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LIC Housing Finance FD Calculator

Total Investment

₹10,000
₹1,00,00,000

Number of years

Yrs
1 yr
25 yrs

Interest Rate

%
1 %
15%

LIC Housing Finance FD Interest Rates on Domestic deposits from Rs 20,000 to Rs 20 crore

Non-Cumulative Interest Rates (% p.a.)
Tenor Cumulative Interest Rates (% p.a.) Monthly Yearly
1 year 6.3 6.2 6.3
18 months 6.4 6.3 6.4
2 years 6.75 6.6 6.75
3 years 6.95 6.75 6.95
5 years 6.95 6.8 6.95

Note: The FD interest rates are effective as of 29 August 2022

Non-Cumulative Public Deposit

Tenure Rate of Interest (p.a.) – Yearly Option Rate of Interest (p.a.) – Monthly Option
1 year 5.60% 5.45%
18 months 5.90% 5.75%
2 years 6.25% 6.15%
3 years 6.40% 6.25%
5 years 6.60% 6.45%

Note: The FD interest rates are effective as of 24 May 2022

LIC HF Public Deposit Scheme - Interest Rates on Deposits of Rs.20 crore and Above - Cumulative

Tenure Rate of Interest (p.a.)
1 year 4.95%
18 months 5.25%
2 years 5.60%
3 years 5.75%
5 years 5.95%

Note: The FD interest rates are effective as of 24 May 2022

Non-Cumulative Public Deposit

Tenure Rate of Interest (p.a.) – Yearly Option Rate of Interest (p.a.) – Monthly Option
1 year 4.95% 4.85%
18 months 5.25% 5.15%
2 years 5.60% 5.50%
3 years 5.75% 5.65%
5 years 5.95% 5.85%

Note: The FD interest rates are effective as of 24 May 2022

LIC Housing Finance Fixed Deposit Rates - Premature Withdrawal

Period completed Rate of Interest (p.a.)
3 months but less than 6 months 3% p.a.
6 months but before maturity 1% less than the applicable FD rate

Disclaimer:
This calculator is meant to be used for indicative purposes only. It is designed to assist you in determining the appropriate amount of prospective investments. This calculator alone is not sufficient and shouldn’t be used for the development or implementation of any investment strategy. Upstox does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Upstox makes no warranty about the accuracy of the calculators/reckoners. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator.