ICICI Bank Limited is a private sector bank in India, known for its online banking capabilities and wide range of financial solutions. ICICI offers deposit facilities and provides loans, credit cards, insurance and investment services to its retail and corporate clients.
With a customer-focused approach and an advanced online banking platform, the bank supports individuals and businesses by providing secure, convenient, and innovative banking solutions. Over the years, ICICI Bank has expanded its presence in India and foreign countries.
Brief History of ICICI Bank
ICICI Bank Limited was established in 1994 as a subsidiary of Industrial Credit and Investment Corporation of India (ICICI). Before setting up a bank, ICICI Group operated as a financial institution which was originally set up in 1955 to support industrial development in India.
In 2002, ICICI merged with ICICI Bank become a fully integrated universal bank. This merger was pivotal in the early years of ICICI Bank, as it allowed the bank to consolidate its position in the financial sector.
In March 2001, ICICI Bank acquired Bank of Madura in an all-stock merger deal. This acquisition accelerated the growth and helped the bank to expand its branch network and customer base.
ICICI Bank Business Segments
ICICI Bank operates in various segments in the financial services industry. Here is the brief of its core segments.
-
Retail and Corporate Banking: The retail banking segment offers services to individuals, which contributes the majority portion of the bank’s revenue. In the corporate banking segment bank offer services to small, mid-sized, and large-sized businesses. This segment also contributes a substantial portion of total net advances.
-
International Banking: ICICI Bank also operates internationally, having a presence in countries like the UK, Russia, Canada, the United States, Singapore, Hong Kong, Dubai and more.
-
Investment Banking: ICICI Bank offers investment banking services such as mergers, acquisitions, IPO, equity, and debt financing, project finance and more.
-
Wealth Management: ICICI Bank is also involved in providing wealth management services, including investment advisory, portfolio management and more.
-
Insurance: ICICI Bank offers insurance services through its two subsidiaries, ICICI Prudential Life Insurance Company Limited and ICICI Lombard General Insurance Company Limited.
-
Asset Management: ICICI Prudential AMC, a subsidiary of ICICI Bank, offers a wide range of investment products and asset management services.
-
Stock Broking: ICICI Securities Limited, a subsidiary of ICICI Bank, offers stock broking services. Through an ICICI demat and trading account, customers invest in IPO, equity, derivatives, commodities, and currencies.
ICICI Bank Management Details
Sandeep Bakshi is the current Managing Director and CEO of ICICI Bank Limited. Before becoming a CEO, Sandeep served as a Whole-time Director and COO of the bank.
Key members in the leadership team are Girish Chandra Chaturvedi (Non-Executive part-time Chairman), Sandeep Batra (Executive Director and Whole-time Director), and Rakesh Jha (Executive Director).
ICICI Bank Financial Performance (FY25 vs FY24)
Revenue: ICICI Bank reported a consolidated revenue of ₹2,94,586.94 crore in FY25 vs ₹2,36,037.72 crore in FY24. It showed an increase of 24.80% on a yearly basis, reflecting decent revenue growth.
Operating Profit: The company reported an operating profit of ₹72,853.55 crore in FY25 vs ₹60,434.36 crore in FY24. It showed an increase of 20.54% on a year-on-year basis, indicating that the company continues to earn well after deducting direct costs and operating expenses.
Net Profit: ICICI Bank Limited reported a net profit of ₹54,418.72 crore in FY25 compared to ₹45,006.74 crore in FY24. It showed an increase of 20.91% on a yearly basis, indicating robust performance.
ICICI Bank Financial Highlights
- Revenue: ICICI Bank reported revenue of ₹3,12,118.36 crore in FY26 vs ₹2,94,586.94 crore in FY25. It showed an increase of 5.95% on a yearly basis.
- Operating Profit: ICICI Bank reported an operating profit of ₹77,320.18 crore in FY26 vs ₹73,004.21 crore in FY25. It showed an increase of 5.91% on a year-on-year basis.
- Net Profit: ICICI Bank reported a net profit of ₹57,673.40 crore in FY26 vs ₹54,418.72 crore in FY25. It showed an increase of 5.98% on a yearly basis.
ICICI Bank Quarterly Result Highlights
- ICICI Bank reported revenue of ₹79,689.22 crore in Jun 2026, compared with ₹84,613.66 crore in Mar 2026, representing a decrease of 5.82% on a quarter-on-quarter (QoQ) basis.
- ICICI Bank reported an operating profit of ₹21,373.61 crore in Jun 2026, compared with ₹20,812.98 crore in Mar 2026, representing an increase of 2.69% on a quarter-on-quarter (QoQ) basis.
- ICICI Bank reported a profit of ₹16,209.74 crore in Jun 2026, compared with ₹15,611.87 crore in Mar 2026, reflecting an increase of 3.83% on a QoQ basis.
- The earnings per share (EPS) of ICICI Bank stood at ₹75.89 during Jun 2026.
