PNB Domestic/NRO Term Deposit FD Rates Below Rs.2 Crore - General Public
Tenure |
Interest rate p.a. (General citizens) |
7 days to 14 days |
3% |
15 days to 29 days |
3% |
30 days to 45 days |
3% |
46 to 90 Days |
3.25% |
91 days to 179 days |
4.00% |
180 days to 270 days |
4.50% |
271 days to less than a year |
4.50% |
1 year |
5.50% |
Above 1 year and up to 404 days |
5.50% |
405 days |
6.10% |
406 days to 2 years |
5.50% |
Above 2 years and up to 3 years |
5.60% |
Above 3 years and up to 5 years |
5.75% |
Above 5 years and up to 10 years |
5.65% |
1,111 days |
5.75% |
Note: Interest Rates (% p.a.) w.e.f. 13 September 2022
PNB Domestic/NRO Term Deposit FD Rates Below Rs.2 Crore - Senior Citizens
Tenure |
Interest rate p.a. (General citizens) |
7 days to 14 days |
3.50% |
15 days to 29 days |
3.50% |
30 days to 45 days |
3.50% |
46 days to 90 days |
3.75% |
91 days to 179 days |
4.50% |
180 days to 270 days |
5.00% |
271 days to less than a year |
5.00% |
1 year |
6.00% |
Above 1 year and up to 404 days |
6.00% |
405 days |
6.60% |
406 days to 2 years |
6.00% |
Above 2 years and up to 3 years |
6.10% |
Above 3 years and up to 5 years |
6.25% |
Above 5 years and up to 10 years |
6.15% |
1,111 days |
6.25% |
Note: Interest Rates (% p.a.) w.e.f. 13 September 2022
PNB Domestic/NRO Term Deposit FD Rates Below Rs.2 Crore - Super Senior Citizens
Tenure |
Interest rate p.a. (General citizens) |
7 days to 14 days |
3.8 |
15 days to 29 days |
3.8 |
30 days to 45 days |
3.8 |
46 days to 90 days |
4.05 |
91 days to 179 days |
4.8 |
180 days to 270 days |
5.3 |
271 days to less than a year |
5.3 |
1 year |
6.3 |
Above 1 year and up to 404 days |
6.3 |
405 days |
6.9 |
406 days to 2 years |
6.3 |
Above 2 years and up to 3 years |
6.4 |
Above 3 years and up to 5 years |
6.55 |
Above 5 years and up to 10 years |
6.45 |
1,111 days |
6.55 |
Note: Interest Rates (% p.a.) w.e.f. 13 September 2022
PNB Domestic/NRO Term Deposit FD Rates Between Rs.2 Crore and Rs.10 Crore
Tenure |
Interest rate p.a. (General citizens) |
7 days to 14 days |
4.75% |
15 days to 29 days |
4.75% |
30 days to 45 days |
4.75% |
46 days to 90 days |
4.75% |
91 days to 179 days |
5.25% |
180 days to 270 days |
5.60% |
271 days to less than a year |
5.60% |
1 year |
6.25% |
Above 1 year and up to 404 days |
6.25% |
405 days |
6.25% |
406 days to 2 years |
6.25% |
Above 2 years and up to 3 years |
6.25% |
Above 3 years and up to 5 years |
6.00% |
Above 5 years and up to 10 years |
5.60% |
Note: The FD interest rates are effective as of 6 August 2022. It can change at the discretion of the bank.
PNB NRE Fixed Deposit Rates: Less than Rs.2 crore - General Citizens
Tenure |
Interest rate p.a. (General citizens) |
1 year |
5.75% |
Above 1 year and up to 404 days |
5.75% |
405 days |
6.35% |
406 days to 2 years |
5.75% |
Above 2 years and up to 3 years |
5.85% |
Above 3 years and up to 5 years |
6.00% |
Above 5 years and up to 10 years |
5.90% |
1,111 days |
6.00% |
Note: The FD interest rates are effective as of 9 August 2022. It can change at the discretion of the bank.
PNB NRE Fixed Deposit Rates: Rs.2 crore to less than Rs.10 crore - General Citizens
Tenure |
Interest rate p.a. (General citizens) |
1 year |
6.50% |
Above 1 year and up to 404 days |
6.50% |
405 days |
6.50% |
406 days to 2 years |
6.50% |
Above 2 years and up to 3 years |
6.50% |
Above 3 years and up to 5 years |
6.25% |
Above 5 years and up to 10 years |
5.85% |
Note: The FD interest rates are effective as of 6 August 2022. It can change at the discretion of the bank.
PNB FCNR (B) Deposit Rates
Currency/Tenure |
1 year to less than 2 years |
2 years to less than 3 years |
3 years to less than 4 years |
4 years to less than 5 years |
5 years only |
USD# |
4.25 |
3.93 |
4.18 |
4.28 |
4.38 |
GBP# |
2.89 |
3.24 |
3.39 |
3.39 |
3.34 |
EUR# |
0.57 |
0.62 |
0.67 |
0.67 |
0.67 |
JPY |
0.11 |
0.11 |
0.11 |
0.11 |
0.16 |
CAD |
3.5 |
4 |
4.25 |
4.25 |
4.25 |
AUD |
2.6 |
3.1 |
3.35 |
3.35 |
3.35 |
PNB FCNR (B) Fixed Deposit Interest Rates w.e.f. 1 September 2022
PNB on Tax Saver Fixed Deposits
Depositors |
Up to 5 years Interest Rate (p.a.) |
Above 5 years and up to 10 years (p.a.) |
General Public |
5.75% |
5.65% |
Senior Citizens |
6.25% |
6.15% |
Staff Member |
6.75% |
6.65% |
Retired Staff Member |
6.75% |
6.65% |
Note: The FD interest rates are effective 19 August 2022. It can change at the discretion of the bank.
PNB on PNB Uttam Term Deposit:
Tenure bracket |
Rs.15 lakh to Rs.2 crore(p.a.) |
Rs.2 crore to Rs.10 crore(p.a.) |
91 days to 179 days |
4.05% |
5.30% |
180 days to 270 days |
4.55% |
5.65% |
271 days to less than 1 year |
4.55% |
5.65% |
1 year |
5.55% |
6.30% |
Above 1 year and up to 404 days |
5.55% |
6.30% |
405 days |
6.15% |
6.30% |
406 days to 2 years |
5.55% |
6.30% |
Above 2 years and up to 3 years |
5.65% |
6.30% |
Above 3 years and up to 5 years |
5.80% |
6.05%% |
Above 5 years and up to 10 years |
5.70% |
5.65% |
1,111 days |
5.80% |
– |
Note: The FD interest rates are effective 19 August 2022. It can change at the discretion of the bank.
PNB Loan against FD
Maturity Period Remaining when Granting Advances |
Margin % |
Advance against Term Deposit standing in the name of the borrower |
|
Up to 2 years |
5.00% |
Above 2 years and up to 3 years |
7.50% |
Above 3 years and up to 4 years |
10.00% |
Above 4 years and up to 5 years |
12.00% |
Above 5 years |
20.00% (Minimum) |
Advance against third party deposits |
25.00% (Minimum) |
Members of Staff/ honourably retired/ Voluntarily retired/ widow of Staff: |
|
Advance up to Rs. 3 Lacs |
5.00% |
Advances Above 3 Lacs |
As applicable to Public |
Advance Against Non-Resident Deposits (FCNR/NRO)
Maturity Period Remaining when Granting Advances |
Margin % |
Advance against FCNR(B) Deposit to the Depositor |
|
Up to 1 year |
10.00% |
Above 1 year but up to 2 years |
20.00% |
Above 2 years |
30.00% |
Advance against third party deposits |
|
Up to 2 years |
20.00% |
Above 2 years |
30.00% |
NRO Term Deposits |
25.00% |