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  4. Balwant Jain
Balwant Jain
Balwant Jain
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Balwant Jain is a Mumbai-based tax and investment expert.

Articles101

Can you gift equity mutual funds to your HUF or daughter to save LTCG tax?

4 min read
Can you gift equity mutual funds to your HUF or daughter to save LTCG tax?

Can I gift money to my NRI son in Taiwan? What is the transfer limit and will TCS apply?

4 min read
tax query nri staying

I paid the home loan, my father invested ₹30 lakh, can my sister claim a share in our house?

4 min read
can my sister claim a share in our house

What happens to Mutual Funds after an Indian investor's death if the nominees are US citizens?

3 min read
Mf investments after death if nominees are US citize

When is a plot allotted by a government authority considered acquired for capital gains tax?

4 min read
When is a plot allotted by a government authority considered acquired for capital gains tax?

Old gold jewellery exchange: Will you owe tax even if you buy new ornaments?

3 min read
Old gold jewellery exchange

Can you claim the ₹1.25 lakh LTCG tax exemption on global stocks?

3 min read
Can you claim the ₹1.25 lakh LTCG tax exemption on global stocks?

‘My father died in September 2025’: Who should pay tax on interest earned in his bank accounts?

3 min read
How to report interest income earned after the death of a person?

Are my sister's children members of my father’s HUF?

4 min read
Are my sister's children members of my father’s HUF?

You bought the shares, then they were delisted. Can you claim the loss?

3 min read
Can I claim a loss on my investment in delisted shares?

SILVERBEES tax: Is your Silver ETF gain STCG or LTCG? Check tax rules

4 min read
SILVERBEES tax confusion

Can my father and I create another HUF together?

3 min read
Can my father and I create another HUF together?

Retired but EPF balance not withdrawn? Know how to declare taxable interest income for FY 2024-25

4 min read
Retired but EPF balance not withdrawn? Know how to declare taxable interest income for FY 2024-25

Changed your name after divorce? Here's what you need to do about your property documents

3 min read
name change after divorce property docs

I received agricultural income from my HUF. Do I need to disclose it in my ITR?

3 min read
agricultural income from my HUF

Can I take the rental income in my HUF’s name for the properties owned by me?

3 min read
Can I take the rental income in my HUF’s name for the properties owned by me?

Can an Indian continue with her PPF and NPS Tier II account after settling in US?

4 min read
PPF and NPS Tier II account Indian in US

Can I claim tax exemption on long-term capital gains from US shares sold outside India?

5 min read
tax-exemption-long-term-capital-gains-us-shares-sold-outside-india

What is the tax treatment of shares received as a gift by an HUF from a non-member?

4 min read
tax treatment of shares received as a gift by an HUF from a non-member

Can property be transferred on an unregistered Will alone, or is a release deed needed?

3 min read
Can property be transferred on an unregistered Will alone

RBI Floating Rate Savings Bonds: Want to buy offline? Know how to apply

3 min read
RBI Floating Rate Savings Bonds

Bought plots in 2020, selling in 2027? Should I convert them into capital assets to save tax?

4 min read
capital assets to save tax

Can brokerage, STT and exit load be deducted while calculating capital gains?

3 min read
capital gains

Missed declaring EPF interest for FY 2024-25? Here’s how you can correct it now

4 min read
Missed declaring EPF interest for FY 2024-25

Received an income tax notice for interest under Sections 234B & 234C? Know if it really applies

4 min read
income tax notice for interest under Sections 234B & 234C

Agricultural income from ancestral land: How HUF and joint ownership affect your tax

3 min read
Agricultural income from ancestral land

Gift from daughter-in-law to parents-in-law: Is it taxable, and will the income be clubbed?

3 min read
Gift from daughter-in-law to parents-in-law

HUF tax rules: Can I or my mother gift money to my HUF tax-free, and is there any limit?

4 min read
HUF tax rules

Married but living separately without divorce: Can I leave my assets, PF and gratuity to my brother?

3 min read
tax query pf gratuity

Senior citizen's query: What should I do with old physical and demat shares of delisted companies?

3 min read
senior citizen query

ULIP tax exemption: Can a top-up premium beyond 20% of sum assured make my policy taxable?

4 min read
ULIP tax exemption tax query

Can I claim a tax exemption on both my house sale and share sale by buying a new home?

4 min read
tax query 28 july

Got a gift above ₹50,000 from a non-relative? This tax rule could make your tax liability zero

4 min read
gift from non relative income tax rule

No son, two daughters abroad: Should I continue my HUF or close it?

3 min read
should you continue your HUF

Gifts from relatives are tax-free, but should you still disclose them in your ITR?

3 min read
received money how to report in ITR

Can you delay declaring NSC interest to retain Section 87A rebate?

3 min read
Can you delay declaring NSC interest to retain Section 87A rebate?

My son earns in USD while studying abroad. Can he open an NRE account and save tax in India?

3 min read
tax query nre account

Sold a jointly owned flat after 14 years? Here's how your long-term capital gains tax is calculated

4 min read
long term gains on joint property

Sold a house gifted by your spouse? Here's how the capital gains tax will be calculated

3 min read
Sold a house gifted by your spouse? Here's how the capital gains tax will be calculated

Sold shares and buying a house jointly? Can you still claim Section 54F LTCG tax exemption?

3 min read
Section 54F LTCG tax exemption

Section 87A rebate: Can HUFs claim it? Is it available on capital gains?

4 min read
HUF-tax-query

Selling an inherited house? Can you buy 2 flats and still claim LTCG tax exemption?

3 min read
long term capital gains tax exemption

Is TDS applicable if monthly rent exceeds ₹50,000 but is split between joint owners?

2 min read
TDS query

My mother has FD and KVP investments: Will tax be deducted on her interest income?

4 min read
tax on FD and KVP investments

Can I file my ITR for FY 24-25 to claim my refund?

4 min read
81-year-old-pensioner

Sold a long-held property after retirement: Which ITR to file and whether a refund is due

3 min read
senior citizen tax query

Which ITR form and tax regime is best for senior citizens with bank deposits and mutual fund income?

3 min read
senior citizen itr filing query

Will my disability pension be taxed while filing ITR for FY 2025-26?

3 min read
Will my disability pension be taxed while filing ITR for FY 2025-26?

Is income earned in Dubai taxable in India? What about gifts to children?

3 min read
Do Indians working in Dubai have to pay tax in India on their income or gifts?

Can I get Section 87A rebate on ₹11 lakh salary and ₹5 lakh LTCG?

3 min read
section 87 a rebate

Can NRIs buy property in India using NRE funds? Key rules explained

3 min read
Can NRIs buy property in India using NRE funds? Key rules explained

Can both husband and wife claim LTCG tax benefits if only one paid for the property?

3 min read
Back Can both husband and wife claim LTCG tax benefits if only one paid for the property

Is interest received on delayed payment of full gratuity taxable?

4 min read
Is interest received on delayed payment of full gratuity taxable?

TDS on residential rent paid by companies: 2% vs 10% rule explained

3 min read
TDS on residential rent paid by companies

TDS on rent and No PAN cases: What landlords and foreign diplomat tenants should know

3 min read
TDS on rent and no PAN cases

Want to put inherited property into an HUF? Here’s how income tax rules apply

4 min read
HUF tax query

Tax on gold jewellery sale: Can 87A rebate reduce LTCG tax if total income is within ₹12 lakh?

4 min read
tax on gold jewellery sale

Can a newborn with PAN receive ₹12 lakh cash gift tax-free? What income tax rules say

4 min read
can a newborn with PAN receive cash gift

Sold property in India as an NRI: Can you gift the proceeds to your children without tax?

4 min read
nri tax sold property

Can the Section 87A rebate be used against capital gains tax under the new tax regime?

3 min read
section 87 a rebate capital gains tax

Can you claim LTCG exemption on a jointly bought house? Income tax rules explained

3 min read
Can you claim LTCG exemption on a jointly bought house?

TDS on rent above ₹50,000: Is it applicable when rent is split between tenants?

3 min read
TDS on rent above Rs 50000

Planning to sell your house? Know the income tax rules before you repay your loan

4 min read
planning to sell your house

Bank compensation income tax rules: Is money received for deficiency in service taxable in India?

3 min read
bank compensation income tax rules

₹20 lakh gratuity exemption: Does it reset with every job or stay for life?

3 min read
₹20-lakh-gratuity-exemption

Can share market profits be shown as business income to avoid tax if total income is under ₹12 lakh?

3 min read
share market new tax query

When do you become a non-resident in India? Income tax and FEMA rules explained

4 min read
NRI tax FEMA

Can you claim exemption under Section 54 and 54F on LTCG from sale of multiple houses and shares?

4 min read
Can you claim exemption under Section 54 and 54F on LTCG from sale of multiple houses and shares?

Debt mutual fund tax rules: What happens to gains, gifting and exemption benefits?

4 min read
debt mutual fund tax rules

Earned ₹1.2 crore LTCG from selling land. Can I invest in tax‑saving bonds over two years?

3 min read
tax saving bonds

I want to gift some money to my NRI son in Canada. What documents and declarations are required?

3 min read
gifting money to nri son

Tax slab calculation: Should capital gains be excluded from gross income?

3 min read
income tax slab calculation 2026

Tax harvesting: Can I set off losses from PMS against capital gains from stocks and mutual funds?

4 min read
tax harvesting pms stocks mfs

LTCG tax saving dilemma: Should you book gains before March 31 despite market losses?

4 min read
long term capital gain

My father gifted separate flats to my siblings and me. What tax will I pay if I sell mine?

3 min read
tax on selling gifted flat

I sold Sovereign Gold Bonds through my broker after the premature redemption window. Do I owe tax?

3 min read
Tax on SGB sale after missing premature redemption

Senior citizen accidentally makes an intra‑day trade. Should he pay advance tax now?

4 min read
senior citizen tax harvesting and advance tax

Can I transfer my two flats to my children to claim LTCG tax exemption on buying a third property?

3 min read
tax exemption on ltcg

Selling shares worth ₹3.1 crore to buy a ₹2.6 crore house. How much LTCG tax will I pay?

3 min read
LTCG tax calculation

What happens to your life insurance policy and PPF if you become a foreign citizen?

4 min read
life insurance for NRIs

Reducing TDS on salary: How can a married couple split interest and rent on their second home?

4 min read
married couple joint second home taxation 2026

Is it necessary to change the property deed to take full rent in a joint property?

3 min read
joint property taxation rules

EPS pension: Are pensioners denied ₹75,000 standard deduction under New Tax Regime?

3 min read
EPS pension news

Multi-asset allocation fund claims equity-like taxation with just 35% equity. Is it possible?

3 min read
multi asset allocation funds taxation

Selling shares to buy a ₹50 lakh flat: Can I claim LTCG tax exemption in parts?

5 min read
You do not have to open a fresh savings account to deposit the sale amount. | Image source: Shutterstock

After lower income-tax refund, AI agent says file rectification but CA says wait. What is best?

5 min read
income tax suggestion by ai vs ca

When a wife inherits her husband’s shares, what becomes her cost of acquisition?

4 min read
tax calculation on inherited shares

Invested my retirement funds in relatives’ fixed deposits. Will I face tax?

3 min read
fixed deposit in relatives names

Can share trading profits be taxed as both business income and capital gains?

4 min read
income-tax on share trading

If a builder rebuilds your old parental house, are you taxed on the flats you receive?

3 min read
tax rules for redevelopment of old buildings

ITR filing 2026: How will ₹13 lakh income from IPO, trading and dividends be taxed?

5 min read
itr filing 2026

Sovereign Gold Bonds: Are capital gains on premature redemption tax-free until March 31, 2026?

4 min read
sgb premature redemption tax rule

Planning house sale after redevelopment: Is the magic number 2 years or 3 for LTCG exemption?

4 min read
ax exemption on property sale after redevelopment

Selling ancestral property: Why is fair value as on April 1, 2001 necessary?

3 min read
capital gain date for ancestral property

Budget 2026: What switching to Tax Year from PY, AY means for salaried taxpayers in FY 2026–27

3 min read
tax year budget 2026

Public Provident Fund: Can both parents invest ₹3 lakh in a child's account without tax benefit?

3 min read
ppf investment limit for parents

My father left me shares under his Will. Is capital gains tax payable on the full sale value?

3 min read
My father left me shares under his Will. Is capital gains tax payable on the full sale value?

Can I share capital gains tax with my siblings after selling an inherited house for ₹1.4 crore?

5 min read
tax sharing with siblings

Are Indian capital gains and dividends taxable for a non-resident working in Dubai, and how?

4 min read
tax on non-resident investor

Selling an inherited house in 2026: Can I treat it as my HUF property and what tax applies?

5 min read
tax on selling inherited property