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Union Bank of India Bank FD Calculator

Total Investment

₹10,000
₹1,00,00,000

Number of years

Yrs
1 yr
25 yrs

Interest Rate

%
1 %
15%

FD Rates of Domestic/NRO deposits of less than Rs 2 crore - General Citizens

Tenure Regular Citizens
7 days to 14 days 3
15 days to 30 days 3
31 days to 45 days 3
46 days to 90 days 4.05
91 days to 120 days 4.1
121 days to 180 days 4.1
181 days to less than 1 year 4.6
1 year 5.35
Above 1 year to 2 years 5.45
Above 2 years to 3 years 5.5
Above 3 years to 3 years 14 days 5.75
1111 days 5.75
Above 3 years 15 days to 5 years 5.75
Above 5 years to 10 years 5.8

Note: The FD interest rates are effective as of 16 June 2022

FD Rates of Domestic/NRO deposits of less than Rs 2 crore - Senior Citizens

Tenure Senior Citizens
7 days to 14 days 3.5
15 days to 30 days 3.5
31 days to 45 days 3.5
46 days to 90 days 4.55
91 days to 120 days 4.6
121 days to 180 days 4.6
181 days to less than 1 year 5.1
1 year 5.85
Above 1 year to 2 years 5.95
Above 2 years to 3 years 6
Above 3 years to 3 years 14 days 6.25
1111 days 6.25
Above 3 years 15 days to 5 years 6.25
Above 5 years to 10 years 6.3

Note: The FD interest rates are effective as of 16 June 2022

Union Bank Of India Tax Saver Deposit - General Public

Tenure Regular Citizens
5 years 5.75%
Greater than 5 years to 10 years 5.80%

Union Bank Of India Tax Saver Deposit - Senior Citizens

Tenure Senior Citizens
5 years 6.25%
Greater than 5 years to 10 years 6.30%

Interest Rates of NRE Fixed Deposits of less than Rs 2 crore

Tenure Interest Rates (% p.a.)
1 year 5.75
Above 1 year to 2 years 5.85
Above 2 years to 3 years 5.9
Above 3 years to 3 years 14 days 6.05
1111 days 5.75
Above 3 years 15 days to 5 years 5.75
Above 5 years to 10 years 6.1

Note: The FD interest rates are effective as of 22 July 2022

Interest Rates of FCNR (B) deposits

Tenure USD GBP EUR JPY CAD AUD
less than US$ 3 lakh US$ 3 lakh to less than 5 lakh US$ 5 lakh and above
1 year to less than 2 years 3.5 3.5 3.5 2.23 0.5 0.1 2.8 1.75
2 years to less than 3 years 3 3.1 3.1 2.61 0.53 0.14 3.91 2.23
3 years to less than 4 years 3.1 3.2 3.2 2.73 0.68 0.14 4.13 2.61
4 years to less than 5 years 3.15 3.25 3.25 2.74 0.78 0.15 4.19 2.84
5 years only 3.25 3.35 3.35 2.7 0.83 0.16 4.25 2.94

Note: The FD interest rates are effective as of 25 August 2022

Interest Rates of RFC deposits

Tenure less than US$ 3 lakh US$ 3 lakh and above GBP EUR JPY CAD AUD
6 months to less than 1 year 3.5 3.5 2.23 0.5 0.1 2.8 1.75
1 year to less than 2 years 3.5 3.5 2.23 0.5 0.1 2.8 1.75
2 years to less than 3 years 3 3.1 2.61 0.53 0.14 3.91 2.23
3 years 3.1 3.2 2.73 0.68 0.14 4.13 2.61

Note: The FD interest rates are effective as of 25 August 2022

Union Bank of India Credit Cards Against FD

Particulars Credit Cards
UNI CARBON RuPay Platinum RuPay Select VISA Gold VISA Platinum VISA Signature
Card Limit Up to 75% of FD Up to 75% of FD Up to 75% of FD Up to 75% of FD Up to 75% of FD Up to 75% of FD
Joining Fee Rs 499 Rs 499
Annual Fee Rs 499 (Main Card)Rs 199 (Add on Card) Rs 299 (Main Card)Rs 199 (Add on Card) Rs 499 (Main Card)Rs 399 (Add on Card) Rs 299 (Main Card)Rs 199 (Add on Card) Rs 399 (Main Card)Rs 299 (Add on Card) Rs 1,999 (Main Card)Rs 999 (Add on Card)
Add on Card Fee Rs 300 Rs 300 Rs 300 Rs 300 Rs 300 Rs 300
Finance Charges Up to 41.75% p.a. Up to 41.75% p.a. Up to 41.75% p.a. Up to 41.75% p.a. Up to 41.75% p.a. Up to 41.75% p.a.

Disclaimer:
This calculator is meant to be used for indicative purposes only. It is designed to assist you in determining the appropriate amount of prospective investments. This calculator alone is not sufficient and shouldn’t be used for the development or implementation of any investment strategy. Upstox does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Upstox makes no warranty about the accuracy of the calculators/reckoners. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator.