March 27, 2026

SBI Bank Timings 2026: Working Hours, Lunch Time, Saturday Schedule & Holiday Details

SBI Bank is the largest public sector bank of India, having many customers all over the nation through its various branches. Be it opening a savings account, making deposits, getting updates of your passbook, applying for loans, doing KYC, or any other bank work, knowing about SBI bank timings would definitely help in saving some valuable time and effort.
Working hours of SBI banks are quite the same across India, but may differ according to various factors like branch locations, local conditions, and other special banking zones. Moreover, there would be different timings for different days and lunch breaks.
This article provides detailed information about the working timings of SBI Bank, lunch timings, and other useful information.
 

SBI Bank Working Hours

Most SBI branches in India follow regular banking hours from Monday to Friday and on the first, third, and fifth Saturdays of the month.

SBI General Working Timings

  • Monday to Friday: 10:00 AM to 4:00 PM
  • First, Third & Fifth Saturday: 10:00 AM to 4:00 PM
  • Second & Fourth Saturday: Closed
  • Sunday: Closed
Although the bank will be functioning during these timings, services related to customers, including cash deposit, withdrawal, clearing of cheques, and other account-related transactions, generally happen from 10:00 AM to 4:00 PM.
Some metro city branches, corporate branches, and SBI branches specialised for specific activities can have varying timings. Thus, it is always better to cross-check your respective branch timing from the official site of SBI.

SBI Bank Lunch Timings

Contrary to many companies, SBI branches do not have fixed lunch times when the whole banking department takes its lunch breaks. Generally, employees take lunch breaks alternatively in order to continue their banking work uninterrupted.
Though there is no fixed lunch time for banks, yet during the following timings, some of the counters may have less staff strength.
1:00 PM - 2:30 PM
Thus, it will be wise for customers to visit banks in the morning.

SBI Saturday Timings

SBI branches remain open on the first, third, and fifth Saturdays of every month. Banking services are available during normal business hours.

SBI Saturday Working Hours

  • First Saturday: 10:00 AM to 4:00 PM
  • Third Saturday: 10:00 AM to 4:00 PM
  • Fifth Saturday: 10:00 AM to 4:00 PM
  • Second Saturday: Closed
  • Fourth Saturday: Closed
The Reserve Bank of India (RBI) guidelines mandate that all scheduled banks, including SBI, remain closed on the second and fourth Saturdays.
 

SBI Branch Services Available During Working Hours

Customers can access a wide range of banking services during SBI branch timings, including:
  • Cash deposits and withdrawals
  • Passbook updates
  • Cheque deposits and encashment
  • Demand draft issuance
  • Account opening services
  • KYC updates
  • Loan-related services
  • Fixed deposit creation and closure
  • Debit card and cheque book requests
  • Locker-related services
For many routine banking activities, customers can also use SBI’s digital banking services instead of visiting the branch physically.
 

SBI Online Banking and Digital Services

SBI offers multiple digital banking platforms that allow customers to perform banking activities 24/7 without depending on branch timings.

SBI Internet Banking

Customers can use SBI’s internet banking facility to:
  • Transfer funds
  • Check account balances
  • Download bank statements
  • Open fixed deposits
  • Pay utility bills
  • Manage debit cards
You can access SBI internet banking through the official SBI Online Portal.

SBI YONO App

The YONO SBI app enables customers to perform banking transactions, apply for loans, invest, shop online, and access financial services directly from their smartphones.
 

SBI NEFT, RTGS, and IMPS Timings

SBI customers can transfer funds using NEFT, RTGS, and IMPS services.

NEFT

NEFT transactions are available 24x7, including holidays.

RTGS

RTGS services are generally available 24x7 for eligible transactions through online banking channels.

IMPS

IMPS transfers are available round the clock for instant money transfers.
Digital banking channels provide greater flexibility compared to physical branch timings.
 

Tips Before Visiting an SBI Branch

Here are some useful tips to avoid inconvenience during branch visits:
  • Visit during morning time to avoid rush.
  • Make sure to carry your ID proof.
  • Check the timings of the branch on holidays.
  • Try not to visit on the second and fourth Saturdays.
  • Make use of internet banking as much as possible.
 

Holidays in SBI Bank

Besides Sundays and Saturdays, SBI branches remain closed on the following occasions:
  • National holidays
  • Regional holidays
  • RBI bank holidays
Holidays may vary from one state to another because of regional festivals or announcements by the respective governments.
For more information on holidays at an SBI branch, customers can refer to their website or the RBI holiday calendar.
 

Conclusion

In general, SBI branches work from 10:00 to 16:00 during normal weekdays and first, third, and fifth Saturdays. On other Saturdays, Sundays, and holidays, they remain closed. Despite no fixed lunch break in SBI banks, customers will have to expect lower efficiency in the afternoons.
Today, with the help of internet banking facilities and platforms such as YONO SBI, customers are able to make most of their transactions online. However, some services might require physical attendance and hence knowledge about the timings of the SBI bank.
 

Frequently Asked Questions (FAQs)

What are the working hours of SBI branches?

SBI branches work from 10:00 AM to 4:00 PM during weekdays and also on the first, third, and fifth Saturdays.

Does SBI work on Saturdays?

Yes, SBI branches work on the first, third, and fifth Saturdays, while they remain closed on the second and fourth Saturdays as per the guidelines issued by the Reserve Bank of India.

Does SBI provide lunch hours for its staff?

No. There is no lunch hour for SBI staff. Employees in SBI take shifts to ensure uninterrupted operations at their branches.

Can I avail of SBI banking facilities outside the branch hours?

Yes, one can access several SBI banking facilities, such as online banking, ATM services, or the YONO SBI mobile application.

Does SBI function on holidays?

No. SBI branches remain closed on public holidays, Sundays, and bank holidays as notified by the RBI or state governments.

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