How to Withdraw Funds from My Upstox Account?

We offer two payout modes for withdrawing funds from your trading account. The withdrawn amount will be credited to your primary bank account.


You can withdraw funds through either of the following modes-


  • Instant withdrawal

  • Standard withdrawal

    1.** Instant withdrawal - ** With Instant Withdrawal, you can withdraw between ₹100 and ₹5 lakhs per day from your securities and commodities wallet.


However, with our instant withdrawal facility, you can withdraw funds in under 15 minutes after placing a withdrawal request. A nominal fee of ₹23.5 (₹20 + 18% GST) shall be applicable for every Instant withdrawal request placed.


Important Notes:

  • IMPS mode must be active in your bank account.
  • The used margin reflects the total amount utilized for any open or closed positions, which must be zero.
  • Open positions that are not squared off must be exited before placing an instant withdrawal request.


Instant withdrawal timings -

Trading dayWithdrawal request timeTime frame
Monday - Friday10 am to 6 pmWithin 15 minutes on the same day (only via IMPS)
Monday - FridayBefore 10 am and after 6 pmPayout will work as Standard withdrawal timings


2. Standard withdrawal - You can withdraw funds starting from ₹100 up to any amount.


  • Standard withdrawal requests can be initiated anytime.
  • The funds will be credited to the primary bank account by 3:00 pm on working days.
  • Standard withdrawal can be modified or deleted until the request is processed.


Standard withdrawal timings -


Trading dayWithdrawal request timeTime frame
Monday - FridayBefore 8.00 AMBy 3:00 PM on the same day
Monday - ThursdayAfter 8.00 AMBy 3:00 PM on the next trading day
Friday - SaturdayAfter 8.00 AMBy 3:00 PM on Monday (or the next trading day if Monday is a holiday)
Bank holiday/ Settlement holidays/ Public holidayAny timeBy 3:00 pm on the next trading day


Note: If you have not received the funds within the mentioned payout turnaround time (TAT), please wait until the end of the day (EOD).


Refer to the following steps for withdrawal flow

Instant withdrawal flow


Step 1: Log in to the Upstox app using your 6-digit PIN or Biometrics.


Step 2: Click on the ‘Account’ tab.



Step 3: Click on ‘Withdraw funds’



Step 4: Enter the amount as per the 'Withdrawable funds' and then click on 'Continue'



Step 5: Click on ‘Confirm Withdrawal’



Step 6: You can check the expected payout date and time.



Standard withdrawal flow


Step 1: Login to the Upstox app using your 6-digit Pin or Biometric.


Step 2: Click on the ‘Account’ tab



Step 3: Click on ‘Withdraw funds’



Step 4: Enter the amount as per the ‘Available to Withdraw’



Step 5: Click on ‘Confirm withdrawal’



Step 6: You can check the expected Payout date and time.



That's it. Your request for withdrawing funds is placed.


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