USFB Share Price
USFB Share Price Today
As of 3 Sep 2026, USFB share price is ₹14.88. The stock opened at ₹14.77, compared to its previous close of ₹14.77. During today's trading session, USFB share price moved in the range of ₹14.77 to ₹15.10, with an average price of ₹14.93 for the day. Looking at its last 52-week, the stock has touched a low of ₹10.12 and a high of ₹22.03. On the performance front, USFB share price has increased by 11.89% over the last six months and is down 30.10% on a year-on-year basis.
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About USFB
Utkarsh Small Finance Bank Limited (the Bank) is an India-based small finance bank. The Bank is engaged in providing banking and financial services with a focus on providing microfinance to the underserved and unserved sections of the country. Its lending activities are primarily focused on rural and semi-urban locations of the country, while its other services are spread across the country. Its segments include Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The Corporate/Wholesale Banking segment includes lending, deposits, and other banking services provided to corporate customers of the Bank. The Retail Banking segment includes lending, deposits, and other banking services provided to retail customers of the Bank through a branch network. The Treasury segment includes dealings in statutory liquidity ratio (SLR) and non-SLR investments, maintenance of reserve requirements, and resource mobilization from other banks and financial institutions.
USFB Financial Highlights
- Revenue: USFB reported revenue of ₹3,809.75 crore in FY26 vs ₹4,364.76 crore in FY25. It showed a decrease of 12.72% on a yearly basis.
- Operating Profit: USFB reported an operating loss of ₹1,506.61 crore in FY26 vs ₹27.65 crore in FY25. It showed a decrease of 5,548.86% on a year-on-year basis.
- Net Profit: USFB reported a net loss of ₹1,150.98 crore in FY26 vs ₹23.70 crore in FY25. It showed a decrease of 4,956.46% on a yearly basis.
USFB Quarterly Result Highlights
- USFB reported revenue of ₹1,002.37 crore in Jun 2026, compared with ₹952.07 crore in Mar 2026, representing an increase of 5.28% on a quarter-on-quarter (QoQ) basis.
- USFB reported an operating loss of ₹45.41 crore in Jun 2026, compared with ₹232.08 crore in Mar 2026, representing an increase of 80.43% on a quarter-on-quarter (QoQ) basis.
- USFB reported a loss of ₹33.92 crore in Jun 2026, compared with ₹188.02 crore in Mar 2026, reflecting an increase of 81.96% on a QoQ basis.
- The earnings per share (EPS) of USFB stood at ₹8.37 during Jun 2026.
| Nov 2025 | 13.07% |
|---|---|
| Dec 2025 | 11.80% |
| Mar 2026 | 11.49% |
| Jun 2026 | 11.90% |
USFB Shareholder Returns
USFB Share Price History
| Name | Mkt Cap Cr | P/E | P/B | ROE | D/E | ROCE | Book Value | Div. Yield | Turnover | EPS(TTM) |
|---|---|---|---|---|---|---|---|---|---|---|
| HDFC Bank | 10,80,460.00 | 13.09 | 1.80 | 13.61% | 0.00 | — | 375.11 | 2.21% | 0.00 | 48.62 |
| ICICI Bank | 10,24,910.00 | 17.15 | 2.74 | 15.63% | 0.00 | — | 483.33 | 0.84% | 0.00 | 70.21 |
| SBI | 9,42,215.00 | 10.51 | 1.60 | 14.17% | 0.00 | — | 576.80 | 1.70% | 0.00 | 87.59 |
| Kotak Mahindra Bank | 4,22,427.00 | 20.82 | 2.33 | 11.17% | 0.00 | — | 135.91 | 0.15% | 0.00 | 14.09 |
| Axis Bank | 3,90,712.00 | 13.98 | 1.76 | 12.50% | 0.00 | — | 680.01 | 0.08% | 0.00 | 78.82 |
| Union Bank of India | 1,42,100.00 | 6.88 | 1.07 | 14.33% | 0.00 | — | 166.85 | 2.69% | 0.00 | 24.49 |
| PNB | 1,32,169.00 | 6.07 | 0.92 | 13.18% | 0.00 | — | 120.20 | 2.57% | 0.00 | 14.71 |
| Bank of Baroda | 1,24,397.00 | 6.76 | 0.74 | 10.50% | 0.00 | — | 300.04 | 3.54% | 0.00 | 38.72 |
| Indian Bank | 1,18,263.00 | 9.25 | 1.54 | 14.95% | 0.00 | — | 556.83 | 2.08% | 0.00 | 90.24 |
| Canara Bank | 1,14,381.00 | 5.77 | 0.98 | 15.35% | 0.00 | — | 131.24 | 3.33% | 0.00 | 21.15 |
USFB Financials
Income Statement · Standalone
| Particulars | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Other Income | ₹430.97 | ₹599.83 | ₹400.34 | ₹299.31 |
| Total Revenue | ₹3,809.75 | ₹4,364.76 | ₹3,578.75 | ₹2,804.29 |
| Total Expenses | ₹5,316.37 | ₹4,337.11 | ₹2,919.37 | ₹2,268.47 |
| Profit Before Tax | -₹1,506.62 | ₹27.65 | ₹659.39 | ₹535.81 |
| Tax | -₹355.64 | ₹3.95 | ₹161.76 | ₹131.31 |
| Profit After Tax | -₹1,150.98 | ₹23.70 | ₹497.63 | ₹404.50 |
| EPS - Basic | -₹8.37 | ₹0.22 | ₹4.79 | ₹4.52 |
| EPS - Diluted | -₹8.37 | ₹0.22 | ₹4.75 | ₹4.51 |
Cash Flow · Standalone
| Particulars | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Profit before tax | -₹1,506.61 | ₹27.65 | ₹659.39 | ₹535.81 |
| Income before WC changes | -₹321.55 | ₹869.75 | ₹1,086.32 | ₹926.59 |
| Change in Assets | ₹637.34 | -₹4,202.86 | -₹4,205.06 | -₹3,109.49 |
| Change in Liabilities | ₹467.97 | ₹4,097.85 | ₹4,173.57 | ₹3,826.74 |
| Change in WC | ₹1,105.31 | -₹105.01 | -₹31.49 | ₹717.25 |
| Cash flow from Operations | ₹780.69 | ₹875.58 | ₹991.23 | ₹1,573.13 |
| Cash flow from Investing | -₹3,308.58 | -₹776.88 | -₹619.80 | -₹693.15 |
| Cash flow from Financing | ₹1,412.49 | ₹310.45 | ₹139.67 | -₹235.27 |
| Total Cash Flow | -₹1,115.39 | ₹409.15 | ₹511.11 | ₹644.71 |
| Cash (Start of the year) | ₹3,436.58 | ₹3,027.43 | ₹2,516.36 | ₹1,871.65 |
| Cash (End of the year) | ₹2,321.19 | ₹3,436.58 | ₹3,027.47 | ₹2,516.36 |
Balance Sheet · Standalone
| Particulars | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Total Assets | ₹28,869.07 | ₹28,127.44 | ₹23,902.68 | ₹19,117.29 |
| Equity Capital | ₹2,775.60 | ₹2,974.50 | ₹2,973.19 | ₹2,000.32 |
| Total Equity & Liabilities | ₹28,869.07 | ₹28,127.44 | ₹23,902.68 | ₹19,117.29 |
| 3 Sep | 42L |
|---|---|
| 2 Sep | 39L |
| 1 Sep | 1Cr |
| 31 Aug | 1Cr |
| 28 Aug | 37L |
| 27 Aug | 44L |
| Average | 66L |
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USFB Share Price FAQs
What is USFB share price today?
USFB share price is ₹14.88 as on 03 Sep, 2026, 14:03 IST.
How has the USFB share price performed in the past?
In the last 1 year, USFB delivered a return of -30.10%. The USFB share price hit a high of ₹22.03 and low of ₹10.12.
How much is the Mutual Fund shareholding in USFB shares?
The Mutual Fund Shareholding in USFB was 0.00% at the end of Jun 2026.
What is the the 52-week high and low of USFB shares ?
The 52-week high and low of USFB share is ₹22.03 and ₹10.12 as of 03 Sep, 2026.
What is the market cap of USFB?
The market capitalisation of USFB is ₹2,631.92 Crores as on 03 Sep, 2026.
What are the stock symbols of USFB?
The stock symbol of USFB is UTKARSHBNK on the NSE, 543942 on the BSE, and the ISIN is INE735W01017.
What was yesterday's closing price of USFB shares ?
USFB shares closed yesterday at ₹14.77 on NSE & ₹14.79 on BSE
How to buy USFB shares?
To buy USFB shares, open a demat account with Upstox and complete the KYC process. Once your account is set up, search for the stock and place your order.
Can I buy USFB shares on Holidays?
No, shares of USFB or any other publicly traded company cannot be bought or sold on holidays when the stock exchanges are closed. You can only buy or sell USFB shares on days when the stock exchanges are open for trading. It's important to check the NSE & BSE holidays calendar, before placing any trades to avoid any inconvenience.
What is the PE and PB ratio of USFB?
The PE and PB ratio of USFB is -2.79 and 0.95 respectively, as on 03 Sep, 2026, 14:03 IST.