GIC Housing Finance Share Price

NSE: GICHSGFIN
|
Housing Finance

₹ 131.23

+₹0.37 (0.28%)
1D
Last updated 16 Oct, 2026, 15:13 IST

GIC Housing Finance Share Price Today

As of 16 Oct 2026, GIC Housing Finance share price is ₹131.23. The stock opened at ₹131.15, compared to its previous close of ₹130.86. During today's trading session, GIC Housing Finance share price moved in the range of ₹130.52 to ₹132.00, with an average price of ₹131.26 for the day. Looking at its last 52-week, the stock has touched a low of ₹130.05 and a high of ₹184.00. On the performance front, GIC Housing Finance share price has declined by 13.18% over the last six months and is down 23.75% on a year-on-year basis.

₹130.52
0.28% up today
₹132.00
1D LOW
1D HIGH

GIC Housing Finance Returns Calculator

Volume
36,487
Average traded price
₹131.34
Last traded time
03:13:43 16 Oct
Last traded quantity
50
Circuit
L
H
₹104.69
₹157.03
52-week
L
H
₹130.05
₹184.00
Mkt Cap Cr
709.47
P/E
4.48
P/B
0.33
ROA
1.39%
ROE
7.35%
ROCE
7.53%
Quick Ratio
0.11
EV/EBITDA
10.91
Based on fundamentals, this stock's
Step 1 of 5
Performance
Very Poor
GIC Housing Fin has not beaten FD return of 7%
Step 3 of 5
Valuation
Fairly Valued
GIC Housing Fin appears to be fairly valued compared to its peers
Step 2 of 5
Earnings
Poor
GIC Housing Fin earnings have been degrowing
Peer Comparison
Peer comparison — key ratios
NameMkt Cap CrP/EP/BROAROEROCEQuick RatioEV/EBITDA
Bajaj Finance6,02,983.6729.215.293.69%16.68%9.91%0.4817.4
Bajaj Finserv2,75,674.7113.443.562.72%12.58%10.69%0.2411.62
Shriram Finance2,23,307.9419.732.123.51%15.21%10.99%3.5712.58
JIO FIN SERVICES LTD1,44,443.7269.891.051.14%1.17%1.71%0.6645.73
ICICI PRUDENTIAL AMC LTD1,40,228.5639.6226.2656.45%66.27%86.35%0.6529.56
TATA CAPITAL LIMITED1,36,408.8724.893.051.89%10.57%7.98%0.3315.17
Cholamandalam In & Fin Co1,35,392.8223.544.422.34%17.18%8.84%0.9214.42
Bajaj Holdings & Invs1,24,774.4513.871.7110.56%11.15%11.67%1.4513.17
Power Finance Corp1,12,945.983.360.792.7%18.22%9.82%0.919.83
SBI FUNDS MANAGEMENT LTD1,05,640.0634.6217.951.44%43.02%56.5%0.9226.56

Auto-generated based on historical fundamentals; not a recommendation to buy/sell.

About GIC Housing Finance

ISIN
INE289B01019
Sector Market Cap
₹ 709.47 Cr

GIC Housing Finance Limited is an India-based company, which is engaged in carrying on the business of housing finance in India. The Company’s main business is to provide loans for the purchase or construction of residential units. It grants housing loans to individuals and to persons/entities engaged in the construction of houses/flats for residential purposes. It offers long-term finance on such terms and conditions as the Company may deem fit, to individuals, co-operative societies, associations of persons, companies or corporations, or such other persons or entities for the purchase of plots, houses, flats, apartments and/or construction, repair, renovation and/or enhancement of houses, flats or apartments for residential purposes. Its products include individual housing loans, composite loans, construction loans, affordable home loans, repair and renovation loans, home extension loans, and loans against property.

GIC Housing Finance Financial Highlights

  • Revenue: GIC Housing Finance reported revenue of ₹1,082.23 crore in FY26 vs ₹1,078.91 crore in FY25. It showed an increase of 0.31% on a yearly basis.
  • Operating Profit: GIC Housing Finance reported an operating profit of ₹159.21 crore in FY26 vs ₹206.70 crore in FY25. It showed a decrease of 22.98% on a year-on-year basis.
  • Net Profit: GIC Housing Finance reported a net profit of ₹154.82 crore in FY26 vs ₹160.42 crore in FY25. It showed a decrease of 3.49% on a yearly basis.

GIC Housing Finance Quarterly Result Highlights

  • GIC Housing Finance reported revenue of ₹266.76 crore in Jun 2026, compared with ₹272.70 crore in Mar 2026, representing a decrease of 2.18% on a quarter-on-quarter (QoQ) basis.
  • GIC Housing Finance reported an operating profit of ₹17.74 crore in Jun 2026, compared with ₹63.40 crore in Mar 2026, representing a decrease of 72.02% on a quarter-on-quarter (QoQ) basis.
  • GIC Housing Finance reported a profit of ₹10.08 crore in Jun 2026, compared with ₹53.68 crore in Mar 2026, reflecting a decrease of 81.22% on a QoQ basis.
  • The earnings per share (EPS) of GIC Housing Finance stood at ₹28.75 during Jun 2026.

Data Source: BSE, Company announcements

Securities shown are illustrative, not recommendations. Past performance does not guarantee future results.

Know more
Promoters
42.41%
FII
0.93%
Other DII
2.44%
Retail and other
54.22%
Mutual funds
0.00%
Foreign Institutional Investor (FII)
FII shareholding by period
Dec 20252.08%
Mar 20261.81%
Jun 20261.40%
Sep 20260.93%
1 day
-0.51%
1 week
-0.34%
1 month
-2.99%
1 year
-23.75%
3 years
-37.88%
5 years
-17.70%
Day
Open / Close
Change %
15 Oct 26
₹131.70 / ₹130.86
-0.51%
14 Oct 26
₹132.02 / ₹131.53
-0.33%
13 Oct 26
₹132.39 / ₹131.97
-0.09%
12 Oct 26
₹132.00 / ₹132.09
+0.43%
Show more

GIC Housing Finance Financials

Full statement

Income Statement · Consolidated

Income Statement · Consolidated — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Revenue--------
Other Income₹1.06₹10.03₹12.52₹14.00
Total Revenue₹1,083.29₹1,088.94₹1,069.68₹1,128.90
Total Expenses₹924.08₹869.18₹865.52₹839.05
Profit Before Tax₹159.21₹206.70₹204.16₹289.85
Tax₹4.39₹46.28₹52.81₹76.60
Profit After Tax₹154.82₹160.42₹151.35₹213.25
EPS - Basic₹28.75₹29.79₹28.11₹39.60
EPS - Diluted₹28.75₹29.79₹28.11₹39.60

Cash Flow · Consolidated

Cash Flow · Consolidated — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Profit before tax₹159.21₹206.70₹204.16₹289.85
Income before WC changes-₹143.30-₹101.65-₹103.46-₹92.93
Change in Assets-₹56.25₹13.63₹10.80-₹29.27
Change in Liabilities₹66.25₹12.37₹8.07₹825.15
Change in WC₹10.00₹26.00₹18.87₹795.88
Cash flow from Operations-₹320.10-₹17.53₹522.05₹1,043.15
Cash flow from Investing₹51.74-₹87.02₹63.50-₹212.85
Cash flow from Financing₹254.66₹122.45-₹619.39-₹1,238.36
Total Cash Flow-₹13.70₹17.90-₹33.84-₹408.06
Cash (Start of the year)₹53.76₹35.86₹69.70₹477.76
Cash (End of the year)₹40.06₹53.76₹35.86₹69.70

Balance Sheet · Consolidated

Balance Sheet · Consolidated — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Non-Current Assets₹11,227.45₹10,576.96₹10,281.63₹10,703.80
Current Assets₹71.53₹198.42₹188.93₹216.37
Total Assets₹11,298.98₹10,775.38₹10,470.56₹10,920.17
Current Liabilities₹634.83₹797.39₹453.79₹401.06
Net Current Asset-₹563.30-₹598.97-₹264.86-₹184.69
Non-Current Liabilities₹8,557.75₹8,013.15₹8,187.94₹8,819.81
Equity Capital₹2,106.40₹1,964.84₹1,828.83₹1,699.30
Total Equity & Liabilities₹11,298.98₹10,775.38₹10,470.56₹10,920.17

Income Statement · Standalone

Income Statement · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Revenue--------
Other Income₹0.99₹9.97₹12.48₹13.98
Total Revenue₹1,083.22₹1,088.88₹1,069.64₹1,128.88
Total Expenses₹924.45₹869.45₹865.73₹839.08
Profit Before Tax₹158.77₹206.37₹203.91₹289.80
Tax₹4.28₹46.20₹52.75₹76.60
Profit After Tax₹154.49₹160.17₹151.16₹213.20
EPS - Basic₹28.69₹29.74₹28.07₹39.59
EPS - Diluted₹28.69₹29.74₹28.07₹39.59

Cash Flow · Standalone

Cash Flow · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Profit before tax₹158.77₹206.37₹203.91₹289.80
Income before WC changes-₹143.76-₹101.98-₹103.71-₹92.98
Change in Assets-₹55.95₹13.75₹10.96₹776.74
Change in Liabilities₹66.18₹12.31₹8.11₹19.88
Change in WC₹10.23₹26.06₹19.07₹796.62
Cash flow from Operations-₹320.16-₹17.80₹522.00₹1,043.84
Cash flow from Investing₹51.79-₹87.02₹63.50-₹212.85
Cash flow from Financing₹254.66₹122.45-₹619.39-₹1,238.36
Total Cash Flow-₹13.71₹17.63-₹33.89-₹407.37
Cash (Start of the year)₹53.38₹35.75₹69.64₹477.01
Cash (End of the year)₹39.67₹53.38₹35.75₹69.64

Balance Sheet · Standalone

Balance Sheet · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Non-Current Assets₹11,086.49₹10,379.00₹10,198.94₹10,704.55
Current Assets₹211.62₹395.93₹271.48₹215.62
Total Assets₹11,298.11₹10,774.93₹10,470.42₹10,920.17
Current Liabilities₹634.72₹797.37₹453.83₹401.05
Net Current Asset-₹423.10-₹401.44-₹182.35-₹185.43
Non-Current Liabilities₹8,557.75₹8,013.15₹8,187.94₹8,819.81
Equity Capital₹2,105.64₹1,964.41₹1,828.65₹1,699.31
Total Equity & Liabilities₹11,298.11₹10,774.93₹10,470.42₹10,920.17
* All values are in INR Crore
Qty
Bid
71
131.24
1
131.23
80
131.21
62
131.2
1
131.19
Ask
Qty
131.84
6
131.85
1
131.93
3
131.95
16
131.96
23
Bid Total: 215
Ask Total: 49
Buy orders: 81%
Sell orders: 19%
Bearish
1
Neutral
3
Bullish
4
Slightly Bullish
by SEBI experts
Expert Pick
EXPPICK
Stop-loss
Entry price
Target
Indicator
Value
Verdict
RSI (14)
34.06
Neutral
ATR (14)
2.78
Neutral
STOCH(9,6)
9.86
Bullish
STOCH RSI (14)
13.74
Bullish
ADX(9)
16.08
Bullish
UO(9)
30.66
Neutral
ROC(12)
-3.58
Bearish
WillR(14)
-92.55
Bullish
Period
Simple value
Exponential vaue
5D
131.6
131.6
10D
132.18
132.43
20D
134.67
134.11
50D
138.81
138.39
100D
145.72
143.13
Volume trend — traded volume by day
16 Oct0L
15 Oct0L
14 Oct0L
13 Oct0L
12 Oct0L
9 Oct0L
Average0L

Technical indicators used here are for indicative purposes only. Kindly do not treat it as an investment or trading advice

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GIC Housing Finance Share Price FAQs

Disclaimer: The information on this page, including prices, charts, financials, ratios, and other data, is provided for informational and educational purposes only. It is not investment advice, a research report, or a recommendation or solicitation to buy, sell, or hold any security. Data is sourced from third parties and exchanges, may be delayed, and is not guaranteed to be accurate, complete, or timely. Upstox is not liable for any loss arising from its use.