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SBI Cards & Payment Services Share Price

NSE: SBICARD
|
NBFC
₹ 603.80
-₹0.75 (-0.12%)
1D
Last updated 03 Jul, 2026, 15:46 IST

SBI Cards & Payment Services Share Price Today

As of 5 Jul 2026, SBI Cards & Payment Services share price is ₹603.80. The stock opened at ₹609.85, compared to its previous close of ₹604.55. During today's trading session, SBI Cards & Payment Services share price moved in the range of ₹602.10 to ₹611.95, with an average price of ₹607.03 for the day. Looking at its last 52-week, the stock has touched a low of ₹565.45 and a high of ₹1,004.75. On the performance front, SBI Cards & Payment Services share price has declined by 31.07% over the last six months and is down 33.75% on a year-on-year basis.

₹602.10
0.12% down today
₹611.95
1D LOW
1D HIGH

SBI Cards & Payment Services Returns Calculator

Open
₹609.85
High
₹611.95
Low
₹602.10
Prev. close
₹604.55
Circuit
L
H
₹543.45
₹664.15
52-week
L
H
₹565.45
₹1,004.75

SBI Cards & Payment Services Shareholder Returns

SBI Cards & Payment Services Share Price History

Mkt Cap Cr
57,506.10
P/E
26.54
P/B
3.66
ROE
13.78%
D/E
2.80
ROCE
9.82%
Div. Yield
0.41%
EPS(TTM)
22.77
Turnover
0.33
EV/EBITDA
16.09
Net Margin
0.00%
Op. Margin
0.00%
ROA
3.27%
Quick Ratio
0.00
Curr. Ratio
0.55
Based on fundamentals, this stock's
Step 1 of 5
Performance
Very Poor
SBI Cards has not beaten FD return of 7%
Step 3 of 5
Valuation
Fairly Valued
SBI Cards appears to be fairly valued compared to its peers
Peer Comparison
Peer comparison — key ratios
NameMkt Cap CrP/EP/BROED/EROCEBook ValueDiv. YieldTurnoverEPS(TTM)
Bajaj Finance6,34,269.0032.815.5616.68%3.139.91%165.630.59%0.1628.65
Bajaj Finserv2,97,086.0015.103.8112.58%0.0010.69%63.610.08%0.209.00
Shriram Finance2,50,962.0016.372.4916.35%3.9711.49%2.501.24%0.1553.15
ICICI PRUDENTIAL AMC LTD1,66,113.0042.0133.2285.80%0.00115.10%33.223.65%1.3066.73
JIO FIN SERVICES LTD1,58,277.00101.571.121.17%0.001.71%56.360.24%0.031.07
TATA CAPITAL LIMITED1,51,330.0030.953.3010.57%4.157.98%91.910.16%0.577.77
Cholamandalam In & Fin Co1,52,425.0029.135.0017.18%6.948.84%356.610.11%0.1361.83
Power Finance Corp1,42,003.004.221.0719.49%4.859.79%310.694.31%0.1060.76
Muthoot Finance1,18,791.0011.203.0427.06%3.6713.24%940.111.01%0.16252.43
IRFC1,18,662.0016.942.0912.35%7.695.46%43.421.16%0.065.36

SBI Cards & Payment Services Financials

Full statement

Income Statement · Standalone

Income Statement · Standalone — all values in INR Crore
ParticularsMar 2025Mar 2024Mar 2023Mar 2022
Revenue--------
Other Income₹564.93₹515.08₹619.03₹624.25
Total Revenue₹18,637.15₹17,483.50₹14,285.67₹11,301.52
Total Expenses₹16,056.47₹14,251.70₹11,255.10₹9,129.36
Profit Before Tax₹2,580.68₹3,231.80₹3,030.57₹2,172.16
Tax₹664.27₹823.92₹772.10₹556.02
Profit After Tax₹1,916.41₹2,407.88₹2,258.47₹1,616.14
EPS - Basic₹20.15₹25.39₹23.92₹17.16
EPS - Diluted₹20.14₹25.37₹23.80₹17.02

Cash Flow · Standalone

Cash Flow · Standalone — all values in INR Crore
ParticularsMar 2025Mar 2024Mar 2023Mar 2022
Profit before tax₹2,580.68₹3,231.80₹3,030.57₹2,172.16
Income before WC changes₹18,677.29₹16,079.31₹7,000.75₹5,628.17
Change in Assets-₹17,791.64-₹19,893.38-₹11,874.33-₹9,598.47
Change in Liabilities₹880.83₹1,700.83₹551.42₹977.18
Change in WC-₹16,910.81-₹18,192.55-₹11,322.91-₹8,621.29
Cash flow from Operations-₹2,140.46-₹5,653.38-₹6,670.51-₹4,391.46
Cash flow from Investing-₹2,490.57-₹1,254.93-₹921.44-₹538.12
Cash flow from Financing₹4,686.51₹8,400.58₹7,823.58₹5,044.54
Total Cash Flow₹55.48₹1,492.27₹231.63₹114.96
Cash (Start of the year)₹2,482.05₹989.79₹758.16₹643.20
Cash (End of the year)₹2,537.53₹2,482.05₹989.79₹758.16

Balance Sheet · Standalone

Balance Sheet · Standalone — all values in INR Crore
ParticularsMar 2025Mar 2024Mar 2023Mar 2022
Non-Current Assets₹60,942.76₹53,517.10₹42,320.99₹32,156.67
Current Assets₹4,603.04₹4,654.13₹3,224.57₹2,491.76
Total Assets₹65,545.80₹58,171.23₹45,545.56₹34,648.43
Current Liabilities₹36,791.82₹32,989.76₹24,999.14₹18,908.58
Net Current Asset-₹32,188.78-₹28,335.63-₹21,774.57-₹16,416.82
Non-Current Liabilities₹14,972.26₹13,097.44₹10,716.36₹7,987.15
Equity Capital₹13,781.72₹12,084.03₹9,830.06₹7,752.70
Total Equity & Liabilities₹65,545.80₹58,171.23₹45,545.56₹34,648.43
* All values are in INR Crore
Qty
Bid
29
603.8
0
0
0
0
0
0
0
0
Ask
Qty
0
0
0
0
0
0
0
0
0
0
Bid Total: 29
Ask Total: 0
Buy orders: 100%
Sell orders: 0%
Bearish
1
Neutral
6
Bullish
1
Neutral
by SEBI experts
Expert Pick
EXPPICK
Stop-loss
Entry price
Target
Indicator
Value
Verdict
RSI (14)
47.06
Neutral
ATR (14)
16.93
Neutral
STOCH(9,6)
32.17
Neutral
STOCH RSI (14)
34.63
Neutral
ADX(9)
15.99
Bullish
UO(9)
40.99
Neutral
ROC(12)
-2.87
Bearish
WillR(14)
-67.83
Neutral
Period
Simple value
Exponential vaue
5D
599.92
603.37
10D
608.4
605.2
20D
602.23
607.53
50D
622.31
626.63
100D
670.08
671.37

About SBI Cards & Payment Services

SBI Cards & Payment Services logo
ISIN
INE018E01016
Sector Market Cap
₹ 57,506.1 Cr

SBI Cards & Payment Services Limited is a credit card and payments services provider. It is a joint venture between India’s largest public sector lender State Bank of India and the financial services division of General Electric, GE Capital.

Established in October 1998 as SBI Cards & Payment Services Private Limited, the company has its headquarters in Gurgaon, Haryana. In only 10 months of its inception, SBI Cards generated a customer base of 1 lakh credit card users, which surged to 1.5 lakh by February 2000. The company exceeded the 5 lakh customers mark by the end of 2000.

The card company reached the 1 million cardholders milestone within four years of its launch while crossing the 2 million mark in 2006. The company entered the 10 million cards club in 2019.

In December 2017, the State Bank of India and the multinational private equity major Carlyle Group acquired GE Capital’s stake in SBI Cards, later changing the company’s name to the present SBI Cards and Payments Services in August 2019.

SBI Cards is the country’s first ‘pure play credit card’ firm to be listed on National Stock Exchange (NSE) and BSE in March 2020.

The company’s market capitalisation stood at ₹72,231 crore as of December 20, 2023. SBI Cards shares have dropped nearly 10% in the last 3 years.

SBI Cards business operations

Over a period of 25 years, SBI Cards has become the second largest credit card provider in India with a customer base of 16 million. The company has a wide range of options, including super-premium cards, premium cards, travel and shopping cards, classic cards, exclusive co-branded cards as well as corporate cards.

Its card products are offered in two major categories- personal credit cards and corporate cards.

Personal credit cards

The credit cards under this category include lifestyle credit cards, reward cards, shopping cards, travel and fuel cards and banking partnership cards.

Corporate credit cards

These cards are specifically designed to meet business needs, providing higher efficiencies, achieving increased savings, and ensuring control and compliance. Some major corporate credit cards by SBI Cards include SBI Signature Corporate Card and SBI Platinum Corporate Card.

Know more
Promoters
68.92%
FII
9.54%
Other DII
7.47%
Retail and other
3.42%
Mutual funds
10.65%
Foreign institutions - FII
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