Is this FD insured by the RBI?

Yes, this FD is insured up to ₹5L by the RBI. In any unfortunate instance, if the bank faces closure, the RBI ensures coverage for the invested amount plus interest, up to ₹5L, whichever is lower.

What happens when the FD tenure is over?

For cumulative plans (where you get all the interest at maturity): When the tenure is over, you'll get the invested amount plus the total interest. For non-cumulative plans (where you get interest at a certain frequency, such as monthly): When the tenure is over, you'll get the invested amount plus the last interest payment. Note: The payout usually takes 2 working days and gets credited to the bank account you used while creating the FD.

ICICI Bank

Private Bank

RBI insured for ₹5L

Best returns

7.25% (1Y 3M 1D)

Risk

Moderate

Min. investment

₹10,000

Interest rates

Tenure	Interest*	You receive**

*Conditions apply
**Final amount post TDS deduction. Additional taxes may apply. How is it calculated?

Quick review

Highest interest rates

Insurance of ₹5L

Tax saver

Special women rates

Loan against FD

Senior citizen rates

About

ICICI was established in 1955 through the efforts of the World Bank, the Government of India, and Indian industry leaders, initially focusing on providing long-term project financing. With the liberalization

Lock-in

7 days

Early withdrawal penalty

1% lower than interest rate.Learn More

RBI insurance

₹5L

FAQs

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