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Citibank Bank FD Calculator

Total Investment

₹10,000
₹1,00,00,000

Number of years

Yrs
1 yr
25 yrs

Interest Rate

%
1 %
15%

Fixed Deposit Interest Rates on Domestic deposits of less than Rs 2 crore - General Citizens

Tenure Regular Citizens
7-10 days 1.85
11 to 14 days 1.85
15-25 days 1.9
26-35 days 1.9
36-45 days 2.55
46-60 days 2.55
61-90 days 2.55
91-120 days 2.55
121-150 days 2.55
151-180 days 2.55
181-270 days 2.6
271– 364 days 6.1
365-400 days 6.1
401-540 days 2.75
541-731 days 3
732-1095 days 3.5
1096 days and above 3.5

Note: The FD interest rates are effective as of 12 September 2022

Fixed Deposit Interest Rates on Domestic deposits of less than Rs 2 crore - Senior Citizens

Tenure Senior Citizens
7-10 days 2.35
11 to 14 days 2.35
15-25 days 2.4
26-35 days 2.4
36-45 days 3.05
46-60 days 3.05%
61-90 days 3.05
91-120 days 3.05
121-150 days 3.05
151-180 days 3.05
181-270 days 3.1
271– 364 days 6.6
365-400 days 6.6
401-540 days 3.25
541-731 days 3.5
732-1095 days 4
1096 days and above 4

Note: The FD interest rates are effective as of 12 September 2022

Citibank Bank Tax Saver Deposit

Tenure Interest Rates (% p.a.)
5 years 3.5

NRE Fixed Deposit Interest Rates of deposits below Rs 2 crore

Tenure Interest Rates (% p.a.)
365 days – 400 days 6.1
401 days – 540 days 2.75
541 days – 731 days 3
732 days – 1095 days 3.5
1096 days and above 3.5

Note: The FD interest rates are effective as of 12 September 2022

NRO Fixed Deposit Interest Rates for deposits below Rs. 2 crore

Tenure Interest Rates (% p.a.)
7-10 days 1.85
11-14 days 1.85
15-25 days 1.9
26-35 days 1.9
36-45 days 2.55
46-60 days 2.55
61-90 days 2.55
91-120 days 2.55
121-150 days 2.55
151-180 days 2.55
181-270 days 2.6
271– 364 days 6.1
365-400 days 6.1
401-540 days 2.75
541-731 days 3
732-1095 days 3.5
1096 days and above 3.5

Note: The FD interest rates are effective as of 12 September 2022

FCNR (Foreign Currency Non-Resident) Fixed Deposit Interest Rates

Tenure/Currency Interest Rates (% p.a.)
USD GBP EUR JPY CAD AUD
365 – 399 days 0.01 0.01 0.01 0.01 0.01 0.01
400 – 410 days 0.01 0.01 0.01 0.01 0.01 0.01
411 – 729 days 0.01 0.01 0.01 0.01 0.01 0.01
730 – 1825 days 0.01 0.01 0.01 0.01 0.01 0.01

Note: The FD interest rates are effective as of 12 September 2022

Citibank Term Deposit Rates: Above Rs.2 crore to Rs.10 crore

Tenure Rs.2 crore to less than Rs.3 crore (p.a.) Rs.3 crore to less than Rs.5 crore (p.a.) Rs.5 crore to less than Rs.8 crore (p.a.) Rs.8 crore to Rs.10 crore (p.a.)
7 days to 14 Days 2.00% p.a. 2.85% p.a. 2.00% p.a. 2.95% p.a.
15 days to 35 days 2.00% p.a. 2.00% p.a. 2.00% p.a. 2.00% p.a.
36 days to 180 days 2.00% p.a. 2.00% p.a. 2.00% p.a. 2.00% p.a.
181 days to 270 days 2.00% p.a. 2.00% p.a. 2.00% p.a. 2.00% p.a.
271 days to 540 days 2.00% p.a. 2.00% p.a. 2.00% p.a. 2.00% p.a.
541 days to 731 days 2.00% p.a. 2.00% p.a. 2.00% p.a. 2.00% p.a.
732 days to 1095 days 2.00% p.a. 2.00% p.a. 2.00% p.a. 2.00% p.a.
1096 days and above 2.00% p.a. 2.00% p.a. 2.00% p.a. 2.00% p.a.

Note: The FD interest rates are effective as of 22 July 2022

Disclaimer:
This calculator is meant to be used for indicative purposes only. It is designed to assist you in determining the appropriate amount of prospective investments. This calculator alone is not sufficient and shouldn’t be used for the development or implementation of any investment strategy. Upstox does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Upstox makes no warranty about the accuracy of the calculators/reckoners. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator.