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DCB Bank FD Calculator

Total Investment

₹10,000
₹1,00,00,000

Number of years

Yrs
1 yr
25 yrs

Interest Rate

%
1 %
15%

Fixed Deposit Interest Rates on Domestic deposits of less than Rs 2 crore - General Public

Tenure Regular Citizens
7 days to 14 days 4.8
15 days to 45 days 4.8
46 days to 90 days 4.8
91 days to less than 6 months 5.5
6 months to less than 12 months 5.7
12 months 6.1
More than 12 months to less than 15 months 5.75
15 months to less than 18 months 6.55
18 months to less than 700 days 6.6
700 days 6.6
More than 700 days to less than 36 months 6.6
36 months 6.6
More than 36 months to 60 months 6.6
More than 60 months to 120 months 6.6

Note: The FD interest rates are effective as of 22 June 2022

Fixed Deposit Interest Rates on Domestic deposits of less than Rs 2 crore - Senior Citizens

Tenure Senior Citizens
7 days to 14 days 5.3
15 days to 45 days 5.3
46 days to 90 days 5.3
91 days to less than 6 months 6
6 months to less than 12 months 6.2
12 months 6.6
More than 12 months to less than 15 months 6.25
15 months to less than 18 months 7.05
18 months to less than 700 days 7.1
700 days 7.1
More than 700 days to less than 36 months 7.1
36 months 7.1
More than 36 months to 60 months 7.1
More than 60 months to 120 months 7.1

Note: The FD interest rates are effective as of 22 June 2022

DCB Bank Tax Saver Deposit - General Public

Tenure Regular Citizens
5 years 6.6

DCB Bank Tax Saver Deposit - Senior Citizens

Tenure Regular Citizens
5 years 7.1

NRE Fixed Deposit Interest Rates of deposits less than Rs 2 crores

Tenure Interest Rates (% p.a.)
12 months 6.1
More than 12 months to less than 15 months 5.75
15 months to less than 18 months 6.55
18 months to less than 700 days 6.6
700 days 6.6
More than 700 days to less than 36 months 6.6
36 months to 120 months 6.6

Note: The FD interest rates are effective as of 22 June 2022

NRO Fixed Deposit Interest Rates of deposits less than Rs 2 crores

Tenure Interest Rates (% p.a.)
7 days to 14 days 4.8
15 days to 45 days 4.8
46 days to 90 days 4.8
91 days to less than 6 months 5.5
6 months to less than 12 months 5.7
12 months 6.1
More than 12 months to less than 15 months 5.75
15 months to less than 18 months 6.55
18 months to less than 700 days 6.6
700 days 6.6
More than 700 days to less than 36 months 6.6
36 months to 120 months 6.6

Note: The FD interest rates are effective as of 22 June 2022

FCNR (B) Fixed Deposit Interest Rates

Currency 1 year to less than 2 years 2 years to less than 3 years 3 years to less than 4 years 4 years to less than 5 years 5 years
USD 4 3.75 3.5 3.5 3.5
GBP 0.75 0.75 0.75 0.75 0.75
EUR 0.1 0.1 0.1 0.1 0.1
AUD 0.75 0.75 0.75 0.75 0.75
CAD 1 1 1 1 1

Note: The FD interest rates are effective as of 3 August 2022

Penalty for Premature Closure of Resident/NRO Fixed Deposits

Deposit amount 7 – 13 days 14 – 29 days 30 days & above
Less than Rs 2 crore No interest is paid 0.50% is deducted from the applicable interest rate 0.50% is deducted from the applicable interest rate
Rs 2 crore and above No interest is paid No Interest is paid 2% is deducted from the applicable interest rate

Penalty for Premature Closure of NRE Fixed Deposits

Deposit amount Less than 1 year 1 year or more
Less than Rs 2 crore No interest is paid 0.50% is deducted from the applicable interest rate
Rs 2 crore and above No interest is paid 2% is deducted from the applicable interest rate

Disclaimer:
This calculator is meant to be used for indicative purposes only. It is designed to assist you in determining the appropriate amount of prospective investments. This calculator alone is not sufficient and shouldn’t be used for the development or implementation of any investment strategy. Upstox does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Upstox makes no warranty about the accuracy of the calculators/reckoners. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator.