What interest rates and fees apply for Personal Loan?

All charges are set by the lending partners. Typically:


  • Interest rates start from 13.99% per annum

  • Processing fees: 1% to 4% of the loan amount (incl. GST)

  • Bounce charges: ₹400 to ₹500 (excluding GST)

  • Penal interest: 18% to 36% per annum on the overdue amount


Ensure you read all terms, including the Loan Agreement and Key Fact Statement (KFS), before proceeding.

Trade with Upstox

Want to open a Demat account?

Open a FREE Demat and Trading account to invest in Stocks, Mutual Funds, IPOs and more.

+91

By signing up you agree to receive transaction updates on Whatsapp. You may also receive a call from an Upstox representative to help you with the account opening process.

Upstox Community