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Central Bank FD Calculator

Total Investment

₹10,000
₹1,00,00,000

Number of years

Yrs
1 yr
25 yrs

Interest Rate

%
1 %
15%

Fixed Deposit Interest Rates on Domestic Deposits of less than Rs 2 crore

Tenure Rate of Interest (% p.a.)
7 days to 14 days 2.75
15 days to 30 days 2.9
31 days to 45 days 3
46 days to 59 days 3.35
60 days to 90 days 3.5
91 days to 179 days 4
180 days to 270 days 4.65
271 days to 364 days 4.75
1 year to less than 2 years 5.45
2 years to less than 3 years 5.5
3 years to less than 5 years 5.5
5 years to 10 years 5.6
555 days 5.55
777 days NA
Cent Double NA

Note: The FD interest rates are effective as of 10 September 2022

Fixed Deposit Interest Rates on Domestic Single Deposits of Rs 2 crore to Rs 10 crore

Tenure Interest Rates (% p.a.)
7 days to 14 days 4
15 days to 30 days 4
31 days to 45 days 4.5
46 days to 59 days 3.1
60 days to 90 days 3.5
91 days to 179 days 4.5
180 days to 270 days 5
271 days to 364 days 5.5
1 year to less than 2 years 4.1
2 years to less than 3 years 5.75
3 years to less than 5 years 5.5
5 years & above up to 10 years 5.5
555 days NA
777 days NA
Cent Double NA

Note: The FD interest rates are effective as of 10 September 2022

Central Bank of India Tax Saver Deposit (Cent Tax Saving Deposit)

Tenure Regular Citizens
5 years 5.60%

Interest Rates on NRE deposit of less than Rs 2 crore

Tenure Interest Rate* (% p.a.)
1 year to less than 2 years 5.45
2 years to less than 3 years 5.5
3 years to less than 5 years 5.5
5 years to 10 years 5.6
555 days 5.55

Note: The FD interest rates are effective as of 10 September 2022

Interest Rates on NRE deposit of Rs 2 crore to Rs. 10 crore

Tenure Interest Rate* (% p.a.)
1 year to less than 2 years 4.1
2 years to less than 3 years 5.75
3 years to less than 5 years 5.5
5 years to 10 years 5.5
555 days NA

Note: The FD interest rates are effective as of 10 September 2022

Interest Rates on FCNR (B) Deposits

Tenure Interest Rates (% p.a.)
USD GBP EUR CAD AUD
1 year to less than 2 years 4.25 2.39 0.52 3.1 2.7
2 years to less than 3 years 4.1 2.79 0.72 4.1 3.2
3 years to less than 4 years 3.98 2.89 0.92 4.35 3.55
4 years to less than 5 years 4.08 2.89 0.92 4.4 3.8
5 years only 4.13 2.89 0.92 4.4 3.9
Overdue deposit 3.25 1.39 0 2.1 1.7

Note: The FD interest rates are effective as of 1 September 2022

Interest Rates on RFC Fixed Deposit

Period of USD Deposit Interest Rates (% p.a.)
6 months to less than 12 months 3.25
Overdue deposits NIL

Note: The FD interest rates are effective as of 1 September 2022

Disclaimer:
This calculator is meant to be used for indicative purposes only. It is designed to assist you in determining the appropriate amount of prospective investments. This calculator alone is not sufficient and shouldn’t be used for the development or implementation of any investment strategy. Upstox does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Upstox makes no warranty about the accuracy of the calculators/reckoners. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator.