Maintaining a check on your account balance frequently will allow you to make good management of your finances well and help avoid failed transactions due to a lack of sufficient funds. The good news is that Union Bank of India allows its customers the flexibility to enquire about their account balance in various ways without physically going to the bank branch.
Missed call banking, SMS banking, WhatsApp banking, mobile banking, internet banking, and even ATM services are some methods through which the balance can be easily checked in Union Bank.
In this article, we will tell you how to check the balance in your Union Bank account in 2026.
Union Bank Balance Check Missed Call Number
One of the fastest ways to check your Union Bank account balance is through the missed call banking service.
Customers simply need to give a missed call from their registered mobile number to receive an SMS containing their account balance details.
Union Bank Balance Enquiry Number
09223008586
After giving a missed call to this number, the call automatically disconnects, and the bank sends your available account balance through SMS within a few seconds.
Important Points
- Your mobile number should be registered with the bank.
- It is available 24/7.
- It is subject to standard telecom rates according to your telecom company.
- It does not require any Internet access.
- It is very beneficial for those customers who do not have smartphones or online banking.
Union Bank Mini Statement Number
There is another way by which you can check your last account transactions through the mini statement missed call service.
Mini Statement Missed Call Number
09223008486
You will get all information about the last transactions via SMS after making a missed call.
Union Bank SMS Banking Service
Union Bank customers can also use SMS banking services to access account-related information.
To use this service, customers must first register their mobile number with the bank.
Using SMS banking, customers can:
- Check account balance
- Request mini statements
- Access account-related services
- Receive transaction alerts
SMS banking is useful for customers in areas with limited internet connectivity.
Union Bank WhatsApp Banking
Union Bank also offers banking facilities via WhatsApp, where customers will be able to enjoy bank services from their smartphones.
Union Bank WhatsApp Banking Contact No.
9666606060
The customer is required to save the number and send a message as "Hi" via WhatsApp to use the service.
Services Available on WhatsApp Banking
- Account balance enquiry
- Mini statement
- Cheque status enquiry
- Debit card services
- Loan information
- Branch locator
WhatsApp banking offers a user-friendly and convenient banking experience without requiring a separate mobile banking app.
Union Bank Mobile Banking
Union Bank customers can use the bank's official mobile banking app for complete banking access.
Vyom Mobile Banking App
Vyom is the official mobile banking application of Union Bank of India.
Using the app, customers can:
- Check account balance
- Transfer money
- Open deposits
- Pay utility bills
- Manage debit cards
- Download account statements
- Access UPI services
The app is available for both Android and iOS users.
Union Bank Internet Banking
Customers can also check their account balance through Union Bank's internet banking services.
Using internet banking, customers can:
- View account balance
- Download account statements
- Transfer funds
- Manage deposits
- Access loan information
- Update account details
You can access internet banking through the official Union Bank Internet Banking Portal.
Union Bank ATM Balance Enquiry
Customers can visit any Union Bank ATM or other bank ATMs to check their balance.
Steps to Check Balance at an ATM
- Insert your ATM card.
- Enter your PIN.
- Select the "Balance Enquiry" option.
- Your account balance will appear on the screen.
Some ATMs also provide printed balance receipts.
UPI Apps for Balance Check
Union Bank account holders can also check their balance using UPI apps such as:
- Google Pay
- PhonePe
- Paytm
- BHIM
After linking your Union Bank account, you can use the "Check Balance" option by entering your UPI PIN.
Benefits of Union Bank Balance Enquiry Services
Union Bank's digital and mobile banking services offer several advantages:
Quick Access
Instantly see your balance without having to visit the bank branch.
24 x 7 Accessibility
Almost all transactions can be done anytime and on any day.
Convenience
Missed calls and SMS banking function even when there is no internet connection.
Effective Management of Finance
Frequent checking of the account balance ensures that the customers do not overdraw their accounts.
Security
The digital channel of banking comes with OTP and PIN security for banking services.
Safety Tips While Checking Bank Balance Online
Customers should follow basic banking safety practices:
- Don't disclose one-time passwords (OTPs).
- Stick to legitimate banking applications and sites.
- Do not log into internet banking via public Wi-Fi.
- Cross-check banking details on the official banking site.
- Opt-in for transaction alerts for enhanced visibility.
Conclusion
There are various simple means for Union Bank of India customers to know about the balance amount in their bank accounts. These means include missed call banking, SMS banking, WhatsApp banking, online banking, ATMs, and mobile applications of banking facilities.
Out of all the above, one of the simplest and quickest means is that of the missed call banking facility. Moreover, online banking services such as Vyom enable customers to do full banking using their smartphones.
Through regular use of the above services, customers would be able to streamline their financial transactions.
FAQs
What is the missed call number for balance enquiry for Union Bank?
One can make a missed call on 09223008586 from their registered phone number and will receive his/her account balance on the registered mobile number through SMS.
How do I get mini statements from Union Bank?
One can make a missed call to 09223008486 from his/her registered mobile number and will receive the details of his/her latest account transaction through SMS.
Can I avail of Union Bank's WhatsApp service?
Yes, Union Bank provides WhatsApp banking facility at 9666606060. Just save this number and start your WhatsApp banking by sending "Hi".
Which mobile application can I use for Union Bank balance enquiries?
One can download the Vyom mobile banking app to make balance enquiries.