GIC Housing Finance Share Price

₹ 128.43

+₹3.28 (2.62%)

Last updated 05 Nov, 2026, 15:50 IST

NSE: GICHSGFIN

GIC Housing Finance Share Price Today

As of 5 Nov 2026, GIC Housing Finance share price is ₹128.43. The stock opened at ₹126.90, compared to its previous close of ₹125.15. During today's trading session, GIC Housing Finance share price moved in the range of ₹125.42 to ₹129.01, with an average price of ₹127.22 for the day. Looking at its last 52-week, the stock has touched a low of ₹120.00 and a high of ₹184.00. On the performance front, GIC Housing Finance share price has declined by 17.91% over the last six months and is down 27.92% on a year-on-year basis.

₹125.42

2.62% up today

₹129.01

1D LOW

1D HIGH

GIC Housing Finance Stock Insights

Latest Earning

Op Profit TrendDown by 72.02% QoQ

Latest Earning

Net Profit TrendDown by 81.22% QoQ

Latest Earning

Revenue TrendUp by 0.31% YoY

Stock Performance

UnderperformingUnderperforming Nifty by 22.79 % in last 1 yr

Shareholding Pattern

DIIDII decreased stake by 3.82%

Shareholding Pattern

FIIFII decreased stake by 33.60%

GIC Housing Finance Stock Insights

Latest Earning

Op Profit TrendDown by 72.02% QoQ

Latest Earning

Net Profit TrendDown by 81.22% QoQ

Latest Earning

Revenue TrendUp by 0.31% YoY

Stock Performance

UnderperformingUnderperforming Nifty by 22.79 % in last 1 yr

Shareholding Pattern

DIIDII decreased stake by 3.82%

Shareholding Pattern

FIIFII decreased stake by 33.60%

GIC Housing Finance stock performance
Open	₹126.90
High	₹129.01
Low	₹125.42
Prev. close	₹125.15

GIC Housing Finance trading activity
Volume	1,15,733
Average traded price	₹127.08
Last traded time	03:50:05 05 Nov
Last traded quantity	5

₹100.12₹150.18

Circuit Low

Circuit High

₹120.00₹184.00

52-Week Low

52-Week High

Circuit

₹100.12

₹150.18

52-week

₹120.00

₹184.00

Mkt Cap Cr

676.36

P/E

4.3

P/B

0.32

ROA

1.39%

ROE

7.35%

ROCE

7.53%

Quick Ratio

0.11

EV/EBITDA

10.85

Mkt Cap Cr

676.36

P/E

4.3

P/B

0.32

ROA

1.39%

ROE

7.35%

ROCE

7.53%

Quick Ratio

0.11

EV/EBITDA

10.85

Based on fundamentals, this stock's

Performance

Very Poor

GIC Housing Fin has not beaten FD return of 7%

Valuation

Fairly Valued

GIC Housing Fin appears to be fairly valued compared to its peers

Earnings

Poor

GIC Housing Fin earnings have been degrowing

Peer Comparison

Peer comparison — key ratios
Name	Mkt Cap Cr	P/E	P/B	ROA	ROE	ROCE	Quick Ratio	EV/EBITDA
Bajaj Finance	6,18,268.39	28.02	5.02	3.45%	17.61%	9.72%	0.48	17.61
Bajaj Finserv	2,75,394.35	12.87	3.35	2.55%	12.69%	10.42%	0.24	10.18
Shriram Finance	2,08,012.87	16.8	1.91	3.57%	11.39%	10.81%	3.57	11.27
JIO FIN SERVICES LTD	1,46,657.23	88.88	1.16	0.94%	1.32%	2.15%	0.66	47.34
ICICI PRUDENTIAL AMC LTD	1,42,339.04	40.22	26.65	56.45%	66.27%	86.35%	0.65	29.12
TATA CAPITAL LIMITED	1,41,417.81	23.17	2.93	1.94%	12.18%	8.12%	0.33	15.52
Cholamandalam In & Fin Co	1,42,265.33	22.86	4.12	2.3%	18.02%	9.02%	0.92	14.76
Bajaj Holdings & Invs	1,15,352.09	12.31	1.58	10.7%	12.59%	12.88%	1.45	12.1
Power Finance Corp	1,06,230.28	3.17	0.72	2.64%	18.22%	9.82%	0.91	9.76
Aditya Birla Capital	1,04,454.95	22.65	2.43	1.23%	10.35%	8.02%	0.09	15.06

Auto-generated based on historical fundamentals; not a recommendation to buy/sell.

GIC Housing Finance Company Background

ISIN

INE289B01019

Sector Market Cap

₹ 676.36 Cr

GIC Housing Finance Limited is an India-based company, which is engaged in carrying on the business of housing finance in India. The Company’s main business is to provide loans for the purchase or construction of residential units. It grants housing loans to individuals and to persons/entities engaged in the construction of houses/flats for residential purposes. It offers long-term finance on such terms and conditions as the Company may deem fit, to individuals, co-operative societies, associations of persons, companies or corporations, or such other persons or entities for the purchase of plots, houses, flats, apartments and/or construction, repair, renovation and/or enhancement of houses, flats or apartments for residential purposes. Its products include individual housing loans, composite loans, construction loans, affordable home loans, repair and renovation loans, home extension loans, and loans against property.

GIC Housing Finance Financial Highlights

Revenue: GIC Housing Finance reported revenue of ₹1,082.23 crore in FY26 vs ₹1,078.91 crore in FY25. It showed an increase of 0.31% on a yearly basis.
Operating Profit: GIC Housing Finance reported an operating profit of ₹159.21 crore in FY26 vs ₹206.70 crore in FY25. It showed a decrease of 22.98% on a year-on-year basis.
Net Profit: GIC Housing Finance reported a net profit of ₹154.82 crore in FY26 vs ₹160.42 crore in FY25. It showed a decrease of 3.49% on a yearly basis.

GIC Housing Finance Quarterly Result Highlights

GIC Housing Finance reported revenue of ₹266.76 crore in Jun 2026, compared with ₹272.70 crore in Mar 2026, representing a decrease of 2.18% on a quarter-on-quarter (QoQ) basis.
GIC Housing Finance reported an operating profit of ₹17.74 crore in Jun 2026, compared with ₹63.40 crore in Mar 2026, representing a decrease of 72.02% on a quarter-on-quarter (QoQ) basis.
GIC Housing Finance reported a profit of ₹10.08 crore in Jun 2026, compared with ₹53.68 crore in Mar 2026, reflecting a decrease of 81.22% on a QoQ basis.
The earnings per share (EPS) of GIC Housing Finance stood at ₹28.75 during Jun 2026.

Data Source: BSE, Company announcements

Securities shown are illustrative, not recommendations. Past performance does not guarantee future results.

Promoters

42.41%

FII

0.93%

Other DII

2.44%

Retail and other

54.22%

Mutual funds

0.00%

Foreign Institutional Investor (FII)

FII shareholding by period
Dec 2025	2.08%
Mar 2026	1.81%
Jun 2026	1.40%
Sep 2026	0.93%

GIC Housing Finance Investment Returns

1 day

+2.73%

1 week

+2.62%

1 month

-5.82%

1 year

-27.92%

3 years

-38.00%

5 years

-25.19%

GIC Housing Finance Share Price History

GIC Housing Finance share price history by day, showing open and close prices and the percentage change
Day	Open / Close	Change %
04 Nov 26	₹122.90 / ₹125.15	+2.73%
03 Nov 26	₹123.10 / ₹121.82	-0.65%
02 Nov 26	₹121.00 / ₹122.62	+1.66%
30 Oct 26	₹122.71 / ₹120.62	-1.48%
29 Oct 26	₹121.50 / ₹122.43	+0.39%
28 Oct 26	₹122.80 / ₹121.95	-0.66%
27 Oct 26	₹122.80 / ₹122.76	+0.11%
26 Oct 26	₹125.95 / ₹122.62	-2.32%
23 Oct 26	₹127.30 / ₹125.53	-0.89%
22 Oct 26	₹129.29 / ₹126.66	-2.03%

GIC Housing Finance Financials

Full statement

Income Statement · Consolidated

Income Statement · Consolidated — all values in INR Crore
Particulars	Mar 2026	Mar 2025	Mar 2024	Mar 2023
Revenue	--	--	--	--
Other Income	₹1.06	₹10.03	₹12.52	₹14.00
Total Revenue	₹1,083.29	₹1,088.94	₹1,069.68	₹1,128.90
Total Expenses	₹924.08	₹869.18	₹865.52	₹839.05
Profit Before Tax	₹159.21	₹206.70	₹204.16	₹289.85
Tax	₹4.39	₹46.28	₹52.81	₹76.60
Profit After Tax	₹154.82	₹160.42	₹151.35	₹213.25
EPS - Basic	₹28.75	₹29.79	₹28.11	₹39.60
EPS - Diluted	₹28.75	₹29.79	₹28.11	₹39.60

Cash Flow · Consolidated

Cash Flow · Consolidated — all values in INR Crore
Particulars	Mar 2026	Mar 2025	Mar 2024	Mar 2023
Profit before tax	₹159.21	₹206.70	₹204.16	₹289.85
Income before WC changes	-₹143.30	-₹101.65	-₹103.46	-₹92.93
Change in Assets	-₹56.25	₹13.63	₹10.80	-₹29.27
Change in Liabilities	₹66.25	₹12.37	₹8.07	₹825.15
Change in WC	₹10.00	₹26.00	₹18.87	₹795.88
Cash flow from Operations	-₹320.10	-₹17.53	₹522.05	₹1,043.15
Cash flow from Investing	₹51.74	-₹87.02	₹63.50	-₹212.85
Cash flow from Financing	₹254.66	₹122.45	-₹619.39	-₹1,238.36
Total Cash Flow	-₹13.70	₹17.90	-₹33.84	-₹408.06
Cash (Start of the year)	₹53.76	₹35.86	₹69.70	₹477.76
Cash (End of the year)	₹40.06	₹53.76	₹35.86	₹69.70

Balance Sheet · Consolidated

Balance Sheet · Consolidated — all values in INR Crore
Particulars	Mar 2026	Mar 2025	Mar 2024	Mar 2023
Non-Current Assets	₹11,227.45	₹10,576.96	₹10,281.63	₹10,703.80
Current Assets	₹71.53	₹198.42	₹188.93	₹216.37
Total Assets	₹11,298.98	₹10,775.38	₹10,470.56	₹10,920.17
Current Liabilities	₹634.83	₹797.39	₹453.79	₹401.06
Net Current Asset	-₹563.30	-₹598.97	-₹264.86	-₹184.69
Non-Current Liabilities	₹8,557.75	₹8,013.15	₹8,187.94	₹8,819.81
Equity Capital	₹2,106.40	₹1,964.84	₹1,828.83	₹1,699.30
Total Equity & Liabilities	₹11,298.98	₹10,775.38	₹10,470.56	₹10,920.17

Income Statement · Standalone

Income Statement · Standalone — all values in INR Crore
Particulars	Mar 2026	Mar 2025	Mar 2024	Mar 2023
Revenue	--	--	--	--
Other Income	₹0.99	₹9.97	₹12.48	₹13.98
Total Revenue	₹1,083.22	₹1,088.88	₹1,069.64	₹1,128.88
Total Expenses	₹924.45	₹869.45	₹865.73	₹839.08
Profit Before Tax	₹158.77	₹206.37	₹203.91	₹289.80
Tax	₹4.28	₹46.20	₹52.75	₹76.60
Profit After Tax	₹154.49	₹160.17	₹151.16	₹213.20
EPS - Basic	₹28.69	₹29.74	₹28.07	₹39.59
EPS - Diluted	₹28.69	₹29.74	₹28.07	₹39.59

Cash Flow · Standalone

Cash Flow · Standalone — all values in INR Crore
Particulars	Mar 2026	Mar 2025	Mar 2024	Mar 2023
Profit before tax	₹158.77	₹206.37	₹203.91	₹289.80
Income before WC changes	-₹143.76	-₹101.98	-₹103.71	-₹92.98
Change in Assets	-₹55.95	₹13.75	₹10.96	₹776.74
Change in Liabilities	₹66.18	₹12.31	₹8.11	₹19.88
Change in WC	₹10.23	₹26.06	₹19.07	₹796.62
Cash flow from Operations	-₹320.16	-₹17.80	₹522.00	₹1,043.84
Cash flow from Investing	₹51.79	-₹87.02	₹63.50	-₹212.85
Cash flow from Financing	₹254.66	₹122.45	-₹619.39	-₹1,238.36
Total Cash Flow	-₹13.71	₹17.63	-₹33.89	-₹407.37
Cash (Start of the year)	₹53.38	₹35.75	₹69.64	₹477.01
Cash (End of the year)	₹39.67	₹53.38	₹35.75	₹69.64

Balance Sheet · Standalone

Balance Sheet · Standalone — all values in INR Crore
Particulars	Mar 2026	Mar 2025	Mar 2024	Mar 2023
Non-Current Assets	₹11,086.49	₹10,379.00	₹10,198.94	₹10,704.55
Current Assets	₹211.62	₹395.93	₹271.48	₹215.62
Total Assets	₹11,298.11	₹10,774.93	₹10,470.42	₹10,920.17
Current Liabilities	₹634.72	₹797.37	₹453.83	₹401.05
Net Current Asset	-₹423.10	-₹401.44	-₹182.35	-₹185.43
Non-Current Liabilities	₹8,557.75	₹8,013.15	₹8,187.94	₹8,819.81
Equity Capital	₹2,105.64	₹1,964.41	₹1,828.65	₹1,699.31
Total Equity & Liabilities	₹11,298.11	₹10,774.93	₹10,470.42	₹10,920.17