Bajaj Finserv Limited is a leading non-banking financial services company (NBFC) in India. The Pune-headquartered company is the financial services arm of the Bajaj Group. It was established as a separate entity in April 2007.
The company is primarily engaged in life insurance, general insurance, retail loans, business finance, housing loans and overdraft facilities. The company’s primary business verticals include lending, insurance and wealth advisory. Apart from financial services, the company has also forayed into the renewable energy segment with investments in wind energy projects in Maharashtra.
Bajaj Finserv serves more than 10 crore customers with its diversified portfolio. Its financial solutions encompass savings products, consumer loans, commercial loans, mortgages, auto financing, home loan, securities brokerage services, insurance, and investments.
It is one of the biggest players in the financial services sectors with a market capitalisation of more than ₹ 2.72 lakh crore as of December 19, 2023. Bajaj Finserv share price has gained more than 85% in the last 3 years.
Business operations
The diversified NBFC offers 24 products across 12 product lines to cater the needs of customers from different categories across India.
It has offices in more than 4,500 locations across the country. These offices are run by a team of over 73,000 employees. The company serves more than 3.55 crore customers through its Bajaj Finserv app.
Bajaj Finserv Limited offers many financial services. One of its key branches, Bajaj Finance Limited, is a leading NBFC. It is dedicated to serving customers across financing, deposits and investments. Bajaj Allianz General Insurance Company Limited is a front-runner in the private general insurance sector. Similarly, Bajaj Allianz Life Insurance Company Limited is a rapidly expanding private life insurer.
Bajaj Housing Finance Limited, a subsidiary of Bajaj Finance Ltd, is one of the fastest-growing housing finance companies. It caters to the needs of homebuyers. Bajaj Finserv Limited also offers a digital financial marketplace through Bajaj Finserv Direct Limited.
Bajaj Finserv Health Limited has emerged as a pivotal player in the health-tech segment. It focuses on preventive and cashless healthcare solutions. Bajaj Finserv Asset Management Limited is a comprehensive AMC. It offers many active and passive products across debt, equity and hybrid categories.
Bajaj Financial Securities Limited is a digital stockbroker and offers an all-in-one platform that integrates demat services and broking facilities. This digital platform caters to both retail and high-net-worth individuals (HNIs).
Bajaj Finance Ltd in FY2023 added 1.16 crore new customers, its highest ever addition to its customer base within a year.
Bajaj Finserv Financial Highlights
- Revenue: Bajaj Finserv reported revenue of ₹1,50,503.77 crore in FY26 vs ₹1,33,821.05 crore in FY25. It showed an increase of 12.47% on a yearly basis.
- Operating Profit: Bajaj Finserv reported an operating profit of ₹26,883.15 crore in FY26 vs ₹23,748.21 crore in FY25. It showed an increase of 13.20% on a year-on-year basis.
- Net Profit: Bajaj Finserv reported a net profit of ₹19,669.47 crore in FY26 vs ₹17,557.64 crore in FY25. It showed an increase of 12.03% on a yearly basis.
Bajaj Finserv Quarterly Result Highlights
- Bajaj Finserv reported revenue of ₹38,493.79 crore in Mar 2026, compared with ₹39,708.06 crore in Dec 2025, representing a decrease of 3.06% on a quarter-on-quarter (QoQ) basis.
- Bajaj Finserv reported an operating profit of ₹6,928.10 crore in Mar 2026, compared with ₹5,926.28 crore in Dec 2025, representing an increase of 16.90% on a quarter-on-quarter (QoQ) basis.
- Bajaj Finserv reported a profit of ₹5,226.26 crore in Mar 2026, compared with ₹4,367.57 crore in Dec 2025, reflecting an increase of 19.66% on a QoQ basis.
- The earnings per share (EPS) of Bajaj Finserv stood at ₹55.60 during Mar 2026.
