What to Do If NEFT Funds Don’t Reflect After the Expected Turnaround Time?

If you have received a message from your bank stating that the amount has been debited from your account, but you have not received a confirmation email from Upstox, don’t worry!


There is a specific timeframe for money to be transferred from your bank account to your Upstox account, depending on the transfer mode. Sometimes transfers can be delayed due to technical issues at the bank's or at the gateway's end too.


Mode of TransfersTime Frame
Net banking1 - 10 minutes
Google Pay (Only on android phone)1 - 10 minutes
UPI1 - 10 minutes
IMPS30 minutes
NEFT/RTGS3 - 4 working hours


Along with the below details, kindly provide a screenshot of your bank account statement as well.


  • Bank Name:
  • Bank Account Number:
  • Transferred amount:
  • Reference Number:
  • Date of Transaction:
  • Segment (Securities/Commodities/Mutual Funds):


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