March 27, 2026

What are the Indian Overseas Bank Timings?

Founded in 1937 by Mr M. Ct. M. Chidambaram Chettyar and later nationalised in 1969, Indian Overseas Bank ( IoB) is one.of prominent public sector undertaking with the Government of India being its majority stakeholder with its share pegged at 96.38%.
Headquartered in Chennai, the bank has a strong domestic presence with a network of 3,221 domestic branches, 4 overseas branches across Singapore, Hongkong and Bangkok.
With an asset base of ₹2.74 lakh crores, IoB offers a comprehensive set of solutions through traditional and digital channels.
For example, IoB's netbanking offers a wide array of solution such as :
  • Balance enquiry
  • Last Few transactions
  • Account Statement
  • Cheque Paid Status
  • Deposit Opening
  • Deposit Closure/Deposit Renewal
  • Transfer money to any of your bank accounts
which can be availed 24*7 , without visiting your bank branch.
However, if you have an offline/ physical account with IoB, you need to visit your bank branch to avail services related to passbook printing, account opening, cash deposit and withdrawal, cheque clearing, remittances and government transactions, and note exchange etc.
Whether you opt for a traditional banking account or digital or a blend of both, it is very critical that you are aware of your bank's working timings, its holiday list in advance so that you are better prepared to schedule your banking activities and handle emergency situations.
Let us take a look at IoB's working hours and holiday list.

IoB's Working hours and working day timings:

Working dayWorking timings
For week days [Monday to Friday]10:00 AM to 5:00 PM
1st, 3rd and 5th Saturday of Month10:00 AM to 5:00 PM
2nd and 4th Saturday of MonthClosed
For all SundayClosed
Lunch timeemployees take turns to minimise disruption of services, between 1PM to 2:30 PM
NEFT transferWorking timings
For weekdays Monday - Friday8.00 am to 7.00 pm
Saturday8.00 am to 1.00 pm
2nd and 4th Saturday of every monthClosed
All bank holidaysClosed
RTGS transferWorking timings
For weekdays Monday – Saturday8.00 am to 4.30 pm
2nd and 4th Saturday of every monthClosed
All bank holidaysClosed

Never miss a trading opportunity with Margin Trading Facility

Enjoy 2X leverage on over 900+ stocks

Upstox Margin Trading Facility

RELATED ARTICLES

How to Check Union Bank Mini Statement By Missed Call, Number & Mobile Banking

To put it simply, it is a condensed version of your bank statement that only includes the most recent transactions. You can view the specifics of five current debit/credit cards, NEFT/RTGS/IMPS/UPI/etc. Transactions in this small bank statement. In terms of the Indian public sector banking industry, the Union Bank of India stands out as a frontrunner. Union Bank of India (UBI) provides online banking services that are among the best in the industry. The best banking services are available around the clock at Union Bank. Through Union Bank's online banking services, consumers may quickly and easily access their bank accounts, saving them valuable time. Account users can access various banking services, including checking their balance, getting a brief summary of their account activity, transferring funds, and more. Customers of Union Bank of India can generate bank account statements and Union Bank of India Mini Statements using a variety of handy channels, including SMS Banking, the Missed Call Facility, Union Net Banking, and mobile banking.

How to Block SBI ATM Card

The first thing you should do after losing your State Bank of India (SBI) ATM card is to deactivate or disable your debit card. Additionally, you should look for any abnormal activity made with your lost debit card in your account. Furthermore, to ensure that no fraudulent purchases occur with your card, make sure you've blocked it. If you are unsure how to deactivate or block your SBI Debit Card, you have come to the right spot. This page provides a thorough summary of everything you need to know.

IMPS vs NEFT: Differences, Limits, Charges & Which One to Use (2026 Guide)

Learn the difference between IMPS and NEFT in India. Compare transfer speed, limits, charges, and use cases to choose the right money transfer method in 2026.

ICICI NEFT Form: Meaning, Process, Charges, and How to Fill It

Learn how to download, fill, and submit the ICICI NEFT form for secure fund transfers. Check required details, charges, and the NEFT process.