Regular management of your bank balance is very important when it comes to managing finances efficiently. When it comes to recording expenses, assessing the availability of balance, and even saving money, it is very necessary to know the steps through which you can easily check your bank balance.
In case you are an account holder of RBL Bank, there are many ways through which you can easily inquire about your account balance. You will find different ways to check your account balance, which are meant to give you flexibility in terms of location and time.
What is RBL Bank Balance Enquiry?
RBL Bank balance enquiry is the term used to describe the process of checking the balance in your savings or current account. RBL Bank gives different options for checking your account balance through various channels like missed call balance inquiry, SMS balance inquiry, mobile banking, net banking, ATM balance enquiry, and USSD Balance enquiry.
Methods to Check RBL Bank Balance
Missed Call Facility
Checking account balances becomes easy and simple by availing of the missed call facility.
- Call 18004190610 from the registered mobile number
- The call will get disconnected automatically
- An SMS will be sent containing your account balance
This is a totally free service that provides results instantaneously without even requiring internet connectivity.
SMS Banking
RBL Bank further enables checking account balances through SMS.
- Format: BAL <Customer ID>
- Send it to 9223366333
- An SMS will contain your account balance
If the account concerned is a non-primary one, the account number can be added along with the customer ID in the SMS. This proves effective for situations where there is no internet availability.
Net Banking
Net banking is another convenient means of checking account balances for customers.
Steps involved:
- Navigate to the official RBL Bank net banking website
- Log in with your login details
- Check account balances on the dashboard
Mobile Banking App
RBL Bank provides a mobile banking app (MoBank 2.0) that gives full account access.
- Download and install the app
- Log in with your registered credentials
- View your account balance immediately
Apart from balance inquiry, other functions like bill payment, fund transfer, and account management can also be done using the app.
USSD Banking (Internet-less)
In case you do not have access to the internet, you can also avail yourself of the USSD services provided.
- Dial *99*79# from your registered mobile phone
- Choose a balance inquiry from the list
- Key in the last 4 digits of your account number
The balance will get reflected on your phone screen. You can use this process even with basic phones.
Balance Inquiry Using an ATM
Another way to check your balance is by going to the nearest ATM.
- Swipe your card
- Type your ATM PIN
- Click ‘Balance Inquiry’
This information will be flashed on the screen. Receipts can be printed as well.
Passbook Update
For those who prefer traditional banking, updating your passbook is another way to check your balance.
Visit the nearest RBL Bank branch
- Update your passbook
- View your latest transactions and balance
This method is useful for maintaining a physical record of your transactions.
Benefits of Using RBL Digital Balance Enquiry
- Convenience: Check your balance from any place at any time
- Saving time: There is no need to go to the bank branch
- Options: You can have your balance checked through online/offline means
- Immediate results: You will get instant information about your balance
Points to Remember
- It is important to always use your registered phone number for missed calls, SMS, and USSD services
- Never disclose your login information, such as PIN, OTP, or password
- It is essential to use official applications/official websites to avoid scams
You can easily check your balance at RBL Bank by using the different options provided both offline and online.
Frequently Asked Questions (FAQs)
In what way can one check their balance on the RBL Bank account using the missed call facility?
One can make a missed call at 18004190610 using their registered phone number to get balance information via SMS.
How can one check their balance on an RBL Bank account without internet connectivity?
One may check the balance using the missed call facility, SMS banking, USSD banking, or ATMs without internet connectivity.
Which app should one use to make balance inquiries on the RBL Bank account?
One can use the mobile banking application called 'RBL MoBank 2.0' to check their account balance and other services.
Is it mandatory to have a registered mobile number for balance inquiry purposes?
Yes, one should necessarily have a registered mobile number to avail the services of missed call, SMS, and USSD banking.