NAV will be allotted based on the date and time of your NPS order placement. The specific timings are as follows:

Order Placement	Applicable NAV
NPS order placed on T day before 4:00 PM	T+2 days
NPS order placed on T day after 4:00 PM	T+3 days

Example:

Order Placed Before 4:00 PM on T Day:

1. Monday (T Day), 12 PM: NPS order is placed.
2. Tuesday (T+1 Day): Upstox transfers the funds to the trustee bank account.
3. Wednesday (T+2 Day): The trustee bank reconciles the funds and allocates the NAV for the NPS units.

Order Placed After 4:00 PM on T Day:

1. Friday (T Day), 6 PM: NPS order is placed.
2. Monday (T+1 Day): Upstox transfers the funds to the trustee bank account.
3. Wednesday (T+3 Day): The trustee bank reconciles the funds and allocates the NAV for the NPS units.

Note: If there is a public holiday, the funds will be transferred to the trustee bank on the next working day.