Why Haven’t I Received My Refund After a Failed UPI Payment?

UPI/Google Pay (GPay)

  • If the failure occurs at the payment gateway level or due to third-party validation, the refund is processed instantly.
  • If the failure occurs at the customer’s bank end, the turnaround time (TAT) depends on the customer’s bank. Some banks process refunds within 24 working hours, while others may take 5–7 working days.


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