March 27, 2026

Indian Bank Balance Enquiry Toll Free Number and How to Check

What is the India Bank balance Enquiry number?

SMS Banking	BALAVL to 94443-94443
Missed call	+91 8108781085

Are you trying to keep track of your balance at Indian Bank but need help figuring out how to do it?

By the end of this post, you'll know exactly how to check your balance and stay on top of your financial situation. So, let's get started!

Check Your Indian Bank Account Balance Using SMS Services

To use this service, you'll need to be registered for SMS banking with your Indian Bank. You can contact your bank to find out if you need to check if you're registered. Once you're registered, follow these steps to check your balance using SMS:

Open your text messaging app on your phone.
In the "To" field, enter your bank's SMS banking number ( 94443-94443).
In the message field, type the keyword or command for checking your balance. Your bank will also provide this, which may be something like "BALAVL" or "CHECKBAL."
Also, you need to mention the MPIN along with the message. The format of the message should be "BALAVL Ac no MPIN".
Send the message.
You should receive a reply within a few minutes with your current account balance.

Check Your Indian Bank Account Balance Using the Missed Call Service

This is a free service offered by Indian Bank that lets you check your account balance via a missed call. Just make sure your number is linked to your account. Here's how it works:

Dial the missed call banking number provided by your Indian bank, such as "8108781085."
Hang up before the call connects.
You should receive an SMS within a few minutes with an automated generated message that displays your current account balance.

Check Your Indian Bank Account Balance Using Net Banking

For this method, you'll need to be registered for internet banking with your Indian Bank. You can contact your bank to make sure you're registered if you're not sure. Once you're registered, follow these steps to check your balance using net banking:

Open a web browser and go to your bank's website.
Click on the "Net Banking" or "Online Banking" link.
Enter your login details, including your user ID and password.
Click "Log In" or "Submit."
Once you're logged in, you should see your account balance displayed on the main dashboard or on a separate account summary page.

Check Your Indian Bank Account Balance Using the IndOASIS Mobile App

The IndOASIS mobile app is a convenient way to check your Indian Bank balance. The IndOASIS app allows you to access your Indian Bank account from a single app and perform various banking tasks, including checking your balance. In this section, we'll walk you through checking your balance using the IndOASIS app.

Download the IndOASIS app from the App Store or Google Play Store.
Open the app and enter your login details, including your user ID and password.
Click "Log In" or "Submit."
Once you're logged in, you should see your account balance displayed on the main dashboard or on a separate account summary page.

Check Your Indian Bank Account Balance at an ATM

To check your balance at an ATM, you'll need to have your ATM card and personal identification number (PIN). If you don't have an ATM card or have forgotten your PIN, you can contact your bank branch to request one or reset it. Once you have your ATM card and PIN, follow these steps to check your balance at an ATM:

Find a nearby ATM.
Insert your ATM card into the card reader and enter your PIN when prompted.
Select the "Balance Inquiry" or "Account Summary" option from the main menu.
Follow the on-screen prompts to complete the balance inquiry.
The ATM will display your current account balance on the screen.

Check Your Indian Bank Account Balance via a UPI AppHere's a step-by-step guide on how to check your Indian Bank account balance via a UPI app:

Download a UPI app: There are several UPI apps available in India, such as Google Pay, Paytm, PhonePe, and BHIM. Choose one that is compatible with your smartphone.

Set up your UPI account: This typically involves linking your Indian Bank account to the app and creating a UPI ID.
Log in to the UPI app: Once you have set up your UPI account, log in using your UPI ID and password.
Check your bank balance: To check your bank balance, go to the home screen of the UPI app and tap on the "Bank Account" or "Balance" option. This will display your current bank balance and any recent transactions made through your account.

Following these steps, you can quickly check your Indian bank account balance using a UPI app. This is a convenient and secure way to stay on top of your finances and manage your money effectively.

Conclusion

In this article, we've covered different ways to check your Indian Bank account balance. Checking your balance regularly is an important part of managing your finances and staying on top of your spending. It's worth noting that some of these methods, such as the missed call banking number and UPI app, are convenient and secure ways to check your balance without the need to visit a bank branch.