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Federal Bank FD Calculator

Total Investment

₹10,000
₹1,00,00,000

Number of years

Yrs
1 yr
25 yrs

Interest Rate

%
1 %
15%

Fixed Deposit Interest Rates on Domestic/NRO deposits of less than Rs 2 crore - General Public

Period General Public
7 days to 29 days 3
30 days to 45 days 3.25
46 days to 60 days 3.75
61 days to 90 days 4
91 days to 119 days 4.1
120 days to 180 days 4.25
181 days to 332 days 4.8
333 days 5.45
334 days to less than 1 year 4.8
1 year 5.45
Above 1 year to less than 20 months 5.6
20 months 5.9
Above 20 months to less than 2 years 5.6
2 years to 749 days 5.75
750 days 6.1
751 days to less than 5 years 5.75
5 years to 2221 days 5.75
2222 days 6
2223 days to less than 75 months 5.75
75 months 6.1
Above 75 months 5.75

Note: The FD interest rates are effective as of 17 August 2022

Fixed Deposit Interest Rates on Domestic/NRO deposits of less than Rs 2 crore - Senior Citizens

Period Senior Citizen
7 days to 29 days 3.5
30 days to 45 days 3.75
46 days to 60 days 4.25
61 days to 90 days 4.5
91 days to 119 days 4.6
120 days to 180 days 4.75
181 days to 332 days 5.3
333 days 5.95
334 days to less than 1 year 5.3
1 year 5.95
Above 1 year to less than 20 months 6.1
20 months 6.4
Above 20 months to less than 2 years 6.1
2 years to 749 days 6.25
750 days 6.6
751 days to less than 5 years 6.25
5 years to 2221 days 6.4
2222 days 6.65
2223 days to less than 75 months 6.4
75 months 6.75
Above 75 months 6.4

Note: The FD interest rates are effective as of 17 August 2022

Federal Tax Saving FD Rates - General Public

Period Regular Citizens
5 years 5.75

Note: The FD interest rates are effective as of 17 August 2022

Federal Tax Saving FD Rates - Senior Citizens

Period Senior Citizens
5 years 6.4

Note: The FD interest rates are effective as of 17 August 2022

NRE Fixed Deposit Interest Rates of Deposits less than Rs 2 crores

Period Interest Rates (% p.a.)
1 year 5.45
Above 1 year to less than 2 years 5.6
15 months 6.4
Above 15 months to less than 2 years 5.6
2 years to 749 days 5.75
750 days 5.85
751 days to 999 days 5.75
1000 days 6.25
1001 days to 2221 days 5.75
2222 days 6
2223 days to less than 75 months 5.75
75 months 5.95
Above 75 months 5.75

Note: The FD interest rates are effective as of 28 July 2022

FCNR(B) Fixed Deposit Interest Rates of deposits

Period Interest Rates (% p.a.)
USD GBP EURO YEN CAD AUD CHF NZD SGD HKD
Less than 75,000 75,000 to 2 lakhs Above 2 lakhs
1 year to less than 2 years 3 3.55 3.85 2.1 0.05 0.05 2.4 2.4 0.05 0.05 0.42 0.33
2 years to less than 3 years 3 3 3 2.4 0.05 0.05 2.5 2.5 NA NA 0.84 0.72
3 years to less than 4 years 2.75 2.75 2.75 2.45 0.05 0.05 2.6 2.6 NA NA 0.78 0.74
4 years to less than 5 years 2.5 2.5 2.5 2.2 0.1 0.05 2.6 2.6 NA NA 0.78 0.65
5 years only 2.5 2.5 2.5 2.2 0.1 0.05 2.6 2.6 NA NA 0.8 0.57

Note: The FD interest rates are effective as of 17 August 2022

RFC Fixed Deposit Interest Rates of deposits

Tenure Interest Rates (% p.a.)
USD GBP EURO YEN CAD AUD CHF NZD SGD HKD
6 months to less than 1 year 3 2.1 0.05 0.05 2.4 2.4 0.05 0.05 0.42 0.33
1 year to less than 2 years 3 2.1 0.05 0.05 2.4 2.4 0.05 0.05 0.42 0.33
2 years to less than 3 years 3 2.4 0.05 0.05 2.5 2.5 NA NA 0.84 0.72
3 years only 2.75 2.45 0.05 0.05 2.6 2.6 NA NA 0.78 0.74

Note: The FD interest rates are effective as of 17 August 2022

Disclaimer:
This calculator is meant to be used for indicative purposes only. It is designed to assist you in determining the appropriate amount of prospective investments. This calculator alone is not sufficient and shouldn’t be used for the development or implementation of any investment strategy. Upstox does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Upstox makes no warranty about the accuracy of the calculators/reckoners. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator.