LIC Housing Finance Share Price

NSE: LICHSGFIN

₹ 538.95

+₹5.25 (0.98%)

Last updated 24 Jul, 2026, 15:47 IST

LIC Housing Finance Share Price Today

As of 25 Jul 2026, LIC Housing Finance share price is ₹538.95. The stock opened at ₹530.15, compared to its previous close of ₹533.70. During today's trading session, LIC Housing Finance share price moved in the range of ₹529.25 to ₹542.15, with an average price of ₹535.70 for the day. Looking at its last 52-week, the stock has touched a low of ₹458.90 and a high of ₹612.45. On the performance front, LIC Housing Finance share price has increased by 6.42% over the last six months and is down 12.32% on a year-on-year basis.

₹529.25

0.98% up today

₹542.15

1D LOW

1D HIGH

Latest Earning

Op Profit TrendUp by 9.71% QoQ

Latest Earning

Net Profit TrendUp by 6.75% QoQ

Latest Earning

Revenue TrendUp by 0.08% QoQ

Stock Performance

OutperformingBeat Nifty by 10.55 % in last 6 month

Shareholding Pattern

DIIDII decreased stake by 5.35%

Shareholding Pattern

FIIFII increased stake by 0.38%

LIC Housing Finance Returns Calculator

If you would've invested

₹

₹1,000₹1Cr

Historical Returns

1 Year

₹4,44,019-₹55,981 (-11.20%)

3 Year

₹6,59,024+₹1,59,024 (+31.80%)

5 Year

₹6,70,419+₹1,70,419 (+34.08%)

₹485.10₹592.80

Circuit Low

Circuit High

₹458.90₹612.45

52-Week Low

52-Week High

Circuit

₹485.10

₹592.80

52-week

₹458.90

₹612.45

Mkt Cap Cr

29,642.90

P/E

5.23

P/B

0.71

ROE

13.53%

D/E

6.72

ROCE

8.42%

Div. Yield

1.86%

EPS(TTM)

101.72

Turnover

0.09

EV/EBITDA

11.33

Net Margin

0.00%

Op. Margin

0.00%

ROA

1.72%

Quick Ratio

0.00

Curr. Ratio

0.38

Mkt Cap Cr

29,642.90

P/E

5.23

P/B

0.71

ROE

13.53%

D/E

6.72

ROCE

8.42%

Div. Yield

1.86%

EPS(TTM)

101.72

Turnover

0.09

EV/EBITDA

11.33

Net Margin

0.00%

Op. Margin

0.00%

ROA

1.72%

Quick Ratio

0.00

Curr. Ratio

0.38

Based on fundamentals, this stock's

Performance

Poor

LIC Housing Fin. has underperformed the market

Valuation

Overvalued

LIC Housing Fin. appears overvalued compared to its peers

Earnings

Excellent

LIC Housing Fin. revenue, operating profit and net profit are growing

Peer Comparison

Peer comparison — key ratios
Name	Mkt Cap Cr	P/E	P/B	ROE	D/E	ROCE	Book Value	Div. Yield	Turnover	EPS(TTM)
Bajaj Finance	6,30,471.00	26.21	4.37	18.35%	3.13	10.87%	4.83	0.75%	0.16	28.65
Bajaj Finserv	3,00,415.00	26.61	3.35	26.17%	0.00	11.84%	25.62	0.09%	0.20	9.00
Shriram Finance	2,41,283.00	20.89	2.24	15.21%	3.82	10.99%	447.62	0.86%	0.15	53.15
ICICI PRUDENTIAL AMC LTD	1,54,760.00	44.40	37.10	79.42%	0.00	103.71%	84.39	3.27%	1.20	67.03
JIO FIN SERVICES LTD	1,55,009.00	74.49	1.09	1.17%	0.00	1.71%	56.36	0.25%	0.04	1.07
Cholamandalam In & Fin Co	1,47,143.00	22.05	3.79	19.32%	7.14	9.70%	3.80	0.15%	0.13	61.83
TATA CAPITAL LIMITED	1,44,877.00	29.63	3.16	10.57%	4.15	7.98%	91.91	0.17%	0.57	7.77
Power Finance Corp	1,35,997.00	4.04	1.02	19.49%	4.85	9.79%	310.69	4.50%	0.10	60.76
Muthoot Finance	1,20,840.00	11.39	3.09	27.06%	3.67	13.24%	940.11	1.00%	0.16	252.43
Bajaj Holdings & Invs	1,18,422.00	10.10	1.33	12.09%	0.00	12.56%	3.56	2.23%	0.11	423.00

LIC Housing Finance Financials

Full statement

Income Statement · Consolidated

Income Statement · Consolidated — all values in INR Crore
Particulars	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Revenue	--	--	--	--
Other Income	₹0.62	₹0.83	₹14.32	₹30.95
Total Revenue	₹28,110.70	₹27,277.80	₹22,728.21	₹20,005.31
Total Expenses	₹21,234.78	₹21,213.43	₹19,167.44	₹17,218.05
Profit Before Tax	₹6,878.86	₹6,068.13	₹3,560.77	₹2,787.26
Tax	₹1,436.16	₹1,304.81	₹669.60	₹501.26
Profit After Tax	₹5,442.70	₹4,763.32	₹2,891.17	₹2,286.00
EPS - Basic	₹98.95	₹86.60	₹52.56	₹43.12
EPS - Diluted	₹98.95	₹86.60	₹52.56	₹43.12

Cash Flow · Consolidated

Cash Flow · Consolidated — all values in INR Crore
Particulars	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Profit before tax	₹6,878.86	₹6,068.13	₹3,560.77	₹2,787.25
Income before WC changes	-₹951.09	-₹718.17	-₹723.36	-₹552.82
Change in Assets	₹58.44	-₹58.79	₹216.52	-₹787.71
Change in Liabilities	-₹790.74	₹232.83	₹6.69	-₹6.56
Change in WC	-₹732.30	₹174.04	₹223.21	-₹794.27
Cash flow from Operations	-₹16,609.17	-₹7,151.41	-₹19,632.00	-₹16,729.27
Cash flow from Investing	-₹938.54	₹587.29	-₹799.67	-₹1,628.21
Cash flow from Financing	₹17,413.47	₹7,345.57	₹20,248.69	₹17,850.27
Total Cash Flow	-₹134.24	₹781.45	-₹182.98	-₹507.21
Cash (Start of the year)	₹1,422.82	₹641.38	₹824.35	₹1,331.87
Cash (End of the year)	₹1,288.58	₹1,422.82	₹641.38	₹824.35

Balance Sheet · Consolidated

Balance Sheet · Consolidated — all values in INR Crore
Particulars	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Non-Current Assets	₹311,707.42	₹288,896.89	₹277,110.75	₹253,204.36
Current Assets	₹2,332.96	₹2,396.41	₹1,448.22	₹1,482.41
Total Assets	₹314,040.38	₹291,293.30	₹278,558.97	₹254,686.77
Current Liabilities	₹40,300.19	₹35,262.54	₹40,927.71	₹33,440.06
Net Current Asset	-₹37,967.23	-₹32,866.13	-₹39,479.49	-₹31,957.65
Non-Current Liabilities	₹237,384.68	₹224,550.70	₹210,443.40	₹196,492.97
Equity Capital	₹36,355.51	₹31,480.06	₹27,187.86	₹24,753.74
Total Equity & Liabilities	₹314,040.38	₹291,293.30	₹278,558.97	₹254,686.77

Income Statement · Standalone

Income Statement · Standalone — all values in INR Crore
Particulars	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Revenue	--	--	--	--
Other Income	₹6.08	₹6.42	₹17.25	₹33.95
Total Revenue	₹28,056.22	₹27,234.64	₹22,674.20	₹19,953.02
Total Expenses	₹21,200.41	₹21,180.72	₹19,117.20	₹17,174.87
Profit Before Tax	₹6,855.81	₹6,053.92	₹3,557.00	₹2,778.15
Tax	₹1,426.79	₹1,288.51	₹665.97	₹490.87
Profit After Tax	₹5,429.02	₹4,765.41	₹2,891.03	₹2,287.28
EPS - Basic	₹98.70	₹86.63	₹52.56	₹43.14
EPS - Diluted	₹98.70	₹86.63	₹52.56	₹43.14

Cash Flow · Standalone

Cash Flow · Standalone — all values in INR Crore
Particulars	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Profit before tax	₹6,855.81	₹6,053.92	₹3,557.00	₹2,778.15
Income before WC changes	-₹948.07	-₹662.00	-₹688.78	-₹530.56
Change in Assets	-₹18.66	₹23.45	-₹218.35	-₹49.35
Change in Liabilities	-₹774.64	₹205.54	₹455.90	-₹749.98
Change in WC	-₹793.30	₹228.99	₹237.55	-₹799.33
Cash flow from Operations	-₹16,688.53	-₹7,061.00	-₹19,611.54	-₹16,740.26
Cash flow from Investing	-₹883.70	₹579.12	-₹830.50	-₹1,600.98
Cash flow from Financing	₹17,413.49	₹7,299.98	₹20,239.24	₹17,834.59
Total Cash Flow	-₹158.74	₹818.10	-₹202.80	-₹506.65
Cash (Start of the year)	₹1,437.49	₹619.40	₹822.19	₹1,329.15
Cash (End of the year)	₹1,278.75	₹1,437.49	₹619.40	₹822.19

Balance Sheet · Standalone

Balance Sheet · Standalone — all values in INR Crore
Particulars	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Non-Current Assets	₹311,688.84	₹288,866.96	₹277,056.62	₹253,150.63
Current Assets	₹2,237.72	₹2,300.56	₹1,355.39	₹1,416.83
Total Assets	₹313,926.56	₹291,167.52	₹278,412.01	₹254,567.46
Current Liabilities	₹40,235.40	₹35,179.08	₹40,831.63	₹33,358.57
Net Current Asset	-₹37,997.68	-₹32,878.52	-₹39,476.24	-₹31,941.74
Non-Current Liabilities	₹237,434.38	₹224,593.81	₹210,480.04	₹196,537.05
Equity Capital	₹36,256.78	₹31,394.63	₹27,100.34	₹24,671.84
Total Equity & Liabilities	₹313,926.56	₹291,167.52	₹278,412.01	₹254,567.46

* All values are in INR Crore

Qty

Bid

538.95

Ask

Qty

Bid Total: 10

Ask Total: 0

Buy orders: 100%

Sell orders: 0%

30 levels of bid & ask depth

Supply & Demand Zones

Bearish

Neutral

Bullish

Slightly Bullish

by SEBI experts available for this stock

Earn more using advisory

by SEBI experts

Expert Pick

EXPPICK

Stop-loss

Entry price

Target

Indicator

Value

Verdict

RSI (14)

44.64

Neutral

ATR (14)

10.75

Neutral

STOCH(9,6)

28.74

Neutral

STOCH RSI (14)

41.28

Neutral

ADX(9)

15.61

Bullish

UO(9)

43.7

Neutral

ROC(12)

1.57

Bullish

WillR(14)

-68.71

Neutral

Period

Simple value

Exponential vaue

542.46

540.85

10D

546.06

543.63

20D

547.92

545.84

50D

546.85

546.01

100D

538.18

543.07

About LIC Housing Finance

ISIN

INE115A01026

Sector Market Cap

₹ 29,642.9 Cr

LIC Housing Finance Ltd (LICHFL) offers long-term finance products for the purchase or construction of houses for residential purposes. The company, incorporated in 1989, is one of the biggest players in its segment. It also offers finance on existing property for business or personal needs.

LICHFL also gives loans to professionals for the purchase/ construction of clinics, nursing homes, office spaces and related equipment. Builders and developers engaged in the construction of houses for sale can also avail benefits of LICHFL's products. The company's network includes 9 regional offices, 24 back offices, 282 marketing offices in India, and an overseas branch in Dubai, UAE. It has a team of over 12,000 LICHFL representatives across India.

Business operations

The company promoted by LIC India went public in 1994 with a listing on Indian bourses. Its global depository receipts are also listed on the Luxembourg Stock Exchange. LIC HFL has four subsidiary companies:

LICHFL Care Homes Limited

The company was incorporated in 2001 to operate assisted community living centres for senior citizens. It has established care homes under two projects in Bengaluru. One more project is underway in Bhubaneswar. LICHFL Care Homes Limited has teamed up with Tata Value Homes Limited for a senior living project at Vasind.

LICHFL Financial Services Limited

It was incorporated for undertaking non-fund-based activities like marketing housing loans, insurance products, credit cards, mutual funds and pension schemes.

LICHFL Asset Management Company Limited

The company is presently acting as the investment manager for LICHFL Urban Development Fund, a venture capital fund specialising in mid-income housing and Income yielding micro infrastructure assets.

LICHFL Trustee Company Private Limited

Incorporated in 2008, the company's role was to manage the business of trustees of venture capital trusts and funds. The company offers trusteeship service to the venture capital fund – LICHFL Urban Development Fund managed by LICHFL Asset Management Company Limited.

In FY 2023, LIC HFL completed a project in Bengaluru and the Jeevan Anand Project at Bhubaneswar. The company also launched a new Alternative Investment Fund (AIF) – LICHFL Housing & Infrastructure Fund (LHIF) — with a total corpus of ₹1,000 crore, including a green shoe option of ₹250 crore. In FY 2023, the company disbursed over ₹65,115 crore loan – ₹53,459 under individual home loans and ₹2,697 as project loans. The company loan book exceeded ₹2.75 lakh crore as of March 31, 2023.

LIC Housing Finance Ltd's market valuation stood at over ₹ 30,600 crore as of January 3, 2024. LIC Housing Finance Ltd's share price has grown over 46% in the past three years.

LIC Housing Finance Financial Highlights

Revenue: LIC Housing Finance reported revenue of ₹28,837.11 crore in FY26 vs ₹28,097.16 crore in FY25. It showed an increase of 2.63% on a yearly basis.
Operating Profit: LIC Housing Finance reported an operating profit of ₹7,103.47 crore in FY26 vs ₹6,878.86 crore in FY25. It showed an increase of 3.27% on a year-on-year basis.
Net Profit: LIC Housing Finance reported a net profit of ₹5,604.24 crore in FY26 vs ₹5,442.70 crore in FY25. It showed an increase of 2.97% on a yearly basis.

LIC Housing Finance Quarterly Result Highlights

LIC Housing Finance reported revenue of ₹7,211.92 crore in Mar 2026, compared with ₹7,205.84 crore in Dec 2025, representing an increase of 0.08% on a quarter-on-quarter (QoQ) basis.
LIC Housing Finance reported an operating profit of ₹1,933.47 crore in Mar 2026, compared with ₹1,762.42 crore in Dec 2025, representing an increase of 9.71% on a quarter-on-quarter (QoQ) basis.
LIC Housing Finance reported a profit of ₹1,492.63 crore in Mar 2026, compared with ₹1,398.27 crore in Dec 2025, reflecting an increase of 6.75% on a QoQ basis.
The earnings per share (EPS) of LIC Housing Finance stood at ₹98.95 during Mar 2026.