GIC Housing Finance Share Price

GIC Housing Finance Share Price

NSE: GICHSGFIN
|
Housing Finance
₹ 146.87
-₹0.32 (-0.22%)
1D
Last updated 24 Jul, 2026, 15:52 IST

GIC Housing Finance Share Price Today

As of 27 Jul 2026, GIC Housing Finance share price is ₹146.87. The stock opened at ₹146.22, compared to its previous close of ₹147.19. During today's trading session, GIC Housing Finance share price moved in the range of ₹144.42 to ₹147.48, with an average price of ₹145.95 for the day. Looking at its last 52-week, the stock has touched a low of ₹130.05 and a high of ₹189.79. On the performance front, GIC Housing Finance share price has declined by 9.50% over the last six months and is down 22.58% on a year-on-year basis.

₹144.42
0.22% down today
₹147.48
1D LOW
1D HIGH

GIC Housing Finance Returns Calculator

Circuit
L
H
₹117.50
₹176.24
52-week
L
H
₹130.05
₹189.79
Mkt Cap Cr
790.79
P/E
4.59
P/B
0.34
ROE
7.61%
D/E
4.39
ROCE
7.72%
Div. Yield
3.42%
EPS(TTM)
28.69
Turnover
0.10
EV/EBITDA
11.41
Net Margin
14.26%
Op. Margin
79.12%
ROA
1.38%
Quick Ratio
0.33
Curr. Ratio
14.79
Based on fundamentals, this stock's
Step 1 of 5
Performance
Very Poor
GIC Housing Fin has not beaten FD return of 7%
Step 1 of 5
Valuation
Overvalued
GIC Housing Fin appears overvalued compared to its peers
Step 4 of 5
Earnings
Good
GIC Housing Fin revenue, operating profit and net profit are growing
Peer Comparison
Peer comparison — key ratios
NameMkt Cap CrP/EP/BROED/EROCEBook ValueDiv. YieldTurnoverEPS(TTM)
Bajaj Finance6,30,471.0026.214.3718.35%3.1310.87%4.830.75%0.1628.65
Bajaj Finserv3,00,415.0026.613.3526.17%0.0011.84%25.620.09%0.209.00
Shriram Finance2,36,471.0020.892.2415.21%3.8210.99%447.620.86%0.1553.15
JIO FIN SERVICES LTD1,55,009.0075.001.091.17%0.001.71%56.360.25%0.041.07
ICICI PRUDENTIAL AMC LTD1,54,500.0044.3337.0479.42%0.00103.71%84.393.27%1.2067.03
Cholamandalam In & Fin Co1,47,143.0022.053.7919.32%7.149.70%3.800.15%0.1361.83
TATA CAPITAL LIMITED1,44,941.0026.582.8812.40%4.158.60%3.430.17%0.577.77
Power Finance Corp1,35,997.004.041.0219.49%4.859.79%310.694.50%0.1060.76
Muthoot Finance1,19,882.0011.303.0627.06%3.6713.24%940.111.00%0.16252.43
SBI FUNDS MANAGEMENT LTD0.000.000.0043.02%0.0056.50%28.970.00%0.7215.08

GIC Housing Finance Financials

Full statement

Income Statement · Consolidated

Income Statement · Consolidated — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Revenue--------
Other Income₹1.06₹10.03₹12.52₹14.00
Total Revenue₹1,083.29₹1,088.94₹1,069.68₹1,128.90
Total Expenses₹924.08₹869.18₹865.52₹839.05
Profit Before Tax₹159.21₹206.70₹204.16₹289.85
Tax₹4.39₹46.28₹52.81₹76.60
Profit After Tax₹154.82₹160.42₹151.35₹213.25
EPS - Basic₹28.75₹29.79₹28.11₹39.60
EPS - Diluted₹28.75₹29.79₹28.11₹39.60

Cash Flow · Consolidated

Cash Flow · Consolidated — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Profit before tax₹159.21₹206.70₹204.16₹289.85
Income before WC changes-₹143.30-₹101.65-₹103.46-₹92.93
Change in Assets-₹56.25₹13.63₹10.80-₹29.27
Change in Liabilities₹66.25₹12.37₹8.07₹825.15
Change in WC₹10.00₹26.00₹18.87₹795.88
Cash flow from Operations-₹320.10-₹17.53₹522.05₹1,043.15
Cash flow from Investing₹51.74-₹87.02₹63.50-₹212.85
Cash flow from Financing₹254.66₹122.45-₹619.39-₹1,238.36
Total Cash Flow-₹13.70₹17.90-₹33.84-₹408.06
Cash (Start of the year)₹53.76₹35.86₹69.70₹477.76
Cash (End of the year)₹40.06₹53.76₹35.86₹69.70

Balance Sheet · Consolidated

Balance Sheet · Consolidated — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Non-Current Assets₹11,227.45₹10,576.96₹10,281.63₹10,703.80
Current Assets₹71.53₹198.42₹188.93₹216.37
Total Assets₹11,298.98₹10,775.38₹10,470.56₹10,920.17
Current Liabilities₹634.83₹797.39₹453.79₹401.06
Net Current Asset-₹563.30-₹598.97-₹264.86-₹184.69
Non-Current Liabilities₹8,557.75₹8,013.15₹8,187.94₹8,819.81
Equity Capital₹2,106.40₹1,964.84₹1,828.83₹1,699.30
Total Equity & Liabilities₹11,298.98₹10,775.38₹10,470.56₹10,920.17

Income Statement · Standalone

Income Statement · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Revenue--------
Other Income₹0.99₹9.97₹12.48₹13.98
Total Revenue₹1,083.22₹1,088.88₹1,069.64₹1,128.88
Total Expenses₹924.45₹869.45₹865.73₹839.08
Profit Before Tax₹158.77₹206.37₹203.91₹289.80
Tax₹4.28₹46.20₹52.75₹76.60
Profit After Tax₹154.49₹160.17₹151.16₹213.20
EPS - Basic₹28.69₹29.74₹28.07₹39.59
EPS - Diluted₹28.69₹29.74₹28.07₹39.59

Cash Flow · Standalone

Cash Flow · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Profit before tax₹158.77₹206.37₹203.91₹289.80
Income before WC changes-₹143.76-₹101.98-₹103.71-₹92.98
Change in Assets-₹55.95₹13.75₹10.96₹776.74
Change in Liabilities₹66.18₹12.31₹8.11₹19.88
Change in WC₹10.23₹26.06₹19.07₹796.62
Cash flow from Operations-₹320.16-₹17.80₹522.00₹1,043.84
Cash flow from Investing₹51.79-₹87.02₹63.50-₹212.85
Cash flow from Financing₹254.66₹122.45-₹619.39-₹1,238.36
Total Cash Flow-₹13.71₹17.63-₹33.89-₹407.37
Cash (Start of the year)₹53.38₹35.75₹69.64₹477.01
Cash (End of the year)₹39.67₹53.38₹35.75₹69.64

Balance Sheet · Standalone

Balance Sheet · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Non-Current Assets₹11,086.49₹10,379.00₹10,198.94₹10,704.55
Current Assets₹211.62₹395.93₹271.48₹215.62
Total Assets₹11,298.11₹10,774.93₹10,470.42₹10,920.17
Current Liabilities₹634.72₹797.37₹453.83₹401.05
Net Current Asset-₹423.10-₹401.44-₹182.35-₹185.43
Non-Current Liabilities₹8,557.75₹8,013.15₹8,187.94₹8,819.81
Equity Capital₹2,105.64₹1,964.41₹1,828.65₹1,699.31
Total Equity & Liabilities₹11,298.11₹10,774.93₹10,470.42₹10,920.17
* All values are in INR Crore
Qty
Bid
102
146.87
0
0
0
0
0
0
0
0
Ask
Qty
0
0
0
0
0
0
0
0
0
0
Bid Total: 102
Ask Total: 0
Buy orders: 100%
Sell orders: 0%
Bearish
2
Neutral
5
Bullish
1
Slightly Bearish
by SEBI experts
Expert Pick
EXPPICK
Stop-loss
Entry price
Target
Indicator
Value
Verdict
RSI (14)
35.68
Neutral
ATR (14)
3.46
Neutral
STOCH(9,6)
21.36
Neutral
STOCH RSI (14)
0
Bullish
ADX(9)
22.03
Bearish
UO(9)
45.15
Neutral
ROC(12)
-2.8
Bearish
WillR(14)
-78.64
Neutral
Period
Simple value
Exponential vaue
5D
148.35
148.12
10D
149.41
149.3
20D
150.95
151.04
50D
152.91
152.45
100D
150.66
153.76

About GIC Housing Finance

GIC Housing Finance Share Price
ISIN
INE289B01019
Sector Market Cap
₹ 790.79 Cr

GIC Housing Finance Limited is an India-based company, which is engaged in carrying on the business of housing finance in India. The Company’s main business is to provide loans for the purchase or construction of residential units. It grants housing loans to individuals and to persons/entities engaged in the construction of houses/flats for residential purposes. It offers long-term finance on such terms and conditions as the Company may deem fit, to individuals, co-operative societies, associations of persons, companies or corporations, or such other persons or entities for the purchase of plots, houses, flats, apartments and/or construction, repair, renovation and/or enhancement of houses, flats or apartments for residential purposes. Its products include individual housing loans, composite loans, construction loans, affordable home loans, repair and renovation loans, home extension loans, and loans against property.

GIC Housing Finance Financial Highlights

  • Revenue: GIC Housing Finance reported revenue of ₹1,082.23 crore in FY26 vs ₹1,078.91 crore in FY25. It showed an increase of 0.31% on a yearly basis.
  • Operating Profit: GIC Housing Finance reported an operating profit of ₹159.21 crore in FY26 vs ₹206.70 crore in FY25. It showed a decrease of 22.98% on a year-on-year basis.
  • Net Profit: GIC Housing Finance reported a net profit of ₹154.82 crore in FY26 vs ₹160.42 crore in FY25. It showed a decrease of 3.49% on a yearly basis.

GIC Housing Finance Quarterly Result Highlights

  • GIC Housing Finance reported revenue of ₹272.70 crore in Mar 2026, compared with ₹272.63 crore in Dec 2025, representing an increase of 0.03% on a quarter-on-quarter (QoQ) basis.
  • GIC Housing Finance reported an operating profit of ₹63.40 crore in Mar 2026, compared with ₹54.86 crore in Dec 2025, representing an increase of 15.57% on a quarter-on-quarter (QoQ) basis.
  • GIC Housing Finance reported a profit of ₹53.68 crore in Mar 2026, compared with ₹43.69 crore in Dec 2025, reflecting an increase of 22.87% on a QoQ basis.
  • The earnings per share (EPS) of GIC Housing Finance stood at ₹28.75 during Mar 2026.
Know more
Promoters
42.41%
FII
1.40%
Other DII
2.54%
Retail and other
53.65%
Mutual funds
0.00%
Foreign institutions - FII
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