USHA FINANCIAL SERVICES L Share Price

USHA FINANCIAL SERVICES L Share Price

NSE: USHAFIN
|
NBFC
₹ 35.10
+₹0.10 (0.29%)
1D
Last updated 24 Jul, 2026, 14:56 IST

USHA FINANCIAL SERVICES L Share Price Today

As of 25 Jul 2026, USHA FINANCIAL SERVICES L share price is ₹35.10. The stock opened at ₹35.00, compared to its previous close of ₹35.00. During today's trading session, USHA FINANCIAL SERVICES L share price moved in the range of ₹35.00 to ₹35.10, with an average price of ₹35.05 for the day. Looking at its last 52-week, the stock has touched a low of ₹26.75 and a high of ₹53.00. On the performance front, USHA FINANCIAL SERVICES L share price has increased by 21.03% over the last six months and is down 62.80% on a year-on-year basis.

₹35.00
0.29% up today
₹35.10
1D LOW
1D HIGH

USHA FINANCIAL SERVICES L Returns Calculator

Circuit
L
H
₹28.00
₹42.00
52-week
L
H
₹26.75
₹53.00
Mkt Cap Cr
152.16
P/E
6.77
P/B
0.66
ROE
9.78%
D/E
0.77
ROCE
13.28%
Div. Yield
0.00%
EPS(TTM)
5.17
Turnover
0.31
EV/EBITDA
5.68
Net Margin
0.00%
Op. Margin
0.00%
ROA
5.23%
Quick Ratio
0.00
Curr. Ratio
17.18
Based on fundamentals, this stock's
Step 1 of 5
Performance
Very Poor
Usha Financial has not beaten FD return of 7%
Step 3 of 5
Valuation
Fairly Valued
Usha Financial appears to be fairly valued compared to its peers
Peer Comparison
Peer comparison — key ratios
NameMkt Cap CrP/EP/BROED/EROCEBook ValueDiv. YieldTurnoverEPS(TTM)
Bajaj Finance6,47,188.0026.214.3718.35%3.1310.87%4.830.75%0.1628.65
Bajaj Finserv3,02,400.0026.613.3526.17%0.0011.84%25.620.09%0.209.00
Shriram Finance2,41,283.0016.372.4916.35%3.9711.49%2.501.24%0.1553.15
ICICI PRUDENTIAL AMC LTD1,54,760.0044.4037.1079.42%0.00103.71%84.393.27%1.2067.03
JIO FIN SERVICES LTD1,53,952.0074.491.091.17%0.001.71%56.360.25%0.041.07
Cholamandalam In & Fin Co1,46,478.0022.053.7919.32%7.149.70%3.800.15%0.1361.83
TATA CAPITAL LIMITED1,44,877.0029.633.1610.57%4.157.98%91.910.17%0.577.77
Power Finance Corp1,35,189.004.021.0219.49%4.859.79%310.694.53%0.1060.76
Muthoot Finance1,20,840.0011.393.0927.06%3.6713.24%940.111.00%0.16252.43
Bajaj Holdings & Invs1,18,422.0010.101.3312.09%0.0012.56%3.562.23%0.11423.00

USHA FINANCIAL SERVICES L Financials

Full statement

Income Statement · Standalone

Income Statement · Standalone — all values in INR Crore
ParticularsMar 2025Mar 2024Mar 2023Mar 2022
Revenue--------
Other Income₹0.99₹0.74₹0.56₹0.29
Total Revenue₹60.62₹63.96₹46.19₹25.31
Total Expenses₹42.45₹46.92₹32.40₹19.83
Profit Before Tax₹18.17₹17.04₹13.79₹5.48
Tax₹4.37₹4.25₹3.62₹1.33
Profit After Tax₹13.80₹12.79₹10.17₹4.14
EPS - Basic₹7.52₹8.21₹7.42₹3.51
EPS - Diluted₹7.52₹8.21₹7.42₹3.51

Cash Flow · Standalone

Cash Flow · Standalone — all values in INR Crore
ParticularsMar 2025Mar 2024Mar 2023Mar 2022
Profit before tax₹18.17₹17.04₹13.79₹5.48
Income before WC changes₹24.00₹20.86₹14.86₹8.17
Change in Assets-₹104.25₹49.83-₹212.90-₹48.88
Change in Liabilities-₹7.31₹5.32₹23.99₹7.39
Change in WC-₹111.56₹55.15-₹188.91-₹41.49
Cash flow from Operations-₹92.56₹71.47-₹177.16-₹35.19
Cash flow from Investing-₹4.17-₹8.06₹1.78₹0.20
Cash flow from Financing₹94.70-₹55.73₹174.51₹35.31
Total Cash Flow-₹2.03₹7.68-₹0.86₹0.31
Cash (Start of the year)₹7.75₹0.07₹0.94₹0.62
Cash (End of the year)₹5.72₹7.75₹0.07₹0.94

Balance Sheet · Standalone

Balance Sheet · Standalone — all values in INR Crore
ParticularsMar 2025Mar 2024Mar 2023Mar 2022
Non-Current Assets₹121.43₹69.35₹111.94₹43.26
Current Assets₹318.73₹266.51₹260.28₹121.02
Total Assets₹440.16₹335.86₹372.23₹164.28
Current Liabilities₹128.33₹145.34₹162.72₹63.28
Net Current Asset₹190.41₹121.17₹97.56₹57.75
Non-Current Liabilities₹100.69₹84.49₹127.43₹53.33
Equity Capital₹211.15₹106.03₹82.07₹47.68
Total Equity & Liabilities₹440.16₹335.86₹372.23₹164.28
* All values are in INR Crore
Qty
Bid
0
0
0
0
0
0
0
0
0
0
Ask
Qty
0
0
0
0
0
0
0
0
0
0
Bid Total: 0
Ask Total: 0
Buy orders: 0%
Sell orders: 0%
Bearish
0
Neutral
6
Bullish
2
Slightly Bullish
by SEBI experts
Expert Pick
EXPPICK
Stop-loss
Entry price
Target
Indicator
Value
Verdict
RSI (14)
52.19
Neutral
ATR (14)
1.99
Neutral
STOCH(9,6)
68.75
Neutral
STOCH RSI (14)
47.66
Neutral
ADX(9)
14.59
Bullish
UO(9)
52.31
Neutral
ROC(12)
2.79
Bullish
WillR(14)
-39.6
Neutral
Period
Simple value
Exponential vaue
5D
34.4
34.5
10D
34.09
34.36
20D
34.4
34.25
50D
33.3
33.68
100D
31.96
33.83

About USHA FINANCIAL SERVICES L

USHA FINANCIAL SERVICES L Share Price
ISIN
INE0LS001014
Sector Market Cap
₹ 152.16 Cr

Usha Financial Services Limited is an India-based non-banking finance company (NBFC). The Company provides lending solutions to fellow NBFCs and corporates; micro, small, and medium enterprises (MSMEs), and individual, particularly to women entrepreneurs. Its services also extend to electric vehicle (EV) financing. Its business model includes retail lending and wholesale lending. Its retail lending business model includes green finance lending, and MSMEs including shopkeepers and individual. Under the green finance lending, it provides financial support for initiatives that promote environmental sustainability, such as EV and E-battery financing. This lending is facilitated through authorized dealers who distribute and support these EV and E- Battery. Under the wholesale lending business model, the Company offers financing solutions to fellow NBFCs for further lending to individual consumers or businesses and other body corporates for their working capital requirement.

USHA FINANCIAL SERVICES L Financial Highlights

  • Revenue: USHA FINANCIAL SERVICES L reported revenue of ₹71.13 crore in FY26 vs ₹60.96 crore in FY25. It showed an increase of 16.68% on a yearly basis.
  • Operating Profit: USHA FINANCIAL SERVICES L reported an operating profit of ₹30.54 crore in FY26 vs ₹17.67 crore in FY25. It showed an increase of 72.84% on a year-on-year basis.
  • Net Profit: USHA FINANCIAL SERVICES L reported a net profit of ₹22.46 crore in FY26 vs ₹13.35 crore in FY25. It showed an increase of 68.24% on a yearly basis.

USHA FINANCIAL SERVICES L Quarterly Result Highlights

  • USHA FINANCIAL SERVICES L reported revenue of ₹17.64 crore in Mar 2026, compared with ₹19.18 crore in Dec 2025, representing a decrease of 8.03% on a quarter-on-quarter (QoQ) basis.
  • USHA FINANCIAL SERVICES L reported an operating profit of ₹8.83 crore in Mar 2026, compared with ₹9.25 crore in Dec 2025, representing a decrease of 4.54% on a quarter-on-quarter (QoQ) basis.
  • USHA FINANCIAL SERVICES L reported a profit of ₹6.55 crore in Mar 2026, compared with ₹6.59 crore in Dec 2025, reflecting a decrease of 0.61% on a QoQ basis.
  • The earnings per share (EPS) of USHA FINANCIAL SERVICES L stood at ₹7.52 during Mar 2026.
Know more
Promoters
74.97%
FII
2.16%
Other DII
0.56%
Retail and other
22.30%
Mutual funds
0.00%
Foreign institutions - FII
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