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Reserve Bank of India - RBI Holidays -2022

Remember ! your good old school calendar in which our favourite page was the list of holidays chalked out at the beginning of each academic year. Just knowing this piece of information meant so much to us.

Similarly, within the banking sector, the Reserve Bank of India ( RBI) is the apex body which publishes a detailed list of bank holidays, national and state-wise at the beginning of each calendar year.

The  RBI,  India’s Central bank, also called as the banker’s bank key responsibility is to regulate and supervise the monetary and other banking policies of the financial sector which comprises financial institutions, commercial banks, non-banking financial companies. 

As an extension to its core responsibilities, the RBI publishes a list of holidays at the beginning of each calendar year. 

As per the holiday list, whether it is national specific or regional specific, banks would not be operational on those dates.

Say for example: Republic Day, Independence Day, and Gandhi Jayanti are the only three National holidays; all other holidays are state-specific. 

For example: Banks remained closed on September 7-8, 2022  in Kerala for the Onam and Thiruvonam respectively.

There will be a bank holiday on September 26, 2022 in Jaipur and Imphal for Navratri Sthapna.

This comprehensive  list of holidays is in addition to weekend Sunday holidays as well as alternate second and fourth Saturdays holidays during which all Banks across India remain closed.

Consequently, the  Banks across India would  remain open on the 1st, 3rd and 5th Saturdays of every month (as per the notification of the RBI dated 28th August, 2015).

The main purpose of declaring this comprehensive holiday list ( details given in Annexure) in advance at the beginning of each calendar year is to make you aware of the impending holidays so that you can plan your banking transactions accordingly with minimal stress. Consequently, it  is mandatory for every bank across the  Central / State Governments / Union Territories to follow the guidelines issued by RBI.

Just to delve a bit deeper, this comprehensive list of holidays published by RBI is categorised as:

  1.  State-wise celebrations
  2. Religious holiday
  3. Festival celebrations

and the basis of these holidays is governed by:

  • Holiday under Negotiable Instruments Act Real Time Gross Settlement Holiday
  • Banks’ Closing of Account

The RBI holiday list is applicable to traditional banking transactions.

As an netbanking and mobile banking customer, you can access your account 24*7*365.

You can also transact through NEFT payment service which is also available for 24×7*365 (including bank holidays).

 

However, in case of RTGS ( Real Time Gross Settlement) payment process, the 2nd and 4th Saturdays and all Sundays in a month are RTGS Holidays for every bank in India as per RBI guidelines. Besides, there is a list of additional RTGS holidays 20222 (apart from the already given holidays on 2nd & 4th Saturdays and every Sunday).

List of Holidays of RBI Regional Office Wise can check Below - 

Holidays in January 2022

Date Day  Holiday Description

Regional Office

1st January, 2022

Saturday New Year’s Day Aizawl, Chennai, Gangtok, Imphal, Shillong

3rd January, 202

Monday New Year’s Celebration/Losoong

Aizawl, Gangtok

4th January, 2022 Tuesday Losoong

Gangtok

11th January, 2022

Tuesday Missionary Day Aizawl
12th January, 2022 Wednesday Birthday of Swami Vivekananda

Kolkata

14th January, 2022

Friday Makar Sankranti/Pongal/Imoinu Iratpa Ahmedabad, Chennai, Imphal
26th January, 2022 Wednesday Republic Day

All Regional Offices

 

Holidays in February 2022

Date Day  Holiday Description

Regional Office

2nd February, 2022

Wednesday Sonam Lochhar Gangtok
5th February, 2022 Saturday Saraswati Puja (Shree Panchami)/Basanta Panchami

Agartala, Bhubaneswar, Kolkata

15th February, 2022

Tuesday Birthday of Md. Hazrat Ali/Lui-Ngai-Ni Imphal, Kanpur, Lucknow,
19th February, 202 Saturday Chhatrapati Shivaji Maharaj Jayanti

Belapur, Mumbai, Nagpur

 

Holidays in March 2022

Date

Day  Holiday Description

Regional Office

1st March, 2022

Tuesday Mahashivratri (Maha Vad-14)

Ahmedabad, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Dehradun, Hyderabad, Jaipur, Jammu, Kanpur, Kochi, Lucknow, Mumbai, Nagpur, Raipur, Ranchi, Shimla, Srinagar, Thiruvananthapuram

3rd March, 2022

Thursday Losar Gangtok
22nd March, 2022 Tuesday Bihar Diwas

Patna

 

Holidays in April 2022

Date

Day  Holiday Description

Regional Office

2nd April, 2022

Saturday Gudi Padwa/Ugadi Festival/1st Navratra/Telugu New Year’s Day/Sajibu Nongmapanba (Cheiraoba)

Belapur, Bengaluru, Chennai, Hyderabad, Imphal, Jammu, Mumbai, Nagpur, Panaji, Srinagar

14th April, 2022 Thursday Dr. Babasaheb Ambedkar Jayanti/Mahavir Jayanti/Baisakhi/Vaisakhi/Tamil New Year’s Day/Cheiraoba/Biju Festival/Bohag Bihu

Agartala, Ahmedabad, Aizawl, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Gangtok, Guwahati, Hyderabad, Imphal, Jaipur, Jammu, Kanpur, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji

29th April, 2022 Friday Shab-I-Qadr/Jumat-ul-Vida

Jammu, Srinagar

 

Holidays in May 2022

Date

Day  Holiday Description

Regional Office

2nd May, 2022

Monday Ramjan-Eid (Eid-UI-Fitra) Kochi, Thiruvananthapuram
9th May, 2022 Monday Birthday of Rabindranath Tagore

Kolkata

 

Holidays in June 2022

Date

Day  Holiday Description

Regional Office

2nd June, 2022

Thursday Maharana Pratap Jayanti Shimla
15th June, 2022 Wednesday Y.M.A. Day/Guru Hargobind Ji’s Birthday/Raja Sankranti

Aizawl, Bhubaneswar, Jammu, Srinagar

 

Holidays in July 2022

Date Day  Holiday Description

Regional Office

1st July, 2022

Friday Kang (Rathajatra)/Ratha Yatra Bhubaneswar, Imphal
7th July, 2022 Thursday Kharchi Puja

Agartala

14th July, 2022

Thursday Beh Dienkhlam Shillong
26th July, 2022 Tuesday Ker Puja

Agartala

 

Holidays in August 2022

Date Day  Holiday Description

Regional Office

1st August, 2022

Monday Drukpa Tshe-zi Gangtok
8th August, 2022 Tuesday Muharram (Ashoora)

Jammu, Srinagar

15th August, 2022

Saturday Independence Day All Regional Offices
29th August, 2022 Monday Tithi of Srimanta Sankardeva

Guwahati

 

Holidays in September 2022

Date Day  Holiday Description

Regional Office

1st September, 2022

Thursday Ganesh Ghaturthi (2nd day) Panaji

7th September, 2022

Wednesday First Onam

Kochi

26th September, 2022 Monday Navtatri Sthapna/Mera Chaoren Houba of Lainingthou Sanamahi

Imphal, Jaipur

 

Holidays in October 2022

Date Day  Holiday Description

Regional Office

1st October, 2022

Saturday Half Yearly Closing of Bank Accounts Gangtok
5th October, 2022 Wednesday Durga Puja/Dussehra (Vijaya Dashmi)/Janmotsav of Srimanta Sankardeva

Agartala, Ahmedabad, Aizawl, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Gangtok, Guwahati,  Hyderabad, Jaipur, Jammu, Kanpur, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shillong, Shimla, Sirnagar

13th October, 2022

Thursday Karva Chauth Shimla
24th October, 2022 Monday Kali Puja/Deepavali/Diwali (Laxmi Pujan)/Naraka Chaturdashi

Agartala, Ahmedabad, Aizawl, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Guwahati, Jaipur, Jammu, Kanpur, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shillong, Shimla, Srinagar

25th October, 2022

Tuesday Laxmi Puja/Deepawali/Govardhan Pooja Gangtok, Hyderabad, Imphal, Jaipur
27th October, 2021 Thursday Bhaidooj/Chitragupt Jayanti/Laxmi Puja/Deepawali/Ningol Chakkouba

Gangtok, Imphal, Kanpur, Lucknow

31st October, 2022

Monday Sardar Vallabhbhai Patel’s Birthday/Surya Pashti Dala Chhath (Morning ardhya)/Chhath Puja

Ahmedabad, Patna, Ranchi

 

Holidays in November 2022

Date Day  Holiday Description

Regional Office

1st November, 2022

Tuesday Kannada rajyotsava/Kut Bengaluru, Imphal
8th November, 2022 Tuesday Guru Nanak Jayanti/Kartika Purnima/Rahas Purnima

Aizawl, Belapur, Bhopal, Bhubaneswar, Chandigarh, Dehradun, Hyderabad, Jaipur, Jammu, Kanpur, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Raipur, Ranchi, Shimla, Srinagar

11th November, 2022

Friday Kanakadasa Jayanthi/Wangala Festival

Bengaluru, Shillong

23rd November, 2022

Wednesday Seng Kutsnem

Shillong

 

Holidays in December 2022

Date Day  Holiday Description

Regional Office

3rd December, 2022

Saturday Feast of St. Francis Xavier Panaji

12th December, 2022

Monday Pa-Togan Nengminja Sangma Shillong

19th December, 2022

Monday Goa Liberation Day

Panaji

24th December, 2022 Saturday Christmas Festival

Shillong

29th December, 2022 Thursday Guru Gobind Singh Ji Birthday

Chandigarh

31st December, 2022 Saturday New Year’s Eve/U Kiang Nangbah Aizawl, Shillong

 

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