All charges are set by the lending partners. Typically:

• Interest rates start from 13.99% per annum
  

• Processing fees: 1% to 4% of the loan amount (incl. GST)
  

• Bounce charges: ₹400–₹500 (excluding GST)
  

• Penal interest: 18%–36% per annum on overdue amount

Ensure you read all terms, including the Loan Agreement and Key Fact Statement (KFS), before proceeding.