Download App Download Icon

South Indian Bank FD Calculator

Total Investment

₹10,000
₹1,00,00,000

Number of years

Yrs
1 yr
25 yrs

Interest Rate

%
1 %
15%

Fixed Deposit Rates on Domestic/NRO deposits of less than Rs. 2 Crores - General Public

Period General Public
7 days to 30 days 2.65
31 days to 90 days 3.25
91 days to 180 days 4.25
181 days to less than 1 year 4.6
1 year to less than 3 years 5.6
3 years to less than 5 years 5.75
5 years to 10 years 5.85

Note: The FD interest rates are effective as of 20 July 2022

Fixed Deposit Rates on Domestic/NRO deposits of less than Rs. 2 Crores - Senior Citizen

Period Senior Citizens
7 days to 30 days 3.15
31 days to 90 days 3.75
91 days to 180 days 4.75
181 days to less than 1 year 5.1
1 year to less than 3 years 6.1
3 years to less than 5 years 6.25
5 years to 10 years 6.35

Note: The FD interest rates are effective as of 20 July 2022

South Indian Bank Tax Savings FD Rate - General Public

Period General
Tax Gain (5 years) 5.85

South Indian Bank Tax Savings FD Rate - General Public

Period General
Tax Gain (5 years) 6.35

NRE FD Interest Rates on Deposits Less Than Rs. 2 crores

Period Interest Rate (% p.a.)
1 year to less than 30 months 5.6
30 months to less than 3 years 5.8
3 years to 10 years 5.85

Note: The FD interest rates are effective as of 20 July 2022

Interest Rates on FCNR(B) Deposits

USD GBP EUR AUD CHF JPY CAD
Currency Up to 75000 75000 and above
1 year to less than 2 year 3.05 3.55 1.9 0.05 0.99 0.05 0.03 1.55
2 years to less than 3 year 2.75 2.75 2.15 0.05 1.47 0 0.03 2.3
3 year to less than 4 year 2.8 2.8 2.2 0.05 1.83 0 0.03 2.52
4 years to less than 5 year 2.5 2.5 2.2 0.1 2.1 NA 0.03 2.58
5 year 2.5 2.5 2.2 0.1 2.22 NA 0.03 2.64

Note: The FD interest rates are effective as of 20 July 2022

Interest Rates on RFC Deposits

Interest Rates (% p.a.)
USD GBP EUR AUD CHF JPY
Maturity period/Currency Up to 75000 75000 and above
1 year to less than 2 year 3.05 3.55 1.9 0.05 0.99 0.05 0.03
2 years to less than 3 year 2.75 2.75 2.15 0.05 1.47 0 0.03
3 year 2.8 2.8 2.2 0.05 1.83 0 0.03

Note: The FD interest rates are effective as of 20 July 2022

FD VANTAGE

Variant Name Deposit Amount Age Limit Insurance coverage
FD-VANTAGE-Alpha Minimum Rs 1 lakh 18-70 years Rs 2 lakhs – Accident death and permanent disability
Rs 1 lakh – Partial disability
FD-VANTAGE-Beta Minimum Rs 3 lakhs 5-80 years Rs 10 lakhs- Accident Insurance coverage
Rs 1 lakhs- Hospitalization expense
FD-VANTAGE-Gamma Minimum Rs 5 lakhs 18-50 years Rs 2 lakhs- Life Insurance coverage

Note: The FD interest rates are effective as of 20 July 2022

Disclaimer:
This calculator is meant to be used for indicative purposes only. It is designed to assist you in determining the appropriate amount of prospective investments. This calculator alone is not sufficient and shouldn’t be used for the development or implementation of any investment strategy. Upstox does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Upstox makes no warranty about the accuracy of the calculators/reckoners. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator.