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J&K Bank FD Calculator

Total Investment

₹10,000
₹1,00,00,000

Number of years

Yrs
1 yr
25 yrs

Interest Rate

%
1 %
15%

Fixed Deposit Rates on Domestic/NRO/NRE deposits of less than Rs 2 crore - General Public

Days/Years Regular Citizens
7 days to 30 days 3.5
31 days to 45 days 3.7
46 days to 90 days 4
91 days to 180 days 4.5
181 days to 270 days 5
271 days to less than 1 year 5.25
1 year to less than 2 years 6.25
2 years to less than 3 years 5.75
3 years to less than 5 years 5.75
5 years to less than 10 years 6

Note: The FD interest rates are effective as of 11 August 2022

Fixed Deposit Rates on Domestic/NRO/NRE deposits of less than Rs 2 crore - Senior Citizens

Tenure
Days/Years Senior Citizens
7 days to 30 days 4
31 days to 45 days 4.2
46 days to 90 days 4.5
91 days to 180 days 5
181 days to 270 days 5.5
271 days to less than 1 year 5.75
1 year to less than 2 years 6.75
2 years to less than 3 years 6.25
3 years to less than 5 years 6.25
5 years to less than 10 years 6.5

Note: The FD interest rates are effective as of 11 August 2022

Jammu & Kashmir Bank Tax Saver Deposit - General Public

Tenure Regular Citizens
5 years – 10 years 6.00%

Jammu & Kashmir Bank Tax Saver Deposit - Senior Citizens

Tenure Senior Citizens
5 years – 10 years 6.50%

Interest Rates on FCNR(B) deposits

Interest Rates (% p.a.)

Currency/Period 1 year to less than 2 years 2 years to less than 3 years 3 years to less than 4 years 4 years to less than 5 years 5 years only
USD 3 2.7 2.5 2.4 2.5
GBP 2.1 2.15 2.25 2.25 2.25
EUR 0 0 0 0 0
JPY 0 0 0
CAD 2.3 2.35 2.4
AUD 2.25 2.3 2.4

Note: The FD interest rates are effective as of 5 August 2022

Interest Rates on RFC deposits

Interest Rates (% p.a.)

Period/Currency USD GBP EUR JPY
1 month to less than 6 months 1.14 0.81 0 0
6 months to less than 1 year 1.45 1.09 0 0
1 year to less than 2 years 3 2.1 0 0
2 years to less than 3 years 2.7 2.15 0 0
3 years 2.5 2.25 0 0

Note: The FD interest rates are effective as of 6 July 2022

Disclaimer:
This calculator is meant to be used for indicative purposes only. It is designed to assist you in determining the appropriate amount of prospective investments. This calculator alone is not sufficient and shouldn’t be used for the development or implementation of any investment strategy. Upstox does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Upstox makes no warranty about the accuracy of the calculators/reckoners. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator.