Bank Timings in India for Today and Saturday

Clients visiting the Bank to conduct business should know the general bank timing. We will cover the general bank timing on weekdays and Saturdays, lunch timing and RBI bank timing, RTGS, and NEFT timings.

Several public and private sector banks have altered their operating hours, restricted the staff count, and suspended Non-essential services. Nevertheless, all the banks have restored their operations and working hours as usual. 

Also, the services that got initially suspended have now got resumed. The banks are taking strict measures for clients and staff.

  • Clients will need to put on a mask throughout their time in the Bank.
  • The Bank is equipped with multiple sanitisers properly before entering and leaving. 
  • Security staff gets trained to perform temperature checks on all clients.
  • Customers get requested to keep a safe distance of at least 1 m from one another.

What are the bank timings in India?

Banks are usually open around 9:30 a.m. and close at 5:30 p.m. nevertheless, some banks are open 12 hours a day. It means that the bank timings start at 8:00 a.m. and close at 8:00 p.m.

Some banks are open for at least 6 hours per day. It means that the Bank opens at 10:00 a.m. and closes at 4:00 p.m. One should find out the working hours of the Bank before visiting the branch.

Do note that the banks may have different working hours on weekends.


Bank Weekdays*

(Monday to Friday)


(1st, 3rd,5th of the Month)

State Bank of India Bank 9.00 AM to 3.30 PM 9.00 AM to 3.30 PM
HDFC Bank 9:30 AM – 3:30 PM 9:30 AM – 3:30 PM
ICICI Bank 10:00 AM – 2:00 PM 10:00 AM – 2:00 PM
RBL Bank 10:00 AM – 5:00 PM 10:00 AM – 5:00 PM
Bank of Baroda 10:00 AM – 4:00 PM 10:00 AM – 4:00 PM
IDBI Bank 10:00 AM – 4:00 PM 10:00 AM – 4:00 PM
YES Bank 9:30 AM – 4:30 PM 9:30 AM – 4:30 PM
Punjab National Bank 10:00 AM – 4:00 PM 10:00 AM – 4:00 PM
Allahabad Bank 10:00 AM – 4:00 PM 10:00 AM – 4:00 PM
HSBC Bank 10:00 AM – 4:00 PM 10:00 AM – 4:00 PM

It is worth noting that the bank timings will vary from one branch to another.

One can conduct financial and nonfinancial business with the Bank during working hours of the Bank. All the services that clients can avail of the bank offer within working hours.

Timing of bank on Saturday

The banks are open on the first, third, and fifth Saturday of every month as long as it is not a gazetted holiday. In most cases, the timing of bank in India will identify their weekday timing.

Lunch timing at Bank in India

Banks will not close down for business during lunch hours. Clients can visit the Bank at any time during working hours of the Bank to conduct business.

Bank employees can take their lunch breaks in batches, so the business is not affected.

It may take lunch between 1:00 p.m. to 3:00 p.m. 

Bank timing at RBI

The Reserve Bank of India operates on weekdays only. RBI Bank timing is as follows:

People can visit the Reserve Bank of India to conduct business during banking hours only. The Bank conducts internal work during the remaining working hours.

NEFT timing at Bank

NEFT working hours gets determined by the Reserve Bank of India. From 16th December 2019, NEFT services have been made 24*7 for the clients. The system will be available on all days of the Year, including holidays. It includes 48 half-hourly settlement batches starting from 00:30 hours to 00:00 hours.

NEFT is a nationwide payment system that facilitates one-to-one fund transfers. Individuals can transfer funds from one account to another in any bank that participates in the scheme.

RTGS timing at Bank  

Under the real-time gross settlement, RTGS funds get transferred in real-time. It means the fund gets transferred as soon as the instructions are received. RBI has made transfers of funds through the real-time gross settlement system to the customers 24*7 on all days of the week.


Is there a special time for Indian banks on Saturday?

There are no special timings for a bank on Saturday. The banks remain open on the first, third, and 5th Saturdays of each month. Most banks will operate on the weekdays, timing on Saturday as well.

What is the official bank timing for lunch in a bank branch?

There is no specific time for lunch in most of the branches of the Bank. It wants to keep serving its clients coming to the branch. Hence, most employees of banks will go for lunch on a staggered basis.

What are the services available on banking holidays? 

Services available on banking holidays are as follows:

  •  Immediate payment services
  •  Unified payment interface
  •  Access to the internet and mobile banking 
  • Check drop boxes at the ATM 

Will Indian Bank open on the second and 4th Saturday for half a day?

Banks are not operational on the second and fourth Saturdays.

What is the working hour of RBI in India? 

RBI's business hours are 9:30 a.m. to 5:15 p.m.

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