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USFB Share Price

NSE: UTKARSHBNK
|
Bank
₹ 14.64
+₹0.53 (3.76%)
1D
Last updated 10 Jul, 2026, 15:59 IST

USFB Share Price Today

As of 10 Jul 2026, USFB share price is ₹14.64. The stock opened at ₹14.20, compared to its previous close of ₹14.11. During today's trading session, USFB share price moved in the range of ₹14.20 to ₹14.87, with an average price of ₹14.54 for the day. Looking at its last 52-week, the stock has touched a low of ₹10.12 and a high of ₹22.03. On the performance front, USFB share price has increased by 2.38% over the last six months and is down 38.92% on a year-on-year basis.

₹14.20
3.76% up today
₹14.87
1D LOW
1D HIGH

USFB Returns Calculator

Open
₹14.20
High
₹14.87
Low
₹14.20
Prev. close
₹14.11
Circuit
L
H
₹11.29
₹16.93
52-week
L
H
₹10.12
₹22.03

USFB Shareholder Returns

USFB Share Price History

Mkt Cap Cr
2,512.69
P/E
-2.18
P/B
0.92
ROE
-41.47%
D/E
0.00
ROCE
—
Div. Yield
0.00%
EPS(TTM)
-8.37
Turnover
0.00
EV/EBITDA
—
Gross NPA
0.00
CAR
0.00%
Cr. Deposit
0.00%
NIM
0.00%
ROA
-4.16%
Based on fundamentals, this stock's
Step 5 of 5
Performance
Excellent
Utkarsh Small F. outperforming all market indices
Step 1 of 5
Valuation
Overvalued
Utkarsh Small F. appears overvalued compared to its peers
Peer Comparison
Peer comparison — key ratios
NameMkt Cap CrP/EP/BROED/EROCEBook ValueDiv. YieldTurnoverEPS(TTM)
HDFC Bank12,59,370.0015.902.1713.52%0.00—362.541.89%0.0048.62
ICICI Bank9,91,140.0017.112.7815.89%0.00—461.330.87%0.0070.21
SBI9,43,046.0010.861.6116.68%0.00—1.771.77%0.0087.59
Axis Bank4,04,090.0013.691.6913.17%0.00—1.770.09%0.0078.82
Kotak Mahindra Bank3,75,041.0019.452.0710.58%0.00—135.920.17%0.0014.09
Bank of Baroda1,26,466.006.460.7712.47%0.00—0.843.44%0.0038.72
Union Bank of India1,20,191.006.450.9915.99%0.00—1.033.05%0.0024.49
PNB1,18,894.006.280.8313.97%0.00—0.872.98%0.0014.71
Canara Bank1,13,202.006.271.0118.03%0.00—0.993.40%0.0021.15
Indian Bank1,06,808.009.741.5617.81%0.00—1.602.16%0.0090.24

USFB Financials

Full statement

Income Statement · Standalone

Income Statement · Standalone — all values in INR Crore
ParticularsMar 2025Mar 2024Mar 2023Mar 2022
Other Income₹599.83₹400.34₹299.31₹184.83
Total Revenue₹4,364.76₹3,578.75₹2,804.29₹2,033.65
Total Expenses₹4,337.11₹2,919.37₹2,268.47₹1,953.93
Profit Before Tax₹27.65₹659.39₹535.81₹79.71
Tax₹3.95₹161.76₹131.31₹18.25
Profit After Tax₹23.70₹497.63₹404.50₹61.46
EPS - Basic₹0.22₹4.79₹4.52₹0.70
EPS - Diluted₹0.22₹4.75₹4.51₹0.70

Cash Flow · Standalone

Cash Flow · Standalone — all values in INR Crore
ParticularsMar 2025Mar 2024Mar 2023Mar 2022
Profit before tax₹27.65₹659.39₹535.81₹79.71
Income before WC changes₹869.75₹1,086.32₹926.59₹559.36
Change in Assets-₹4,202.86-₹4,205.06-₹3,109.49-₹1,917.01
Change in Liabilities₹4,097.85₹4,173.57₹3,826.74₹2,741.18
Change in WC-₹105.01-₹31.49₹717.25₹824.17
Cash flow from Operations₹875.58₹991.23₹1,573.13₹1,329.16
Cash flow from Investing-₹776.88-₹619.80-₹693.15-₹738.67
Cash flow from Financing₹310.45₹139.67-₹235.27₹111.35
Total Cash Flow₹409.15₹511.11₹644.71₹701.83
Cash (Start of the year)₹3,027.47₹2,516.36₹1,871.65₹1,169.82
Cash (End of the year)₹3,436.62₹3,027.47₹2,516.36₹1,871.65

Balance Sheet · Standalone

Balance Sheet · Standalone — all values in INR Crore
ParticularsMar 2025Mar 2024Mar 2023Mar 2022
Total Assets₹28,127.44₹23,902.68₹19,117.29₹15,063.77
Equity Capital₹2,974.50₹2,973.19₹2,000.32₹1,572.30
Total Equity & Liabilities₹28,127.44₹23,902.68₹19,117.29₹15,063.77
* All values are in INR Crore
Qty
Bid
291
14.64
0
0
0
0
0
0
0
0
Ask
Qty
0
0
0
0
0
0
0
0
0
0
Bid Total: 291
Ask Total: 0
Buy orders: 100%
Sell orders: 0%
Bearish
2
Neutral
3
Bullish
3
Slightly Bullish
by SEBI experts
Expert Pick
EXPPICK
Stop-loss
Entry price
Target
Indicator
Value
Verdict
RSI (14)
49.63
Neutral
ATR (14)
0.67
Neutral
STOCH(9,6)
9.91
Bullish
STOCH RSI (14)
7.22
Bullish
ADX(9)
37.72
Bearish
UO(9)
33.35
Neutral
ROC(12)
-4.27
Bearish
WillR(14)
-90.09
Bullish
Period
Simple value
Exponential vaue
5D
14.48
14.36
10D
14.55
14.43
20D
14.29
14.26
50D
13.91
13.91
100D
13.46
14

About USFB

USFB logo
ISIN
INE735W01017
Sector Market Cap
₹ 2,512.69 Cr

Utkarsh Small Finance Bank Limited (the Bank) is an India-based small finance bank. The Bank is engaged in providing banking and financial services with a focus on providing microfinance to the underserved and unserved sections of the country. Its lending activities are primarily focused on rural and semi-urban locations of the country, while its other services are spread across the country. Its segments include Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The Corporate/Wholesale Banking segment includes lending, deposits, and other banking services provided to corporate customers of the Bank. The Retail Banking segment includes lending, deposits, and other banking services provided to retail customers of the Bank through a branch network. The Treasury segment includes dealings in statutory liquidity ratio (SLR) and non-SLR investments, maintenance of reserve requirements, and resource mobilization from other banks and financial institutions.

USFB Financial Highlights

  • Revenue: USFB reported revenue of ₹3,809.75 crore in FY26 vs ₹4,364.76 crore in FY25. It showed a decrease of 12.72% on a yearly basis.
  • Operating Profit: USFB reported an operating loss of ₹1,506.61 crore in FY26 vs ₹27.65 crore in FY25. It showed a decrease of 5,548.86% on a year-on-year basis.
  • Net Profit: USFB reported a net loss of ₹1,150.98 crore in FY26 vs ₹23.70 crore in FY25. It showed a decrease of 4,956.46% on a yearly basis.

USFB Quarterly Result Highlights

  • USFB reported revenue of ₹952.07 crore in Mar 2026, compared with ₹901.71 crore in Dec 2025, representing an increase of 5.58% on a quarter-on-quarter (QoQ) basis.
  • USFB reported an operating loss of ₹232.08 crore in Mar 2026, compared with ₹490.69 crore in Dec 2025, representing an increase of 52.70% on a quarter-on-quarter (QoQ) basis.
  • USFB reported a loss of ₹188.02 crore in Mar 2026, compared with ₹375.02 crore in Dec 2025, reflecting an increase of 49.86% on a QoQ basis.
  • The earnings per share (EPS) of USFB stood at ₹0.22 during Mar 2026.
Know more
Promoters
42.67%
FII
11.49%
Other DII
9.39%
Retail and other
36.28%
Mutual funds
0.18%
Foreign institutions - FII
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