May 29, 2026

Indian Bank Balance Enquiry Toll Free Number and How to Check

Indian Bank Balance Enquiry Number: Missed Call, SMS, WhatsApp, and Online Methods

There are several types of Indian Bank balance enquiry facilities where you can find out the account balance at any time without going to the bank. You can use balance enquiry through missed call service, SMS facility, internet banking, mobile banking, ATM balance enquiry facility, and WhatsApp banking.
Since digital banking services are widely used nowadays in India, balance enquiry services have become quick and convenient 24/7.
In this article, we will be discussing the Indian Bank balance enquiry phone number, missed call services, SMS facility, online banking, and other means of balance enquiry.

Indian Bank Balance Enquiry Number

Balance Inquiry for Indian Bank accounts could be done by making a missed call from your registered mobile number.
Indian Bank Missed Call Balance Inquiry Number: 8108781085
For an account balance inquiry, one needs to give a missed call from the registered mobile number. The call will hang up after a few rings, and the customer will receive an SMS with the account balance details.

Things to Remember

  • The missed call facility is valid only with the registered mobile number.
  • No charges will be levied for missed calls.
  • The facility is available all day, 24x7.
  • Network charges may apply for SMS replies according to telecom operators.

Indian Bank Mini Statement Number

Mini Statement for the account could also be accessed using the missed call facility.
Indian Bank Mini Statement Number: 8108781085
A missed call will be given, after which customers will get an SMS with their account transaction details.

Indian Bank SMS Banking Services

Indian Bank also offers SMS banking facilities for balance enquiry and transaction-related services. Customers need to send SMS requests from their registered mobile number in the prescribed format to access banking information.
SMS banking services may include:
  • Balance enquiry
  • Mini statement
  • Cheque status enquiry
  • Stop cheque instructions
  • Account-related alerts
Customers may need to activate SMS banking through the bank branch or mobile banking application.

Indian Bank Mobile Banking

Indian Bank offers mobile banking services through its official mobile banking application. Using mobile banking, customers can:
  • Check account balance
  • View transaction history
  • Transfer funds
  • Open deposits
  • Pay utility bills
  • Recharge mobile numbers
  • Manage debit cards

How to Use Indian Bank Mobile Banking

  1. Download the official Indian Bank mobile banking app.
  2. Register using your mobile number and account details.
  3. Set login credentials and MPIN.
  4. Log in to access banking services.
Mobile banking offers one of the fastest and most convenient ways to check account balances securely.

Indian Bank Internet Banking

Customers can also check their account balance through Indian Bank's internet banking services.

Steps to Check Balance Through Internet Banking

  1. Visit the official Indian Bank internet banking portal.
  2. Enter your User ID and password.
  3. Complete OTP authentication if required.
  4. Select the account summary option.
  5. View available account balance and recent transactions.
Internet banking also allows customers to download statements, transfer funds, and manage banking services online.

Indian Bank WhatsApp Banking

Indian Bank provides WhatsApp banking services for customer convenience. Using WhatsApp banking, customers can:
  • Check account balance
  • View mini statements
  • Access banking information
  • Get customer support services
Customers need to register their mobile numbers with the bank before using WhatsApp banking facilities.

ATM Balance Enquiry Method

Customers can also check their account balance using Indian Bank ATMs or other bank ATMs.

Steps to Check Balance at ATM

  1. Insert the debit card into the ATM.
  2. Enter the ATM PIN.
  3. Select the "Balance Enquiry" option.
  4. View the available account balance on the screen.
ATM balance enquiry remains useful for customers preferring offline banking services.

Benefits of Indian Bank Balance Enquiry Services

Immediate Accessibility: It becomes easy for customers to know their account balances even without going to the branch.
24 x 7 Service Availability: The service is usually accessible throughout the day.
Convenience: Missed calls and mobile banking services offer convenience in accessing banking services anytime, anywhere.
Time Saving: Balance enquiry services via the internet save the time required to go to the branches.
Banking Security: Mobile-based balance enquiry services make banking secure and authenticated.

Common Mistakes to Avoid

  • Make sure that your mobile number is always updated.
  • Do not disclose your internet banking password or OTP to anybody.
  • Access banking services using only the Indian Bank applications and website.
  • Report any unauthorised transaction at once.

Conclusion

Indian Bank provides multiple balance enquiry facilities such as missed call banking, SMS banking, internet banking, mobile banking, WhatsApp banking, and ATM services for customer convenience.
Among these methods, the Indian Bank missed call balance enquiry number remains one of the fastest and easiest ways to check account balances instantly. Customers can choose any suitable banking method based on their convenience, accessibility, and banking preferences.

Frequently Asked Questions (FAQs)

1. Which is the Indian Bank balance enquiry missed call number?
One can know their bank account balance by giving a missed call on 8108781085.
2. Can I make a missed call to check my bank account balance from any number?
No, the missed call facility to get bank balance works only when one calls from their registered mobile number in the bank's records.
3. Is there any cost associated with giving a missed call?
There is no cost incurred when giving a missed call to know the bank account balance. However, SMS costs might be applicable as per your telecom company.
4. Can I check my Indian Bank account balance online?
Yes, one can check their bank account balance via internet banking, mobile banking, WhatsApp banking, and even ATMs.
5. I have made a missed call, but I did not get any SMS, what should I do?
Make sure that your registered mobile number is active and accessible. In case of any trouble, reach out to your local branch.

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