Bank of Baroda FD Calculator
Total value of investment
₹1,38,042
Bank of Baroda Domestic Fixed Deposit Rates (Below Rs.2 crore) - General Public
| Tenure | Interest rate p.a. (General citizens) |
| 7 days – 14 days | 3 |
| 15 days – 45 days | 3 |
| 46 days – 90 days | 4 |
| 91 days – 180 days | 4 |
| 181 days – 270 days | 4.65 |
| 271 days – Less than 1 year | 4.65 |
| 1 year | 5.5 |
| Above 1 year – 400 days | 5.5 |
| Above 400 days – Up to 2 years | 5.5 |
| Above 2 years – Up to 3 years | 5.55 |
| Above 3 years – Up to 5 years | 5.65 |
| Above 5 years – Up to 10 years | 5.65 |
Note: The interest rates mentioned in the table are as of 13 September 2022.
Bank of Baroda Domestic Fixed Deposit Rates (Below Rs.2 crore) - Senior Citizens
| Tenure | Interest rate p.a. (Senior citizens) |
| 7 days – 14 days | 3.5 |
| 15 days – 45 days | 3.5 |
| 46 days – 90 days | 4.5 |
| 91 days – 180 days | 4.5 |
| 181 days – 270 days | 5.15 |
| 271 days – Less than 1 year | 5.15 |
| 1 year | 6 |
| Above 1 year – 400 days | 6 |
| Above 400 days – Up to 2 years | 6 |
| Above 2 years – Up to 3 years | 6.05 |
| Above 3 years – Up to 5 years | 6.30* |
| Above 5 years – Up to 10 years | 6.65** |
Note: The interest rates mentioned in the table are as of 13 September 2022.
Bank of Baroda Tax Savings Term Deposit Rates - General Public
| Tenure | Interest rate p.a. (General citizens) |
| 5 years | 5.65% |
| Above 5 years – Up to 10 years | 5.65% |
Note: The interest rates mentioned in the table are as of 13 September 2022.
Bank of Baroda Tax Savings Term Deposit Rates - Senior Citizens
| Tenure | Interest rate p.a. (Senior citizens) |
| 5 years | 6.30% |
| Above 5 years – Up to 10 years | 6.65% |
Note: The interest rates mentioned in the table are as of 13 September 2022.
Bank of Baroda NRI FD Rates
Bank of Baroda NRE FD Rates - Below Rs.2 crore (Callable)
| Tenure | Rate of Interest (p.a.) |
| 1 year | 5.50% |
| Above 1 year – 400 days | 5.50% |
| Above 400 days – Up to 2 years | 5.50% |
| Above 2 years – Up to 3 years | 5.55% |
| Above 3 years – Up to 5 years | 5.65% |
| Above 5 years – Up to 10 years | 5.65% |
Note: The interest rates mentioned in the table are as of 13 September 2022.
Bank of Baroda FCNR FD Rates
| Tenure | USD | GBP | EUR | AUD |
| 1 year – Less than 2 years | 3.25 | 2.1 | 0.01 | 0.7 |
| 2 years – Less than 3 years | 2.8 | 2.15 | 0.01 | 1.2 |
| 3 years – Less than 4 years | 2.7 | 2.25 | 0.01 | 1.55 |
| 4 years – Less than 5 years | 2.4 | 2.25 | 0.1 | 1.8 |
| 5 years | 2.5 | 2.25 | 0.15 | 1.95 |
Note: The interest rates mentioned in the table are as of 27 August 2022 to 15 September 2022
Baroda Tiranga Deposit Scheme - General Public
| Tenure | General/NRE/NRO |
| 444 days | 5.75 |
| 555 days | 6 |
Note: The interest rates mentioned in the table are as of 16 August 2022.
| Tenure | Senior Citizen* |
| 444 days | 6.25 |
| 555 days | 6.5 |
Note: The interest rates mentioned in the table are as of 16 August 2022.
What is the Bank of Baroda FD Interest Calculator?
The Bank of Baroda FD Interest Calculator is an online financial planning calculator that accurately and instantly calculates the interest returns and the maturity amount of Bank of Baroda Fixed Deposits. Based on the deposit amount, applicable interest rate and investment tenure, the calculator shows the interest earnings and the maturity amount of your Fixed Deposits.
Investors planning to invest in FDs can use the Bank of Baroda FD Interest Calculator to know the interest returns and maturity amount for different deposit amounts and tenures.
How to Use the Bank of Baroda FD Interest Calculator?
Using the Bank of Baroda FD Interest Calculator is simple and easy. Just follow the steps below to instantly calculate the interest returns and maturity amount of your FD investments.
Step 1: Enter the deposit amount by using the slider or manually entering the amount.
Step 2: Enter the interest rate applicable to your Bank of Baroda Fixed Deposit.
Step 3: Select the investment tenure, which can be entered in years, months or days, depending on the calculator's available options.
Once you've entered the investment tenure, the BoB FD interest calculator will calculate the total interest earnings and the maturity amount of your FD.
Benefits of Using Bank of Baroda FD Interest Calculator
The following are the benefits of using the Bank of Baroda FD Interest Calculator.
Simplifies Calculations
The BoB FD Calculator eliminates the need for manual calculations when determining the interest and maturity amount of your FD investment.
Time-Saving
The calculator estimates the maturity amount and interest earned within seconds.
Comparison Flexibility
The BoB FD Calculator allows you to compare different FD investment scenarios by changing the deposit amount, interest rate and tenure.
Financial Planning
The calculator helps you assess how different deposit amounts and tenures may fit into your financial plans.
Formula Used to Calculate FD Maturity Amount
The Bank of Baroda FD calculator uses applicable interest calculation methods based on the type of FD, interest payout option and tenure to calculate the interest returns and the maturity amount of your fixed deposit investment.
A = P (1 + r/n) ^ n*t
Where,
A = Maturity amount of the FD
P = Principal amount deposited in the FD
r = Annual rate of interest expressed as a decimal
n = Number of times interest is compounded per year
t = Investment tenure in years
The actual maturity amount may vary depending on the FD type, tenure, interest payout option and the bank's applicable calculation methodology.
Frequently Asked Questions
What is the Bank of Baroda FD Interest Calculator?
The Bank of Baroda FD Interest Calculator is an online financial planning tool that calculates the interest earnings and maturity amount of your Bank of Baroda FD based on the inputs provided.
What is the formula used to calculate interest returns and the maturity amount on an FD?
For compound interest, the general formula is:
A = P (1 + r/n) ^ n*t
Where,
A = Maturity amount of the FD
P = Principal amount deposited in the FD
r = Annual rate of interest expressed as a decimal
n = Number of times interest is compounded per year
t = Investment tenure in years
How to use the Bank of Baroda FD Interest Calculator?
To calculate the maturity amount and the interest earnings on your Bank of Baroda FD, you need to input the deposit amount, applicable interest rate and investment tenure.
What are the benefits of using the Bank of Baroda FD Interest Calculator?
The Bank of Baroda FD Interest Calculator helps you calculate the maturity amount and interest earnings for different deposit, amounts, interest rates and tenures, making it easier to compare FD scenarios as part of your financial planning.