INDIA HOME LOAN LTD. Share Price

BSE: 530979

S Cap

₹ 31.18

-₹1.43 (-4.39%)

Last updated 13 Aug, 2026, 15:29 IST

INDIA HOME LOAN LTD. Share Price Today

As of 14 Aug 2026, INDIA HOME LOAN LTD. share price is ₹31.18. The stock opened at ₹32.77, compared to its previous close of ₹32.61. During today's trading session, INDIA HOME LOAN LTD. share price moved in the range of ₹31.16 to ₹32.78, with an average price of ₹31.97 for the day. Looking at its last 52-week, the stock has touched a low of ₹24.80 and a high of ₹47.54.

₹31.16

4.39% down today

₹32.78

1D LOW

1D HIGH

Stock Performance

OutperformingBeat Nifty by 2.1 % in last 1 month

Shareholding Pattern

PromoterPromoter increased stake by 0.50%

INDIA HOME LOAN LTD. Returns Calculator

If you would've invested

₹

₹1,000₹1Cr

Historical Returns

1 Year

₹4,45,352-₹54,648 (-10.93%)

3 Year

₹6,10,660+₹1,10,660 (+22.13%)

5 Year

₹3,96,241-₹1,03,759 (-20.75%)

₹26.09₹39.13

Circuit Low

Circuit High

₹24.80₹47.54

52-Week Low

52-Week High

Circuit

₹26.09

₹39.13

52-week

₹24.80

₹47.54

About INDIA HOME LOAN LTD.

ISIN

INE274E01015

Sector Market Cap

₹ 45.16 Cr

India Home Loan Limited is an India-based housing finance company. The Company offers retail home loan products in the affordable housing segment. It specializes in providing affordable loans to families from the self-employed category, where proofs of income are not easily available and repayment capacity is appraised based on cash flows. It offers various products to its customers, including home loans, loan against property and developer financing. Its loans are offered to the customers for purchase of home, home improvement, home extension and for construction of a dwelling unit on an owned plot of land. It provides home loans to individuals for purchase, construction, and extension with ticket size of Rs. 1-15 lakhs in the affordable housing sector. It offers loan against existing self-occupied residential property to individuals wherein customers can avail up to 60% of the cost of the residential property for purposes such as purchase of land, education of children and others.

INDIA HOME LOAN LTD. Financial Highlights

Revenue: INDIA HOME LOAN LTD. reported revenue of ₹14.80 crore in FY26 vs ₹13.60 crore in FY25. It showed an increase of 8.82% on a yearly basis.
Operating Profit: INDIA HOME LOAN LTD. reported an operating profit of ₹0.17 crore in FY26 vs ₹0.35 crore in FY25. It showed a decrease of 51.43% on a year-on-year basis.
Net Profit: INDIA HOME LOAN LTD. reported a net profit of ₹0.10 crore in FY26 vs ₹0.27 crore in FY25. It showed a decrease of 62.96% on a yearly basis.

INDIA HOME LOAN LTD. Quarterly Result Highlights

INDIA HOME LOAN LTD. reported revenue of ₹3.70 crore in Mar 2026, compared with ₹3.31 crore in Dec 2025, representing an increase of 11.78% on a quarter-on-quarter (QoQ) basis.
INDIA HOME LOAN LTD. reported an operating profit of ₹0.03 crore in Mar 2026, compared with ₹0.04 crore in Dec 2025, representing a decrease of 25.00% on a quarter-on-quarter (QoQ) basis.
INDIA HOME LOAN LTD. reported a profit of ₹0.00 crore in Mar 2026, compared with ₹0.01 crore in Dec 2025, reflecting a decrease of 100.00% on a QoQ basis.
The earnings per share (EPS) of INDIA HOME LOAN LTD. stood at ₹0.19 during Mar 2026.

Know more

Promoters

27.06%

FII

0.00%

Other DII

0.00%

Retail and other

72.87%

Mutual funds

0.07%

Foreign institutions - FII

FII shareholding by period
Sep 2025	0.00%
Dec 2025	0.00%
Mar 2026	0.00%
Jun 2026	0.00%

Mkt Cap Cr

45.16

P/E

465.86

P/B

1.12

ROE

0.23%

D/E

1.05

ROCE

8.78%

Div. Yield

0.00%

EPS(TTM)

0.07

Turnover

0.13

EV/EBITDA

11.69

Net Margin

0.00%

Op. Margin

0.00%

ROA

0.09%

Quick Ratio

0.00

Curr. Ratio

4.14

Mkt Cap Cr

45.16

P/E

465.86

P/B

1.12

ROE

0.23%

D/E

1.05

ROCE

8.78%

Div. Yield

0.00%

EPS(TTM)

0.07

Turnover

0.13

EV/EBITDA

11.69

Net Margin

0.00%

Op. Margin

0.00%

ROA

0.09%

Quick Ratio

0.00

Curr. Ratio

4.14

Based on fundamentals, this stock's

Performance

Excellent

India Home Loans outperforming all market indices

Valuation

Overvalued

India Home Loans appears overvalued compared to its peers

Peer Comparison

Peer comparison — key ratios
Name	Mkt Cap Cr	P/E	P/B	ROE	D/E	ROCE	Book Value	Div. Yield	Turnover	EPS(TTM)
Bajaj Finance	6,73,648.00	32.63	5.91	16.68%	3.13	9.91%	165.63	0.55%	0.17	28.65
Bajaj Finserv	3,21,854.00	15.60	4.13	12.58%	0.00	10.69%	63.55	0.07%	0.30	8.96
Shriram Finance	2,64,401.00	23.36	2.51	15.21%	3.82	10.99%	447.62	0.77%	0.15	53.15
JIO FIN SERVICES LTD	1,68,380.00	81.47	1.22	1.17%	0.00	1.71%	50.37	0.23%	0.04	1.07
Cholamandalam In & Fin Co	1,63,693.00	28.18	5.32	17.18%	6.94	8.84%	356.39	0.11%	0.13	61.83
TATA CAPITAL LIMITED	1,55,723.00	28.42	3.48	10.57%	4.15	7.98%	89.07	0.16%	0.12	7.77
ICICI PRUDENTIAL AMC LTD	1,52,064.00	43.63	36.46	79.42%	0.00	103.71%	84.39	3.32%	1.20	67.03
Bajaj Holdings & Invs	1,27,450.00	14.23	1.75	11.15%	0.00	11.67%	2,453.73	1.70%	0.11	423.00
Power Finance Corp	1,24,414.00	3.70	0.87	18.22%	4.48	9.82%	328.92	4.92%	0.10	60.76
Muthoot Finance	1,16,426.00	10.06	2.84	28.01%	3.83	13.50%	970.76	1.03%	0.15	252.43

INDIA HOME LOAN LTD. Financials

Full statement

Income Statement · Standalone

Income Statement · Standalone — all values in INR Crore
Particulars	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Revenue	--	--	--	--
Other Income	₹0.09	₹0.09	₹0.84	₹0.44
Total Revenue	₹13.69	₹12.11	₹23.19	₹30.49
Total Expenses	₹13.34	₹15.48	₹22.20	₹26.52
Profit Before Tax	₹0.35	-₹3.37	₹0.99	₹3.96
Tax	₹0.07	₹0.08	₹0.38	₹2.05
Profit After Tax	₹0.27	-₹3.44	₹0.61	₹1.92
EPS - Basic	₹0.19	-₹2.41	₹0.42	₹1.34
EPS - Diluted	₹0.19	-₹2.41	₹0.42	₹1.34

Cash Flow · Standalone

Cash Flow · Standalone — all values in INR Crore
Particulars	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Profit before tax	₹0.35	-₹3.37	₹0.99	₹3.96
Income before WC changes	₹0.76	-₹3.89	₹3.69	₹8.43
Change in Assets	₹8.71	₹32.63	₹31.40	₹31.75
Change in Liabilities	₹2.92	₹2.20	-₹0.17	₹0.91
Change in WC	₹11.63	₹34.83	₹31.23	₹32.66
Cash flow from Operations	₹12.30	₹30.94	₹34.82	₹40.53
Cash flow from Investing	-₹4.64	₹3.24	-₹0.32	₹1.54
Cash flow from Financing	-₹7.54	-₹34.05	-₹34.65	-₹44.85
Total Cash Flow	₹0.11	₹0.13	-₹0.15	-₹2.78
Cash (Start of the year)	₹0.47	₹0.33	₹0.49	₹3.27
Cash (End of the year)	₹0.58	₹0.47	₹0.33	₹0.49

Balance Sheet · Standalone

Balance Sheet · Standalone — all values in INR Crore
Particulars	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Non-Current Assets	₹48.26	₹56.05	₹98.01	₹155.95
Current Assets	₹51.37	₹47.95	₹41.16	₹17.27
Total Assets	₹99.63	₹104.00	₹139.18	₹173.22
Current Liabilities	₹8.27	₹5.66	₹3.37	₹3.53
Net Current Asset	₹43.10	₹42.29	₹37.79	₹13.74
Non-Current Liabilities	₹49.92	₹57.14	₹91.20	₹125.77
Equity Capital	₹41.44	₹41.20	₹44.61	₹43.92
Total Equity & Liabilities	₹99.63	₹104.00	₹139.18	₹173.22