HDFC Bank FD Calculator
Total value of investment
₹1,38,042
Domestic/NRO/NRE Term Deposits for General Public (Below Rs. 2 crore)
| Period | Interest Rates for General Public |
|---|---|
| 7 days to 14 days | 2.75% |
| 15 days to 29 days | 2.75% |
| 30 days to 45 days | 3.25% |
| 46 days to 60 days | 3.25% |
| 61 days to 90 days | 3.25% |
| 91 days to 6 months | 3.75% |
| 6 months 1 day to 9 months | 4.65% |
| 9 months 1 day to less than 1 year | 4.65% |
| 1 year | 5.50% |
| 1 year 1 day to 2 years | 5.50% |
| 2 years 1 day to 3 years | 5.50% |
| 3 years 1 day to 5 years | 6.10% |
| 5 years 1 day to 10 years | 5.75% |
Domestic/NRO/NRE Term Deposits for Senior Citizens Customers (Below Rs. 2 crore)
| Period | Interest Rates for Senior Citizens |
|---|---|
| 7 days to 14 days | 3.25% |
| 15 days to 29 days | 3.25% |
| 30 days to 45 days | 3.75% |
| 46 days to 60 days | 3.75% |
| 61 days to 90 days | 3.75% |
| 91 days to 6 months | 4.25% |
| 6 months 1 day to 9 months | 5.15% |
| 9 months 1 day to less than 1 year | 5.15% |
| 1 year | 6.00% |
| 1 year 1 day to 2 years | 6.00% |
| 2 years 1 day to 3 years | 6.00% |
| 3 years 1 day to 5 years | 6.60% |
| 5 years 1 day to 10 years | 6.50% |
Domestic/NRO/NRE Term Deposits for General Public (More Than Rs. 2 Crore and Less Than Rs. 5 Crore)
| Period | Interest Rates for General Public |
|---|---|
| 7 days to 14 days | 3.5 |
| 15 days to 29 days | 3.5 |
| 30 days to 45 days | 3.6 |
| 46 days to 60 days | 4 |
| 61 days to 90 days | 4.75 |
| 91 days to 6 months | 5.25 |
| 6 months 1 day to 9 months | 5.5 |
| 9 months 1 day to less than 1 year | 5.7 |
| 1 year to less than 15 months | 6.05 |
| 15 months to less than 18 months | 6.05 |
| 18 months to less than 21 months | 6.05 |
| 21 months to 2 years | 6.05 |
| 2 years 1 day to 3 years | 6.05 |
| 3 years 1 day to 5 years | 6.1 |
| 5 years 1 day to 10 years | 5.9 |
Domestic Term Deposits for Senior Citizens Customers (More Than Rs. 2 Crore and Less Than Rs. 5 Crore)
| Period | Interest Rates for Senior Citizens |
|---|---|
| 7 days to 14 days | 4 |
| 15 days to 29 days | 4 |
| 30 days to 45 days | 4.1 |
| 46 days to 60 days | 4.5 |
| 61 days to 90 days | 5.25 |
| 91 days to 6 months | 5.75 |
| 6 months 1 day to 9 months | 6 |
| 9 months 1 day to less than 1 year | 6.2 |
| 1 year to less than 15 months | 6.55 |
| 15 months to less than 18 months | 6.55 |
| 15 months to less than 18 months | 6.55 |
| 18 months to less than 21 months | 6.55 |
| 21 months to 2 years | 6.55 |
| 2 years 1 day to 3 years | 6.55 |
| 3 years 1 day to 5 years | 6.6 |
| 5 years 1 day to 10 years | 6.65* |
HDFC FCNR Deposit Rates
| Period | GBP | USD | Euro | JPY | AUD | CAD |
|---|---|---|---|---|---|---|
| 1 year | 1.65% | 3.65% | 0.01% | 0.01% | 2.30% | 2.35% |
| 1 year to 2 years | N/A | 3.25% | N/A | N/A | 2.30% | 2.35% |
| 2 years to 3 years | N/A | 2.65% | N/A | N/A | 2.60% | 2.40% |
| 3 years to 4 years | N/A | 2.40% | N/A | N/A | 2.60% | 2.20% |
| 4 years to 5 years | N/A | 2.00% | N/A | N/A | 2.60% | 2.05% |
| 5 years only | N/A | 1.85% | N/A | N/A | 2.55% | 1.90% |
HDFC RFC Deposit Rates
| Period | GBP | USD | Euro | JPY |
|---|---|---|---|---|
| Less than 29 days | 0.01% | 0.01% | 0.01% | 0.01% |
| 30 days to 3 months | 0.01% | 0.01% | 0.01% | 0.01% |
| 3 months 1 day to 1 year | 0.01% | 0.01% | 0.01% | 0.01% |
| 1 year to 2 years | 0.01% | 3.25% | 0.01% | 0.01% |
| 2 years to 3 years | 0.01% | 2.65% | 0.01% | 0.01% |
| 3 years only | 0.01% | 2.40% | 0.01% | 0.01% |
HDFC Bank Tax Saver FD for General Public
| Tenors | Interest Rates for General Public |
|---|---|
| 5 years | 6.1 |
HDFC Bank Tax Saver FD for Senior Citizens
| Tenors | Interest Rates for Senior Citizens |
|---|---|
| 5 years | 6.6 |
What is the HDFC Bank FD Interest Calculator?
The HDFC Bank FD Interest Calculator is an online financial planning tool that helps you determine the interest earned and maturity amount of an HDFC Fixed Deposit. The calculator uses the deposit amount, applicable FD interest rate, and investment tenure to determine the maturity amount.
You can use the HDFC Bank FD Interest Calculator to understand the interest you could earn and the maturity amount, helping you assess the FD against your financial goals.
How to Use HDFC Bank FD Interest Calculator?
Using the HDFC Bank FD Interest Calculator is quite simple. Follow the steps below to see the interest earned and maturity amount:
Step 1: Enter the deposit amount using the slider or by manually entering the amount.
Step 2: Enter the interest rate applicable to your Fixed Deposit.
Step 3: Select the investment tenure, i.e., the period for which you plan to keep the deposit.
Once you have entered the investment tenure, the FD Interest calculator will display the total interest earned and the maturity amount.
Benefits of Using HDFC Bank FD Interest Calculator
The following are the benefits of using the HDFC Bank FD Interest Calculator.
Saves Time
The HDFC FD Interest Calculator provides the interest earned and maturity amount quickly, eliminating the need for manual calculations.
Accurate Results
The calculator uses a compounding formula to determine the interest earned and maturity amount based on the inputs provided.
Compare FD Returns
You can use the calculator to compare different deposit amounts and investment tenures.
Improved Financial Planning
Knowing the maturity amount and interest earned can help you assess whether the FD fits your financial goals.
Formula Used to Calculate FD Maturity Amount
The HDFC Bank FD calculator uses the following formula to calculate the maturity amount of your fixed deposit investment.
A = P (1 + r/n) ^ n*t
Where,
A = Maturity amount of the FD
P = Principal deposit amount
r = Annual rate of interest, expressed as a decimal
n = Number of times interest is compounded per year
t = Investment tenure in years
Frequently Asked Questions
What is the HDFC Bank FD Interest Calculator?
What is the formula used by the HDFC Bank FD Interest Calculator to calculate interest returns and maturity amount?
How to use the HDFC Bank FD Interest Calculator?
Why use the HDFC Bank FD Interest Calculator?