IDFC First Bank Share Price

IDFC First Bank is a leading private sector bank in India. It was formed after the merger of the banking arm of Infrastructure Development Finance Company (IDFC) and Capital First, a non-banking financial company (NBFC) focused on financing in retail and MSME segments.

IDFC First Bank Limited came into existence in December 2018, post the merger of IDFC Bank and Capital First.

IDFC Limited was founded in 1997 with its primary focus on financing infrastructure. The business changed over time to include financial intermediation, innovative products and asset maintenance for infrastructure projects. Following a demerger in 2015, IDFC Limited proceeded with its expansion into asset management, institutional broking and infrastructure loans, while IDFC Bank was established to concentrate on banking activities.

IDFC Limited received a universal banking licence from the Reserve Bank of India in June 2015. Subsequently, it transferred the assets and liabilities of its lending business to IDFC Bank and launched the operations of the bank.

Capital First Ltd, established in 2012, used advanced technological models to carve out a position for itself in the retail financing market. In 2018, the company showed a notable increase in retail assets under management.

The merger of IDFC Bank and Capital First in 2018 was a calculated effort to improve products, scale and profitability in the ever-evolving financial environment.

IDFC First Bank business segments

IDFC First Bank prioritises retail business to propel its growth trajectory. The new bank combines the state-of-the-art technology of the old IDFC Bank with the retail know-how, analytics-driven lending capabilities and strong profitability track record of Capital First. IDFC First Bank is a leading player in multiple retail asset areas, with a funded asset base of over ₹1,71,500 crore, of which 79% is in the retail category.

IDFC Bank, then a subsidiary of IDFC Ltd, made its market debut in November 2015. The market capitalisation of IDFC First Bank stood at over ₹61,000 crore as of December 13, 2023. The IDFC First Bank share price has gained more than 133% in the last three years.

IDFC First Bank uses a greenfield strategy for credit risk assessment, leveraging the strengths of the old IDFC Bank and drawing experience from the unique business model of the former Capital First. The bank caters to individual customers, small businesses and micro-enterprises.

IDFC First Bank Financial Highlights

• Revenue: IDFC First Bank reported revenue of ₹48,422.39 crore in FY26 vs ₹43,478.30 crore in FY25. It showed an increase of 11.37% on a yearly basis.
• Operating Profit: IDFC First Bank reported an operating profit of ₹1,807.00 crore in FY26 vs ₹1,864.17 crore in FY25. It showed a decrease of 3.07% on a year-on-year basis.
• Net Profit: IDFC First Bank reported a net profit of ₹1,610.56 crore in FY26 vs ₹1,490.35 crore in FY25. It showed an increase of 8.07% on a yearly basis.

IDFC First Bank Quarterly Result Highlights

• IDFC First Bank reported revenue of ₹14,228.46 crore in Sep 2026, compared with ₹13,360.69 crore in Jun 2026, representing an increase of 6.49% on a quarter-on-quarter (QoQ) basis.
• IDFC First Bank reported an operating profit of ₹1,412.49 crore in Sep 2026, compared with ₹1,481.55 crore in Jun 2026, representing a decrease of 4.66% on a quarter-on-quarter (QoQ) basis.
• IDFC First Bank reported a profit of ₹1,049.17 crore in Sep 2026, compared with ₹1,147.82 crore in Jun 2026, reflecting a decrease of 8.59% on a QoQ basis.
• The earnings per share (EPS) of IDFC First Bank stood at ₹1.89 during Sep 2026.

Data Source: BSE, Company announcements

Securities shown are illustrative, not recommendations. Past performance does not guarantee future results.