Ever wondered why your anticipated trade profit wasn't credited to your account? Or why your account is showing a negative fund balance?Explore possible reasons in this article, covering factors like previous debit amounts, taxes, charges, pending settlements, and settlement holidays.

Let's simplify and understand what might be affecting your account balance and profit outcome.

Here are the potential reasons for a detailed understanding:

Previous Debit Amount

Your fund balance might be negative or reduced due to various factors, including:

• Deductions related to Maintenance charges.You can check the details of negative balance due to AMC under Unpaid charges in Funds section
• Quarterly settlements and fund withdrawals. You can find additional information here.
• Previous trading transactions.

Taxes and Charges

If your profit falls short of expectations, review the taxes and charges debited in trade-related transactions. Access this information through the ledger report and Profit and Loss report. For detailed insights, please refer here.

In addition to trade-related charges, there are other fees such as Pledge and CUSPA charges that could affect your account balance.

Pending Settlement

Understand the settlement cycle for selling shares from your Demat account and T+1 (T1) holdings. Learn more about settlements here.

Settlement Holidays

During settlement holidays, it's possible that the sell amount from the previous day may not reflect in your account. However, it will be available on the next working day.

Note: Refer to the Ledger Report to ascertain the amount and details.

### Scheduled maintenance activity

The upstox system undergoes maintenance every day between 1:00 AM to 6:00 AM, to ensure you have a hassle-free experience with us, due to which your fund balance might not be accurate. Check your balance after 6:00 AM to note the correct balance.

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• How do I download the Profit and Loss report? (Web)