IndusInd Bank FD Calculator
Total value of investment
₹1,38,042
IndusInd Bank Fixed Deposit Rates for Domestic/NRO Deposits of less than Rs. 2 crore - General Citizens
| Tenure | Regular Citizens (%) |
| 7 days to 14 days | 3.5 |
| 15 days to 30 days | 3.5 |
| 31 days to 45 days | 4 |
| 46 days to 60 days | 4 |
| 61 days to 90 days | 4.25 |
| 91 days to 120 days | 4.5 |
| 121 days to 180 days | 4.75 |
| 181 days to 210 days | 5 |
| 211 days to 269 days | 5.25 |
| 270 days to 354 days | 5.5 |
| 355 days to 364 days | 5.5 |
| 1 year to below 1 year 6 months | 6.25 |
| 1 year 6 months to below 1 year 7 months | 6.75 |
| 1 year 7 months to below 2 years | 6.75 |
| 2 years to below 2 years 6 months | 6.75 |
| 2 years 6 months to below 2 years 9 months | 6.75 |
| 2 years 9 months to below 3 years | 6.75 |
| 3 years to below 61 months | 6.75 |
| 61 months and above | 6.25 |
Note: The FD interest rates are effective as of 12 August 2022
IndusInd Bank Fixed Deposit Rates for Domestic/NRO Deposits of less than Rs. 2 crore - Senior Citizens
| Tenure | Senior Citizens (%) |
| 7 days to 14 days | 4.25 |
| 15 days to 30 days | 4.25 |
| 31 days to 45 days | 4.75 |
| 46 days to 60 days | 4.75 |
| 61 days to 90 days | 5 |
| 91 days to 120 days | 5.25 |
| 121 days to 180 days | 5.5 |
| 181 days to 210 days | 5.75 |
| 211 days to 269 days | 6 |
| 270 days to 354 days | 6.25 |
| 355 days to 364 days | 6.25 |
| 1 year to below 1 year 6 months | 7 |
| 1 year 6 months to below 1 year 7 months | 7.5 |
| 1 year 7 months to below 2 years | 7.5 |
| 2 years to below 2 years 6 months | 7.5 |
| 2 years 6 months to below 2 years 9 months | 7.5 |
| 2 years 9 months to below 3 years | 7.5 |
| 3 years to below 61 months | 7.5 |
| 61 months and above | 7 |
Note: The FD interest rates are effective as of 12 August 2022
Indusind Fixed Deposit Interest Rates for Domestic/NRO Deposits of Rs. 2 crore to less than Rs. 5 crore
| Tenure | Regular Citizens (% p.a.) |
| 7 days to 14 days | 4 |
| 15 days to 30 days | 4.1 |
| 31 days to 45 days | 4.25 |
| 46 days to 60 days | 4.35 |
| 61 days to 90 days | 4.5 |
| 91 days to 120 days | 5 |
| 121 days to 180 days | 5.1 |
| 181 days to 210 days | 5.25 |
| 211 days to 269 days | 5.4 |
| 270 days to 354 days | 5.75 |
| 355 days to 364 days | 6 |
| 1 year to below 1 year 6 months | 6.25 |
| 1 year 6 months to below 1 year 7 months | 6.75 |
| 1 year 7 months to below 2 years | 6.75 |
| 2 years to below 2 years 6 months | 6.75 |
| 2 years 6 months to below 2 years 9 months | 6.75 |
| 2 years 9 months to below 3 years | 6.75 |
| 3 years to below 61 months | 6.75 |
| 61 months and above | 6.5 |
Note: The FD interest rates are effective as of 12 August 2022
IndusInd Bank Tax Saver Deposit - General Public
| Tenure | Regular Citizens |
| 5 Years | 6.75% |
IndusInd Bank Tax Saver Deposit - Senior Citizens
| Tenure | Senior Citizens |
| 5 Years | 7.50% |
Indusind Fixed Deposit Interest Rates for Domestic/NRO Deposits of Rs. 2 crore to less than Rs. 5 crore
| Tenure | Regular Citizens (% p.a.) |
| 7 days to 14 days | 4 |
| 15 days to 30 days | 4.1 |
| 31 days to 45 days | 4.25 |
| 46 days to 60 days | 4.35 |
| 61 days to 90 days | 4.5 |
| 91 days to 120 days | 5 |
| 121 days to 180 days | 5.1 |
| 181 days to 210 days | 5.25 |
| 211 days to 269 days | 5.4 |
| 270 days to 354 days | 5.75 |
| 355 days to 364 days | 6 |
| 1 year to below 1 year 6 months | 6.25 |
| 1 year 6 months to below 1 year 7 months | 6.75 |
| 1 year 7 months to below 2 years | 6.75 |
| 2 years to below 2 years 6 months | 6.75 |
| 2 years 6 months to below 2 years 9 months | 6.75 |
| 2 years 9 months to below 3 years | 6.75 |
| 3 years to below 61 months | 6.75 |
| 61 months and above | 6.5 |
Note: The FD interest rates are effective as of 12 August 2022
Indusind Fixed Deposit Rates on NRE deposits
| Tenure | Less than Rs. 2 Crores | Rs. 2 Crores to less than Rs. 5 Crores |
| 1 year to below 1 year 6 months | 7.25% | 7.25% |
| 1 year 6 months to below 1 year 7 months | 7.25% | 7.25% |
| 1 year 7 months to below 2 years | 7.25% | 7.25% |
| 2 years to below 2 years 6 months | 7.25% | 7.25% |
| 2 years 6 months to below 2 years 9 months | 7.00% | 7.00% |
| 2 years 9 months to below 3 years | 7.00% | 7.00% |
| 3 years to below 5 years 1 month | 7.00% | 7.00% |
| 5 years 1 month and above | 6.00% | 6.00% |
Note: The FD interest rates are effective as of 8 August 2022
Indusind Bank FD Rates on FCNR/RFC* deposits
| Tenure | USD | GBP | EUR | JPY | CAD | AUD |
| 1 year to less than 2 years | 4.15 | 3.2 | 1.25 | – | 4 | 3.85 |
| 2 years to less than 3 years | 4.3 | 3.55 | 1.7 | 2.2 | 4.2 | 4.3 |
| 3 years to less than 4 years | 3.75 | 3.1 | 1.4 | 1.5 | 3.75 | 4.05 |
| 4 years to less than 5 years | 3.6 | 3 | 1.4 | – | 3.65 | 4.05 |
| 5 years | 3.5 | 2.85 | 1.4 | 1.6 | 3.55 | 4 |
Note: The FD interest rates are effective as of 8 August 2022
What is the IndusInd Bank FD Calculator?
The IndusInd Bank FD Calculator is an online financial planning tool that helps you find out the interest earned and maturity amount of an IndusInd Fixed Deposit. The calculator uses the deposit amount, applicable FD interest rate, and investment tenure to calculate the maturity amount and the total interest earned.
You can use the IndusInd Bank FD Calculator to estimate the interest you could earn and the maturity amount, helping you assess the IndusInd Bank FD investment against your financial goals.
How to Use the IndusInd Bank FD Interest Calculator?
Using the IndusInd Bank FD Calculator is quite simple. Follow the steps below to see the interest earned and maturity amount:
Step 1: Enter the deposit amount using the slider or by manually entering the amount.
Step 2: Enter the interest rate applicable to your Fixed Deposit.
Step 3: Select the investment tenure, i.e., the period for which you plan to keep the deposit.
Once you have entered the investment tenure, the FD Interest calculator will display the total interest earned and the maturity amount.
Benefits of Using IndusInd Bank FD Calculator
The following are the benefits of using the IndusInd Bank FD Calculator.
Saves Time
The IndusInd FD Interest Calculator provides the interest earned and maturity amount instantly and eliminates the need for tedious, manual calculations.
Accurate Results
The calculator uses a compounding formula to determine the interest earned and maturity amount for cumulative FDs, based on the applicable inputs and compounding frequency.
Compare FD Returns
You can use the IndusInd Bank FD calculator to compare different investment scenarios by changing the deposit amounts and investment period.
Improved Financial Planning
You can use the calculator before investing in an FD to know the maturity amount and interest earned, which will help you check whether the FD returns aligns with your financial goals.
Formula Used to Calculate FD Maturity Amount
The IndusInd Bank FD calculator uses the following formula to calculate the maturity amount of a cumulative fixed deposit.
A = P (1 + r/n) ^ n*t
Where,
A = Maturity amount of the FD
P = Principal deposit amount
r = Annual rate of interest, expressed as a decimal
n = Number of times interest is compounded per year
t = Investment tenure in years
For deposits with a tenure of up to 180 days, simple interest is paid at maturity, as per IndusInd Bank's applicable terms.
Frequently Asked Questions
What is the IndusInd Bank FD Interest Calculator?
The IndusInd FD Calculator is an online financial planning tool that helps accurately calculate the interest earned and maturity amount of an IndusInd FD based on the investment amount, applicable interest rate, and investment tenure.
What is the formula used by the IndusInd Bank FD Calculator to calculate interest returns and maturity amount?
The calculator uses the following formula to determine the maturity amount of a cumulative FD:
A = P (1 + r/n) ^ n*t
Where,
A = Maturity amount of the FD
P = Principal deposit amount
r = Annual rate of interest, expressed as a decimal
n = Number of times interest is compounded per year
t = Investment tenure in years
How to use the IndusInd Bank FD Calculator?
To determine the maturity amount and interest earned on your FD, enter the investment amount, applicable interest rate, and the number of years you wish to invest for.
Why use the IndusInd Bank FD Calculator?
You can use the IndusInd Bank FD Interest Calculator to instantly estimate the maturity amount and interest earned before investing in an FD. This can help you assess whether the investment returns fit your financial goals.