NPV Calculator

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Present Value Of Cash Inflows (PVIFA)

Net Present Value (NPV)

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What is net present value (NPV)?

NPV or the net present value shows the difference between the present value of future cash flows and the current investment. We derive the present value of expected cash flows by discounting them at a specified rate of return. NPV is a widely used cash-budgeting method for assessing projects and investments.

To understand this term better, you first need to understand the term present value. For example, imagine that you want to have ₹25,000 in your account next year and the yearly interest rate on that account is 10%. This means that you need to deposit ₹22,500 in that account today to have ₹25,000 twelve months from now. The present value of ₹25,000 due in 12 months is ₹22,500.

Also note that for a positive discount rate, the future value (FV) is always higher than the present value (PV).

This calculator is meant to be used for indicative purposes only. It is designed to assist you in determining the appropriate amount of prospective investments. This calculator alone is not sufficient and shouldn’t be used for the development or implementation of any investment strategy. Upstox does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Upstox makes no warranty about the accuracy of the calculators/reckoners. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator.