J&K Bank FD Calculator
Fixed Deposit Rates on Domestic/NRO/NRE deposits of less than Rs 2 crore - General Public
| Days/Years | Regular Citizens |
| 7 days to 30 days | 3.5 |
| 31 days to 45 days | 3.7 |
| 46 days to 90 days | 4 |
| 91 days to 180 days | 4.5 |
| 181 days to 270 days | 5 |
| 271 days to less than 1 year | 5.25 |
| 1 year to less than 2 years | 6.25 |
| 2 years to less than 3 years | 5.75 |
| 3 years to less than 5 years | 5.75 |
| 5 years to less than 10 years | 6 |
Note: The FD interest rates are effective as of 11 August 2022
Fixed Deposit Rates on Domestic/NRO/NRE deposits of less than Rs 2 crore - Senior Citizens
| Tenure | |
| Days/Years | Senior Citizens |
| 7 days to 30 days | 4 |
| 31 days to 45 days | 4.2 |
| 46 days to 90 days | 4.5 |
| 91 days to 180 days | 5 |
| 181 days to 270 days | 5.5 |
| 271 days to less than 1 year | 5.75 |
| 1 year to less than 2 years | 6.75 |
| 2 years to less than 3 years | 6.25 |
| 3 years to less than 5 years | 6.25 |
| 5 years to less than 10 years | 6.5 |
Note: The FD interest rates are effective as of 11 August 2022
Jammu & Kashmir Bank Tax Saver Deposit - General Public
| Tenure | Regular Citizens |
| 5 years – 10 years | 6.00% |
Jammu & Kashmir Bank Tax Saver Deposit - Senior Citizens
| Tenure | Senior Citizens |
| 5 years – 10 years | 6.50% |
Interest Rates on FCNR(B) deposits
| Currency/Period | 1 year to less than 2 years | 2 years to less than 3 years | 3 years to less than 4 years | 4 years to less than 5 years | 5 years only |
| USD | 3 | 2.7 | 2.5 | 2.4 | 2.5 |
| GBP | 2.1 | 2.15 | 2.25 | 2.25 | 2.25 |
| EUR | 0 | 0 | 0 | 0 | 0 |
| JPY | 0 | 0 | 0 | – | – |
| CAD | 2.3 | 2.35 | 2.4 | – | – |
| AUD | 2.25 | 2.3 | 2.4 | – | – |
Note: The FD interest rates are effective as of 5 August 2022
Interest Rates on RFC deposits
| Period/Currency | USD | GBP | EUR | JPY |
| 1 month to less than 6 months | 1.14 | 0.81 | 0 | 0 |
| 6 months to less than 1 year | 1.45 | 1.09 | 0 | 0 |
| 1 year to less than 2 years | 3 | 2.1 | 0 | 0 |
| 2 years to less than 3 years | 2.7 | 2.15 | 0 | 0 |
| 3 years | 2.5 | 2.25 | 0 | 0 |
Note: The FD interest rates are effective as of 6 July 2022
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Disclaimer:
This calculator is meant to be used for indicative purposes only. It is designed to assist you in determining the appropriate amount of prospective investments. This calculator alone is not sufficient and shouldn’t be used for the development or implementation of any investment strategy. Upstox does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Upstox makes no warranty about the accuracy of the calculators/reckoners. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator.