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Market Cap76,788.48 Crore
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Open₹811.20
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Close₹811.20
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Circuit Range₹730- ₹892.30
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Day Range₹795.40- ₹811.25
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Year Range₹695.55- ₹982.50
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Volume1,365,258
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Avg. Traded₹801.56
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Key Indices in NSE
Frequently Asked Questions
What is the share price of Sbi Cards & Pay Ser Ltd today on the NSE?
Sbi Cards & Pay Ser Ltd share price is ₹800 today.
What is the share price of Sbi Cards & Pay Ser Ltd today on the BSE?
Sbi Cards & Pay Ser Ltd share price is ₹800.15 today.
What is ‘Today’s High & Low’ share prices of Sbi Cards & Pay Ser Ltd on the NSE?
Sbi Cards & Pay Ser Ltd stock price high: ₹811.25
Sbi Cards & Pay Ser Ltd stock price low: ₹795.4
Sbi Cards & Pay Ser Ltd stock price low: ₹795.4
What is ‘Today’s High & Low’ share prices of Sbi Cards & Pay Ser Ltd on the BSE?
Sbi Cards & Pay Ser Ltd stock price high: ₹812.1
Sbi Cards & Pay Ser Ltd stock price low: ₹ 795.6
Sbi Cards & Pay Ser Ltd stock price low: ₹ 795.6
What is the market cap of Sbi Cards & Pay Ser Ltd shares today?
Sbi Cards & Pay Ser Ltd has a market capitalization of ₹1.00 1.
What are the upper & lower circuit limits of Sbi Cards & Pay Ser Ltd shares today on the NSE?
Sbi Cards & Pay Ser Ltd Upper Circuit: ₹892.3
Sbi Cards & Pay Ser Ltd Lower Circuit: ₹730.1
Sbi Cards & Pay Ser Ltd Lower Circuit: ₹730.1
What are the upper & lower circuit limits of Sbi Cards & Pay Ser Ltd shares today on the BSE?
Sbi Cards & Pay Ser Ltd Upper Circuit: ₹892.35
Sbi Cards & Pay Ser Ltd Lower Circuit: ₹730.15
Sbi Cards & Pay Ser Ltd Lower Circuit: ₹730.15
What price did Sbi Cards & Pay Ser Ltd shares open on the NSE today?
Sbi Cards & Pay Ser Ltd opened at: ₹811.2 on the NSE today.
What price did Sbi Cards & Pay Ser Ltd shares open on the BSE today?
Sbi Cards & Pay Ser Ltd opened at: ₹811.25 on the BSE today.
What was yesterday 's closing price for Sbi Cards & Pay Ser Ltd shares on the NSE?
Sbi Cards & Pay Ser Ltd shares closed yesterday at ₹811.2 on the NSE.
What was yesterday 's closing price for Sbi Cards & Pay Ser Ltd shares on the BSE?
Sbi Cards & Pay Ser Ltd shares closed yesterday at ₹811.25 on the BSE.
What is Sbi Cards & Pay Ser Ltd 52-week high and low share price on the NSE?
52 Week High: ₹982.5
52 Week Low: ₹695.55
52 Week Low: ₹695.55
What is Sbi Cards & Pay Ser Ltd 52-week high and low share price on the BSE?
52 Week High: ₹968.1
52 Week Low: ₹690.9
52 Week Low: ₹690.9
What is Sbi Cards & Pay Ser Ltd stock symbol?
The Sbi Cards & Pay Ser Ltd Stock symbol is SBICARD.
Can I buy Sbi Cards & Pay Ser Ltd shares on Holidays?
No, shares of Sbi Cards & Pay Ser Ltd or any other publicly traded company cannot be bought or sold on holidays when the stock exchanges are closed. You can only buy or sell Sbi Cards & Pay Ser Ltd shares on days when the stock exchanges are open for trading. It's important to check the NSE & BSE holidays calendar, before placing any trades to avoid any inconvenience.
About SBI Cards
Launched in 1988, SBI Card is a joint venture of the State Bank of India and GE Capital. With its headquarters located in Gurgaon, Haryana, the company was incorporated as SBI Cards and Payment Services Private Limited (SBICPSL).GE Capital’s stake was acquired by SBI and the Carlyle Group in 2017. In 2020, SBI Card got the honour of becoming the first pure-play credit card company to be listed on the Indian stock exchange. SBI Card was launched with the objective of offering customers a multitude of value-added payment services and products. In a short span of ten months from the date of inception, the company managed to reach a credit card user base of 1 lakh customers. From there, the company has witnessed a meteoric rise. In 2002, SBI Card hit the 1 million customer mark, and within a short span of 3 years, in 2005, it crossed the milestone of 2 million credit card users.Currently possessing a user base of over 14 million credit card users, SBI Card is the country’s second-largest player in the credit card space.
Core Activities & Products
Over the years, SBI Card diversified its businesses and now offers a wide variety of credit cards. Some of them are as listed below:
- SBI Card Elite:This card offers a range of benefits suited to meeting a premium lifestyle. These include milestone benefits, reward points, exclusive concierge services, lounge access (domestic and international), and complimentary air tickets and gift vouchers.
- SBI Card PRIME:An entry-level premium card, this offers great lifestyle privileges such as complimentary membership to brands such as Vistara and Trident and ten reward points for every Rs.100 spent on dining and grocery. Additionally, the card has tied up with brands like RelianceFresh, Reliance Smart, Reliance Trendz, and BigBasket, offering accelerated reward points.
- SimplySAVE SBI Card:With this card, you can access great deals on movies, dining, and grocery expenditures. Additionally, you can also avail of fuel surcharge waivers across the country.
- SBI Signature Corporate Card:Explicitly meant for those who travel a lot on business, this card offers complimentary airport lounge access, as well as concierge services, and travel and air insurance amounting to Rs.1 Crore.
- SBI Platinum Corporate Card:This card comes packed with a range of benefits, such as a dynamic credit limit, daily expenditure limits, corporate level statements, and travel and air insurance. Additionally, it also offers deals from international airlines, hotels, car rental services, and even travel partners.
- Co-Branded Cards:In addition to those mentioned above, SBI card boasts of the largest co-brand portfolio in the credit card industry and has partnered with IRCTC, Tata, Yatra, Central, Air India, Mumbai Metro, Chennai Metro, and other banks such as Oriental Bank of Commerce, Karur Vysya Bank, and South Indian Bank, to name a few.
Board of Directors
- Chairman: Dinesh Kumar Khara
- Director: Swaminathan Janakiraman
- Director: Rama Mohan Rao Amara
- Director: Mihir Narayan Prasad Mishra
- Independent Director: Tejendra Mohan Bhasin
- Independent Director: Rajendra Kumar Saraf
- Independent Director: Dinesh Kumar Mehrotra
- Independent Director: Anuradha Shripad Nadkarni
- Independent Director: Shriniwas Yeshwant Joshi
Key Executives
- Managing Director and CEO: Rama Mohan Rao Amara
- Chief Operating Officer: Richhpal Singh
- Chief Risk Officer: Aparna Kuppuswamy
- Chief Sales and Marketing Officer: Girish Budhiraja
- Head – Customer Services: Manish Dewan
- Chief People Officer: Seema Kapahi
- Head – Internal Audit: Kamlesh Kumar Shukla
- Head – Workforce Effectiveness: Ashok Kumar Lohmod
- Chief Information and Digital Officer: Pradeep Khurana
- Head – Legal: Ugen Bhutia
- Chief Compliance Officer: Rinku Sharma
- Head - Open Market and Corporate Sales: Amit Batra
- Head – Operations: Monish Vohra
- Head – Collections: Anu Gupta
- Head – Banca Channel: Vishal Singh
- Chief Credit Officer: Nandini Malhotra
Presence
Within 25 years of inception, SBI Card already has 14 million active credit card users, making it the second largest issuer of credit cards in the country. With a wide range of credit cards suited to meet every customer’s unique needs, SBI Card is a force to reckon with. With a firm customer-centric approach, the company stands out when it comes to branding, customer service, and product innovation.
Registered Office:
SBI Cards & Payment Services Ltd.
DLF Infinity Towers,
Tower C, 12th Floor,
Block 2, Building 3,
DLF Cyber City,
Gurgaon -122002(Haryana)
India.
Strengths:
The strengths of the company that have affected the SBI Card share price and give it a competitive advantage in the market are:
- SBI Card is the only credit card company in the country that offers customers the option of paying bills via 14 different modes.
- SBI Card offers a wide range of credit cards to suit every customer’s needs, including classic cards, travel and shopping cards, corporate cards, and even exclusive co-branded cards.
- In FY22, the company posted strong growth while maintaining excellent credit performance with key metrics within acceptable limits. It reflected a 278bps reduction YoY in risk in the GNPA and 37bps YoY reduction in NNPA.
- The board declared a dividend of ₹2.5 per equity share (25%) for the fiscal year ended March 31, 2022.
CSR and Sustainability
While making waves on the business front, SBI Card is dedicated to contributing to society's effective development and upliftment. The company has the vision to work with partner agencies to ensure comprehensive development across various levels of society, ability, and geography. Keeping this in mind, SBI Card has chosen four key areas to focus its CSR activities on (a) Health (b) Skill Development (c) Education and (d) Environment.Over the last year alone, keeping the wide-ranging effects of the pandemic in mind, SBI Card undertook a wide range of initiatives further to consolidate the public health infrastructure in the country.Some of their initiatives include:
- Establishment of Skill Centres for women – to increase employability skills
- Employability Skill Training – for young adults on the Autism spectrum
- Supply of Healthcare equipment and ambulances
- Setting up a supply chain to segregate and collect plastic waste
- Training of government schoolteachers – to improve student outcomes
- Support for destitute elderly – food, medical care, and recreational activities
- Establishment of primary health care clinics
- Promotion of education of the girl child
- Water security for villages
- Covid-19 disaster relief – food and hygiene kits
COVID-19 Impact
The pandemic had a severe impact on all sectors in India, including the banking sector – and keeping in line with the Covid-19 regulations laid down by the Reserve Bank of India (RBI), SBI Card granted a moratorium to all of its borrowers. During the first few months of the moratorium, while collections seemed to decline, in the subsequent months, they gradually started rising. When the second wave of the pandemic hit the country, intermittent lockdowns and restrictions were placed all across the country, which once again affected collections. Even though the impact was moderate as compared to the last fiscal year, asset quality witnessed a dip, with gross non-performing assets (GNPAs) increasing to 4.99% (March 31st, 2021) from 2.01% in the previous year. In July 2021, when the lockdown was lifted, the GNPAs rose to 3.36% (September 30th, 2021).
Future Prospects
The future prospects of the SBI Card include:
- Addition of new customers, specifically, those with a better risk profile.
- In the next four years, SBI Card plans to increase the percentage of high-net-worth and high-spending customers from the present 5% to 20%.
- By way of a better value proposition, SBI Card aims to increase customer spending by way of a better value proposition.
Did You Know!
Did you know that SBI Card is one of the first companies to migrate to the services of MasterCard, Europay, and Visa (EMV) platform? A vast majority of its portfolio has been transferred to this far superior technology.Also, if you are an active user of a credit card issued by an SBI Card, you can use the ASK ILA (Interactive Live Assistant) chatbot to manage your account. It’s easy to understand and helps gets your tasks done quicker.