USHA FINANCIAL SERVICES L Share Price

NSE: USHAFIN
|
NBFC

₹ 49.50

-₹2.45 (-4.72%)
1D
Last updated 23 Oct, 2026, 13:57 IST

USHA FINANCIAL SERVICES L Share Price Today

As of 23 Oct 2026, USHA FINANCIAL SERVICES L share price is ₹49.50. The stock opened at ₹50.10, compared to its previous close of ₹51.95. During today's trading session, USHA FINANCIAL SERVICES L share price moved in the range of ₹49.50 to ₹50.10, with an average price of ₹49.80 for the day. Looking at its last 52-week, the stock has touched a low of ₹26.75 and a high of ₹59.80. On the performance front, USHA FINANCIAL SERVICES L share price has increased by 49.93% over the last six months and is up 19.98% on a year-on-year basis.

₹49.50
4.72% down today
₹50.10
1D LOW
1D HIGH

USHA FINANCIAL SERVICES L Returns Calculator

Volume
16,000
Average traded price
₹49.83
Last traded time
01:57:04 23 Oct
Last traded quantity
1,600
Circuit
L
H
₹49.40
₹54.50
52-week
L
H
₹26.75
₹59.80
Mkt Cap Cr
237.37
P/E
8.99
P/B
0.98
ROA
5.85%
ROE
9.78%
ROCE
13.28%
Quick Ratio
0.29
EV/EBITDA
6.94
Based on fundamentals, this stock's
Step 5 of 5
Performance
Excellent
Usha Financial outperforming all market indices
Step 3 of 5
Valuation
Fairly Valued
Usha Financial appears to be fairly valued compared to its peers
Peer Comparison
Peer comparison — key ratios
NameMkt Cap CrP/EP/BROAROEROCEQuick RatioEV/EBITDA
Bajaj Finance5,95,823.8326.14.683.45%17.61%9.72%0.4816.4
Bajaj Finserv2,72,791.0013.083.462.72%12.58%10.69%0.2411.53
Shriram Finance2,11,777.8118.712.013.51%15.21%10.99%3.5712.3
JIO FIN SERVICES LTD1,39,326.2981.471.080.94%1.32%2.15%0.6645.38
ICICI PRUDENTIAL AMC LTD1,34,371.5937.9525.1556.45%66.27%86.35%0.6527.56
TATA CAPITAL LIMITED1,32,397.4723.872.931.89%10.57%7.98%0.3315.08
Cholamandalam In & Fin Co1,31,022.2822.784.282.34%17.18%8.84%0.9214.29
Bajaj Holdings & Invs1,25,150.0613.921.7110.56%11.15%11.67%1.4513.42
Power Finance Corp1,08,507.353.20.752.7%18.22%9.82%0.919.79
IRFC1,00,366.1313.661.661.4%12.17%6.04%20.4916.67

Auto-generated based on historical fundamentals; not a recommendation to buy/sell.

About USHA FINANCIAL SERVICES L

ISIN
INE0LS001014
Sector Market Cap
₹ 237.37 Cr

Usha Financial Services Limited is an India-based non-banking finance company (NBFC). The Company provides lending solutions to fellow NBFCs and corporates; micro, small, and medium enterprises (MSMEs), and individual, particularly to women entrepreneurs. Its services also extend to electric vehicle (EV) financing. Its business model includes retail lending and wholesale lending. Its retail lending business model includes green finance lending, and MSMEs including shopkeepers and individual. Under the green finance lending, it provides financial support for initiatives that promote environmental sustainability, such as EV and E-battery financing. This lending is facilitated through authorized dealers who distribute and support these EV and E- Battery. Under the wholesale lending business model, the Company offers financing solutions to fellow NBFCs for further lending to individual consumers or businesses and other body corporates for their working capital requirement.

USHA FINANCIAL SERVICES L Financial Highlights

  • Revenue: USHA FINANCIAL SERVICES L reported revenue of ₹71.13 crore in FY26 vs ₹60.96 crore in FY25. It showed an increase of 16.68% on a yearly basis.
  • Operating Profit: USHA FINANCIAL SERVICES L reported an operating profit of ₹30.54 crore in FY26 vs ₹17.67 crore in FY25. It showed an increase of 72.84% on a year-on-year basis.
  • Net Profit: USHA FINANCIAL SERVICES L reported a net profit of ₹22.46 crore in FY26 vs ₹13.35 crore in FY25. It showed an increase of 68.24% on a yearly basis.

USHA FINANCIAL SERVICES L Quarterly Result Highlights

  • USHA FINANCIAL SERVICES L reported revenue of ₹20.26 crore in Jun 2026, compared with ₹17.64 crore in Mar 2026, representing an increase of 14.85% on a quarter-on-quarter (QoQ) basis.
  • USHA FINANCIAL SERVICES L reported an operating profit of ₹10.78 crore in Jun 2026, compared with ₹8.83 crore in Mar 2026, representing an increase of 22.08% on a quarter-on-quarter (QoQ) basis.
  • USHA FINANCIAL SERVICES L reported a profit of ₹8.03 crore in Jun 2026, compared with ₹6.55 crore in Mar 2026, reflecting an increase of 22.60% on a QoQ basis.
  • The earnings per share (EPS) of USHA FINANCIAL SERVICES L stood at ₹5.17 during Jun 2026.

Data Source: BSE, Company announcements

Securities shown are illustrative, not recommendations. Past performance does not guarantee future results.

Promoters
74.97%
FII
1.98%
Other DII
0.57%
Retail and other
22.48%
Mutual funds
0.00%
Foreign Institutional Investor (FII)
FII shareholding by period
Sep 20253.56%
Dec 20252.75%
Mar 20262.16%
Jun 20261.98%
1 day
-4.85%
1 week
-3.80%
1 month
+1.86%
1 year
+19.98%
3 years
-66.67%
5 years
-66.67%
Day
Open / Close
Change %
22 Oct 26
₹53.60 / ₹51.95
-4.85%
21 Oct 26
₹54.65 / ₹54.60
-4.96%
19 Oct 26
₹59.65 / ₹57.45
+0.79%
16 Oct 26
₹55.95 / ₹57.00
+4.59%
Show more

USHA FINANCIAL SERVICES L Financials

Full statement

Income Statement · Standalone

Income Statement · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Revenue--------
Other Income₹0.17₹0.04₹0.74₹0.56
Total Revenue₹71.31₹61.00₹63.96₹46.19
Total Expenses₹40.76₹43.33₹46.92₹32.40
Profit Before Tax₹30.54₹17.67₹17.04₹13.79
Tax₹8.08₹4.32₹4.25₹3.62
Profit After Tax₹22.46₹13.35₹12.79₹10.17
EPS - Basic₹5.17₹3.33₹8.21₹7.42
EPS - Diluted₹5.17₹3.33₹8.21₹7.42

Cash Flow · Standalone

Cash Flow · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Profit before tax₹30.54₹17.67₹17.04₹13.79
Income before WC changes₹36.77₹24.53₹20.86₹14.86
Change in Assets-₹2.92-₹107.83₹49.83-₹212.90
Change in Liabilities-₹12.27-₹6.65₹5.32₹23.99
Change in WC-₹15.18-₹114.48₹55.15-₹188.91
Cash flow from Operations₹15.34-₹94.96₹71.47-₹177.16
Cash flow from Investing-₹7.81-₹2.02-₹8.06₹1.78
Cash flow from Financing-₹10.61₹94.95-₹55.73₹174.51
Total Cash Flow-₹3.09-₹2.03₹7.68-₹0.86
Cash (Start of the year)₹5.72₹7.75₹0.07₹0.94
Cash (End of the year)₹2.63₹5.72₹7.75₹0.07

Balance Sheet · Standalone

Balance Sheet · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Non-Current Assets₹422.17₹419.93₹69.35₹111.94
Current Assets₹7.47₹10.74₹266.51₹260.28
Total Assets₹429.64₹430.67₹335.86₹372.23
Current Liabilities₹25.68₹36.87₹145.34₹162.72
Net Current Asset-₹18.21-₹26.13₹121.17₹97.56
Non-Current Liabilities₹174.28₹185.30₹84.49₹127.43
Equity Capital₹229.68₹208.51₹106.03₹82.07
Total Equity & Liabilities₹429.64₹430.67₹335.86₹372.23
* All values are in INR Crore
Qty
Bid
3200
49.4
0
0
0
0
0
0
0
0
Ask
Qty
50.9
1600
51.9
1600
51.95
1600
52
1600
52.5
1600
Bid Total: 3200
Ask Total: 8000
Buy orders: 29%
Sell orders: 71%
Bearish
1
Neutral
5
Bullish
2
Slightly Bullish
by SEBI experts
Expert Pick
EXPPICK
Stop-loss
Entry price
Target
Indicator
Value
Verdict
RSI (14)
50.14
Neutral
ATR (14)
2.74
Neutral
STOCH(9,6)
16.93
Bullish
STOCH RSI (14)
32.87
Neutral
ADX(9)
21.06
Bearish
UO(9)
46.08
Neutral
ROC(12)
12.81
Bullish
WillR(14)
-54.9
Neutral
Period
Simple value
Exponential vaue
5D
55.1
54.25
10D
54.59
53.95
20D
52.66
52.77
50D
49.2
48.92
100D
41.68
43.95
Volume trend — traded volume by day
23 Oct0L
22 Oct0L
21 Oct0L
19 Oct0L
16 Oct0L
Average0L

Technical indicators used here are for indicative purposes only. Kindly do not treat it as an investment or trading advice

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USHA FINANCIAL SERVICES L Share Price FAQs

Disclaimer: The information on this page, including prices, charts, financials, ratios, and other data, is provided for informational and educational purposes only. It is not investment advice, a research report, or a recommendation or solicitation to buy, sell, or hold any security. Data is sourced from third parties and exchanges, may be delayed, and is not guaranteed to be accurate, complete, or timely. Upstox is not liable for any loss arising from its use.