD Interest Calculator is simple. Just follow the steps below to calculate the interest earned and maturity amount of your ICICI FD investments.
Step 1: Enter the deposit amount by using the slider or manually entering the amount.
Step 2: Enter the interest rate applicable to your ICICI Bank Fixed Deposit.
Step 3: Select the FD tenure.
Once you have entered the required details, the ICICI Bank FD Interest Calculator will automatically calculate the interest earned and maturity amount of your FD.
Benefits of Using ICICI Bank FD Interest Calculator
The following are the benefits of using the ICICI Bank FD Interest Calculator.
Fast and Accurate
You can calculate the interest earned and maturity amount based on the deposit amount, interest rate, and tenure.
Compare Options
You can use the ICICI Bank FD Calculator to compare different FD tenures and deposit amounts by changing the inputs.
Free to Use
The ICICI Bank FD calculator is free to use and requires no registration. You can access it on different devices, subject to website availability.
Better Planning
The calculator shows the interest earned and maturity amount based on the inputs provided, helping you compare different FD scenarios over the selected tenure.
Formula Used to Calculate FD Maturity Amount
The ICICI Bank FD calculator uses the applicable interest calculation method based on the FD type, interest payout option, and tenure to calculate the interest earned and maturity amount of your fixed deposit investment.
For compound interest, the general formula is:
A = P (1 + r/n) ^ n*t
Where,
A = Maturity amount of the FD
P = Principal amount deposited in the FD
r = Annual rate of interest expressed as a decimal
n = Number of times interest is compounded per year
t = Investment tenure in years
The actual maturity amount may vary depending on the FD type, tenure, interest payout option, and applicable calculation methodology.
Frequently Asked Questions
What is the ICICI Bank FD Interest Calculator?
The ICICI Bank FD Interest Calculator is an online investment planning tool that calculates the interest earned and maturity amount of your ICICI Bank FD based on the inputs provided.
What is the formula used to calculate interest returns and the maturity amount on an FD?
Here's the formula used to calculate the maturity amount and interest earned on your FD investment. For compound interest, the general formula is:
A = P (1 + r/n) ^ n*t
Where,
A = Maturity amount of the FD
P = Principal amount deposited in the FD
r = Annual rate of interest expressed as a decimal
n = Number of times interest is compounded per year
t = Investment tenure in years
How to use the ICICI Bank FD Interest Calculator?
To calculate the maturity amount and the interest earned on your ICICI Bank FD, you need to select the deposit amount, applicable interest rate, and FD tenure.
What are the benefits of using the ICICI Bank FD Interest Calculator?
The ICICI Bank FD Interest Calculator calculates the maturity amount and interest earned based on the inputs provided, allowing you to compare different FD scenarios before investing.