Indian Overseas Bank Share Price

Indian Overseas Bank Share Price

NSE: IOB
|
Bank

₹ 31.35

+₹0.97 (3.19%)
1D
Last updated 05 Oct, 2026, 15:54 IST

Indian Overseas Bank Share Price Today

As of 6 Oct 2026, Indian Overseas Bank share price is ₹31.35. The stock opened at ₹30.50, compared to its previous close of ₹30.38. During today's trading session, Indian Overseas Bank share price moved in the range of ₹30.50 to ₹31.90, with an average price of ₹31.20 for the day. Looking at its last 52-week, the stock has touched a low of ₹30.07 and a high of ₹41.80. On the performance front, Indian Overseas Bank share price has declined by 4.39% over the last six months and is down 21.41% on a year-on-year basis.

₹30.50
3.19% up today
₹31.90
1D LOW
1D HIGH

Indian Overseas Bank Returns Calculator

Volume
46,89,838
Average traded price
₹31.26
Last traded time
03:54:27 05 Oct
Last traded quantity
25
Circuit
L
H
₹24.31
₹36.45
52-week
L
H
₹30.07
₹41.80
Mkt Cap Cr
58,482.26
P/E
9.83
P/B
1.65
NIM
2.92%
ROA
1.23%
ROE
14.78%
Net NPA
0.21%
CASA
40.99
Based on fundamentals, this stock's
Step 4 of 5
Performance
Good
I O B outperforming most market indices
Step 2 of 5
Valuation
Expensive
I O B PE is significantly higher than its peers
Step 5 of 5
Earnings
Excellent
I O B revenue, operating profit and net profit are growing
Peer Comparison
Peer comparison — key ratios
NameMkt Cap CrP/EP/BNIMROAROENet NPACASA
HDFC Bank11,09,136.8013.441.843.28%1.94%13.61%0.38%34.0
ICICI Bank9,37,185.3215.682.513.47%2.33%15.63%0.35%38.6
SBI8,80,615.159.821.52.42%1.07%14.17%0.39%39.46
Kotak Mahindra Bank4,17,612.0620.582.313.89%2.06%11.17%0.25%43.3
Axis Bank3,78,001.9313.531.713.24%1.45%12.5%0.37%40.0
Union Bank of India1,28,244.576.210.972.41%1.25%14.33%0.48%35.21
PNB1,26,307.455.710.872.2%0.89%13.18%0.29%37.0
Bank of Baroda1,19,846.326.520.712.64%1.0%10.5%0.45%38.9
Indian Bank1,07,750.388.431.42.9%1.25%14.95%0.15%39.67
Canara Bank1,07,487.225.420.922.07%1.11%15.35%0.43%29.84

Auto-generated based on historical fundamentals; not a recommendation to buy/sell.

About Indian Overseas Bank

Indian Overseas Bank Share Price
ISIN
INE565A01014
Sector Market Cap
₹ 58,482.26 Cr

Indian Overseas Bank (IOB) is a leading public sector bank. IOB was founded in 1937 by M Chidambaram Chettyar and it was initially engaged in foreign exchange business. IOB started operations in Chennai and Rangoon (presently Myanmar) and later expanded its reach with a branch in Penang, Malaysia.

When India gained Independence, IOB had 38 branches within the country and 7 branches internationally. Its deposits amounted to ₹6.64 crore and advances stood at ₹3.23 crore. After the 1969 bank nationalisation, IOB turned into a public sector bank.

By 1969, the Indian Overseas Bank had expanded to 195 branches in India with aggregate deposits of ₹67.7 crore and advances totalling ₹44.9 crore.

Today, the bank has a significant international presence with operations in Singapore, Hong Kong, Thailand, Sri Lanka and South Korea.

The market capitalisation of IOB stood at over ₹82,000 crore as of December 22, 2023. IOB share price has surged 330% in the last three years.

Business operations

As of March 31, 2023, the Indian Overseas Bank had 3,220 domestic branches. This comprises 906 branches in rural areas, 961 in semi-urban regions, 655 in urban centres and 698 in metropolitan areas.

The bank manages 49 regional offices, 2 extension counters, 1 satellite office and 6 nodal audit offices. During the fiscal year 2022-23, the bank expanded by opening 4 rural branches, 2 digital banking units and one regional office. It has 3,477 ATMs and 3,190 business correspondents catering to the needs of over 4 crore customers.

The bank primarily offers financial services in retail banking, NRI banking and corporate banking segments.

Retail Banking:

IOB offers many services like savings and current accounts, term deposits, retail loans, home loans, mortgages, depository services, gold investment products, debit and credit cards, multi-city cheque facilities, insurance, mutual funds and real-time gross settlement services.

NRI Banking:

Catering to Non-Resident Indians (NRIs), the bank provides services such as remittances, resident foreign currency accounts, NRI home loans and various other products.

Corporate Banking:

For micro, small, and medium enterprises, IOB extends term loans, working capital loans, as well as loans for professionals, self-employed individuals and sectors like Information Technology, IT-enabled services (ITes) and Business Process Outsourcing (BPO).

It also offers agricultural short-term loans, agribusiness consultancy, and forex collection services. The bank also handles government transactions like direct and indirect tax payments, pension schemes and sales tax collections.

The subsidiaries and joint ventures of the bank are Odisha Gramya Bank, India International Bank (Malaysia) and Universal Sompo General Insurance Company Limited.

Indian Overseas Bank Financial Highlights

  • Revenue: Indian Overseas Bank reported revenue of ₹37,532.15 crore in FY26 vs ₹33,689.62 crore in FY25. It showed an increase of 11.41% on a yearly basis.
  • Operating Profit: Indian Overseas Bank reported an operating profit of ₹6,268.03 crore in FY26 vs ₹4,511.83 crore in FY25. It showed an increase of 38.92% on a year-on-year basis.
  • Net Profit: Indian Overseas Bank reported a net profit of ₹5,208.03 crore in FY26 vs ₹3,334.82 crore in FY25. It showed an increase of 56.17% on a yearly basis.

Indian Overseas Bank Quarterly Result Highlights

  • Indian Overseas Bank reported revenue of ₹10,937.80 crore in Jun 2026, compared with ₹9,779.87 crore in Mar 2026, representing an increase of 11.84% on a quarter-on-quarter (QoQ) basis.
  • Indian Overseas Bank reported an operating profit of ₹1,859.07 crore in Jun 2026, compared with ₹1,659.09 crore in Mar 2026, representing an increase of 12.05% on a quarter-on-quarter (QoQ) basis.
  • Indian Overseas Bank reported a profit of ₹1,659.24 crore in Jun 2026, compared with ₹1,505.45 crore in Mar 2026, reflecting an increase of 10.22% on a QoQ basis.
  • The earnings per share (EPS) of Indian Overseas Bank stood at ₹2.70 during Jun 2026.

Data Source: BSE, Company announcements

Securities shown are illustrative, not recommendations. Past performance does not guarantee future results.

Know more
Promoters
92.44%
FII
0.47%
Other DII
4.06%
Retail and other
2.80%
Mutual funds
0.24%
Foreign Institutional Investor (FII)
FII shareholding by period
Sep 20250.31%
Dec 20250.35%
Mar 20260.43%
Jun 20260.47%
1 day
+3.19%
1 week
-1.97%
1 month
-6.56%
1 year
-21.41%
3 years
-33.23%
5 years
+39.96%
Day
Open / Close
Change %
05 Oct 26
₹30.50 / ₹31.35
+3.19%
01 Oct 26
₹30.66 / ₹30.38
-1.87%
30 Sep 26
₹31.00 / ₹30.96
+0.03%
29 Sep 26
₹31.74 / ₹30.95
-2.49%
Show more

Indian Overseas Bank Financials

Full statement

Income Statement · Consolidated

Income Statement · Consolidated — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Other Income₹5,846.90₹5,606.67₹5,665.30₹4,116.45
Total Revenue₹37,742.58₹33,750.31₹29,730.97₹23,523.42
Total Expenses₹31,264.13₹29,177.79₹26,308.40₹21,169.98
Profit Before Tax₹6,478.46₹4,572.51₹3,422.57₹2,353.44
Tax₹1,059.99₹1,177.01₹756.91₹249.45
Profit After Tax₹5,418.47₹3,395.50₹2,665.66₹2,103.99
EPS - Basic₹2.70₹1.76₹1.40₹1.15
EPS - Diluted₹2.70₹1.76₹1.40₹1.15

Cash Flow · Consolidated

Cash Flow · Consolidated — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Profit before tax₹6,478.46₹4,572.51₹3,422.74₹2,353.45
Income before WC changes₹10,855.80₹9,167.07₹6,647.64₹6,868.21
Change in Assets-₹73,679.73-₹43,669.18-₹43,937.23-₹33,004.63
Change in Liabilities₹68,147.14₹35,191.13₹36,753.63₹12,817.74
Change in WC-₹5,532.59-₹8,478.05-₹7,183.59-₹20,186.89
Cash flow from Operations₹4,779.66₹2,647.08-₹1,118.95-₹13,654.68
Cash flow from Investing-₹638.92-₹578.92-₹359.29-₹559.64
Cash flow from Financing-₹137.80₹336.57-₹527.69-₹1,916.11
Total Cash Flow₹4,002.94₹2,404.73-₹2,005.93-₹16,130.43
Cash (Start of the year)₹21,219.64₹18,814.90₹20,820.83₹36,951.26
Cash (End of the year)₹25,222.57₹21,219.64₹18,814.90₹20,820.83

Balance Sheet · Consolidated

Balance Sheet · Consolidated — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Total Assets₹472,795.19₹394,709.99₹351,869.32₹313,449.90
Equity Capital₹36,990.67₹32,233.35₹27,561.45₹24,876.04
Total Equity & Liabilities₹472,795.19₹394,709.99₹351,869.32₹313,449.90

Income Statement · Standalone

Income Statement · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Other Income₹5,636.47₹5,545.07₹5,656.26₹4,108.75
Total Revenue₹37,532.15₹33,676.08₹29,706.00₹23,509.07
Total Expenses₹31,264.13₹29,164.36₹26,293.46₹21,160.84
Profit Before Tax₹6,268.02₹4,511.72₹3,412.53₹2,348.24
Tax₹1,059.99₹1,177.01₹756.91₹249.45
Profit After Tax₹5,208.03₹3,334.71₹2,655.62₹2,098.79
EPS - Basic₹2.70₹1.76₹1.40₹1.15
EPS - Diluted₹2.70₹1.76₹1.40₹1.15

Cash Flow · Standalone

Cash Flow · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Profit before tax₹6,268.03₹4,511.72₹3,412.54₹2,348.24
Income before WC changes₹10,645.37₹9,105.13₹6,636.96₹6,834.32
Change in Assets-₹73,747.64-₹43,699.71-₹44,070.71-₹32,995.26
Change in Liabilities₹69,147.74₹35,407.09₹36,851.33₹10,901.66
Change in WC-₹4,599.90-₹8,292.62-₹7,219.38-₹22,093.60
Cash flow from Operations₹5,501.50₹2,770.60-₹1,165.42-₹15,595.28
Cash flow from Investing-₹638.92-₹565.17-₹359.29-₹559.48
Cash flow from Financing-₹710.27₹310.41-₹527.69-₹11.61
Total Cash Flow₹4,152.31₹2,515.85-₹2,052.40-₹16,166.37
Cash (Start of the year)₹21,070.26₹18,554.42₹20,606.82₹36,773.19
Cash (End of the year)₹25,222.57₹21,070.26₹18,554.42₹20,606.82

Balance Sheet · Standalone

Balance Sheet · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Total Assets₹473,319.86₹395,016.97₹352,033.62₹313,733.99
Equity Capital₹37,515.33₹32,540.92₹27,942.30₹25,262.94
Total Equity & Liabilities₹473,319.86₹395,016.97₹352,033.62₹313,733.99
* All values are in INR Crore
Qty
Bid
0
0
0
0
0
0
0
0
0
0
Ask
Qty
31.35
3086
0
0
0
0
0
0
0
0
Bid Total: 0
Ask Total: 3086
Buy orders: 0%
Sell orders: 100%
Bearish
3
Neutral
2
Bullish
3
Neutral
by SEBI experts
Expert Pick
EXPPICK
Stop-loss
Entry price
Target
Indicator
Value
Verdict
RSI (14)
23.66
Bearish
ATR (14)
0.63
Neutral
STOCH(9,6)
13.96
Bullish
STOCH RSI (14)
0
Bullish
ADX(9)
49.41
Bearish
UO(9)
39.49
Neutral
ROC(12)
-6.18
Bearish
WillR(14)
-90.4
Bullish
Period
Simple value
Exponential vaue
5D
31.2
31.05
10D
31.62
31.49
20D
32.25
31.99
50D
33.03
32.76
100D
33.47
33.3
Volume trend — traded volume by day
5 Oct46L
1 Oct27L
30 Sep25L
29 Sep1Cr
Average64L

Technical indicators used here are for indicative purposes only. Kindly do not treat it as an investment or trading advice

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Disclaimer: The information on this page, including prices, charts, financials, ratios, and other data, is provided for informational and educational purposes only. It is not investment advice, a research report, or a recommendation or solicitation to buy, sell, or hold any security. Data is sourced from third parties and exchanges, may be delayed, and is not guaranteed to be accurate, complete, or timely. Upstox is not liable for any loss arising from its use.