How is the loan amount disbursed?

Once your loan is approved, the amount is credited directly to your registered bank account by the lending partner. Upstox only facilitates the loan process and does not handle disbursal or repayment.


The name of the lending partner disbursing the loan will be clearly mentioned in your:

  • Loan Offer screen
  • Loan Agreement
  • Sanction Letter and Key Fact Statement (KFS)


You’ll receive these documents on your registered email. For any disbursal-related queries or delays, please contact the lending partner’s support team listed in your loan documents.

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