Non-Cumulative vs. Cumulative Fixed Deposits – What’s the difference?

Non-Cumulative Fixed Deposits: Interest is paid out at regular intervals, which can be monthly, quarterly, half-yearly, or yearly, depending on the chosen payout option.


Cumulative Fixed Deposits: Interest is compounded and paid only at maturity, along with the principal amount.

Trade with Upstox

Want to open a Demat account?

Open a FREE Demat and Trading account to invest in Stocks, Mutual Funds, IPOs and more.

+91

By signing up you agree to receive transaction updates on Whatsapp. You may also receive a call from an Upstox representative to help you with the account opening process.

Upstox Community