Who is eligible to apply for a personal loan on the Upstox Loans App?

Eligibility criteria are set by the lending partners and may include:


  • Indian citizens residing in India

  • Age between 21 and 65 years

  • Employed (either salaried or self-employed)

  • Meeting the lender’s minimum income requirements

  • A credit score that satisfies the lender’s internal risk policy

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