ESAFSFB Share Price

₹ 41.83

+₹1.31 (3.23%)

Last updated 03 Nov, 2026, 10:05 IST

NSE: ESAFSFB

ESAFSFB Share Price Today

As of 3 Nov 2026, ESAFSFB share price is ₹41.83. The stock opened at ₹40.11, compared to its previous close of ₹40.52. During today's trading session, ESAFSFB share price moved in the range of ₹40.11 to ₹42.00, with an average price of ₹41.05 for the day. Looking at its last 52-week, the stock has touched a low of ₹19.78 and a high of ₹46.00. On the performance front, ESAFSFB share price has increased by 53.48% over the last six months and is up 44.20% on a year-on-year basis.

₹40.11

3.23% up today

₹42.00

1D LOW

1D HIGH

ESAFSFB Stock Insights

Stock Performance

OutperformingBeat Nifty by 6.44 % in last 3 month

Shareholding Pattern

PromoterPromoter decreased stake by 0.03%

Shareholding Pattern

DIIDII decreased stake by 5.56%

Shareholding Pattern

FIIFII decreased stake by 41.99%

ESAFSFB Stock Insights

Stock Performance

OutperformingBeat Nifty by 6.44 % in last 3 month

Shareholding Pattern

PromoterPromoter decreased stake by 0.03%

Shareholding Pattern

DIIDII decreased stake by 5.56%

Shareholding Pattern

FIIFII decreased stake by 41.99%

ESAFSFB stock performance
Open	₹40.11
High	₹42.00
Low	₹40.11
Prev. close	₹40.52

ESAFSFB trading activity
Volume	1,43,738
Average traded price	₹41.56
Last traded time	10:05:16 03 Nov
Last traded quantity	2

₹38.50₹42.54

Circuit Low

Circuit High

₹19.78₹46.00

52-Week Low

52-Week High

Circuit

₹38.50

₹42.54

52-week

₹19.78

₹46.00

Mkt Cap Cr

2,114.72

P/E

8.08

P/B

1.08

NIM

5.86%

ROA

-0.6%

ROE

13.36%

Net NPA

1.77%

CASA

23.9

Mkt Cap Cr

2,114.72

P/E

8.08

P/B

1.08

NIM

5.86%

ROA

-0.6%

ROE

13.36%

Net NPA

1.77%

CASA

23.9

Based on fundamentals, this stock's

Performance

Poor

ESAF Small Fin has underperformed the market

Valuation

Fairly Valued

ESAF Small Fin appears to be fairly valued compared to its peers

Peer Comparison

Peer comparison — key ratios
Name	Mkt Cap Cr	P/E	P/B	NIM	ROA	ROE	Net NPA	CASA
HDFC Bank	10,68,062.15	12.76	1.77	3.28%	1.94%	13.75%	0.38%	34.0
ICICI Bank	10,01,028.52	15.83	2.59	3.47%	2.33%	16.02%	0.35%	38.6
SBI	8,87,076.69	10.16	1.55	2.42%	1.07%	14.17%	0.39%	39.46
Kotak Mahindra Bank	4,58,597.33	21.21	2.34	3.89%	2.06%	11.0%	0.25%	43.3
Axis Bank	3,78,267.15	12.59	1.65	3.24%	1.45%	12.97%	0.37%	40.0
Union Bank of India	1,41,374.38	6.45	1.04	2.41%	1.25%	14.77%	0.48%	35.21
PNB	1,40,788.56	6.14	0.93	2.2%	0.89%	13.24%	0.29%	37.0
Bank of Baroda	1,23,336.99	6.17	0.71	2.64%	1.0%	11.02%	0.45%	38.9
Indian Bank	1,16,512.38	8.81	1.46	2.9%	1.25%	14.91%	0.15%	39.67
Canara Bank	1,07,351.16	5.28	0.88	2.07%	1.11%	15.07%	0.43%	29.84

Auto-generated based on historical fundamentals; not a recommendation to buy/sell.

ESAFSFB Company Background

ISIN

INE818W01011

Sector Market Cap

₹ 2,114.72 Cr

ESAF Small Finance Bank Limited (the Bank) is a small finance bank with a focus on unbanked and underbanked customer segments, especially in urban, semi-urban, rural and rural unbanked areas. The Bank provides micro, retail, and corporate banking, para-banking activities such as debit cards, third-party financial product distribution, in addition to treasury and permitted foreign exchange business. The Company's segments include treasury, wholesale banking, retail banking, and other banking operations. The treasury segment primarily consists of interest earnings on its investment portfolio, gains or losses on investment operations, and earnings from its foreign exchange business. The wholesale banking segment provides loans to the corporate segment. The retail banking segment provides loans to non-corporate customers. The other banking operations segment includes para-banking activities, such as debit cards, third-party product distribution, and associated costs.

ESAFSFB Financial Highlights

Revenue: ESAFSFB reported revenue of ₹4,348.23 crore in FY26 vs ₹4,329.30 crore in FY25. It showed an increase of 0.44% on a yearly basis.
Operating Profit: ESAFSFB reported an operating loss of ₹228.40 crore in FY26 vs ₹692.97 crore in FY25. It showed an increase of 67.04% on a year-on-year basis.
Net Profit: ESAFSFB reported a net loss of ₹166.40 crore in FY26 vs ₹521.39 crore in FY25. It showed an increase of 68.09% on a yearly basis.

ESAFSFB Quarterly Result Highlights

ESAFSFB reported revenue of ₹1,388.04 crore in Sep 2026, compared with ₹1,346.01 crore in Jun 2026, representing an increase of 3.12% on a quarter-on-quarter (QoQ) basis.
ESAFSFB reported an operating profit of ₹214.50 crore in Sep 2026, compared with ₹107.02 crore in Jun 2026, representing an increase of 100.43% on a quarter-on-quarter (QoQ) basis.
ESAFSFB reported a profit of ₹160.17 crore in Sep 2026, compared with ₹80.08 crore in Jun 2026, reflecting an increase of 100.01% on a QoQ basis.
The earnings per share (EPS) of ESAFSFB stood at ₹3.23 during Sep 2026.

Data Source: BSE, Company announcements

Securities shown are illustrative, not recommendations. Past performance does not guarantee future results.

Promoters

63.23%

FII

0.18%

Other DII

3.58%

Retail and other

33.00%

Mutual funds

0.00%

Foreign Institutional Investor (FII)

FII shareholding by period
Dec 2025	0.01%
Mar 2026	0.01%
Jun 2026	0.32%
Sep 2026	0.18%

ESAFSFB Investment Returns

1 day

-4.57%

1 week

+8.23%

1 month

-6.64%

1 year

+44.20%

3 years

-41.32%

5 years

-41.32%

ESAFSFB Share Price History

ESAFSFB share price history by day, showing open and close prices and the percentage change
Day	Open / Close	Change %
02 Nov 26	₹41.55 / ₹40.52	-4.57%
30 Oct 26	₹44.70 / ₹42.46	-1.12%
29 Oct 26	₹40.50 / ₹42.94	+4.99%
28 Oct 26	₹39.38 / ₹40.90	+4.66%
27 Oct 26	₹37.18 / ₹39.08	+4.38%
26 Oct 26	₹38.48 / ₹37.44	-3.55%
23 Oct 26	₹40.11 / ₹38.82	-4.99%
22 Oct 26	₹41.70 / ₹40.86	-2.01%
21 Oct 26	₹42.50 / ₹41.70	-3.78%
19 Oct 26	₹44.28 / ₹43.34	-2.12%

ESAFSFB Financials

Full statement

Income Statement · Standalone

Income Statement · Standalone — all values in INR Crore
Particulars	Mar 2026	Mar 2025	Mar 2024	Mar 2023
Other Income	₹811.05	₹471.77	₹441.72	₹287.97
Total Revenue	₹4,348.23	₹4,329.30	₹4,260.25	₹3,141.57
Total Expenses	₹4,576.63	₹5,022.27	₹3,689.83	₹2,735.53
Profit Before Tax	-₹228.40	-₹692.97	₹570.42	₹406.04
Tax	-₹62.00	-₹171.58	₹144.85	₹103.71
Profit After Tax	-₹166.40	-₹521.39	₹425.57	₹302.33
EPS - Basic	-₹3.23	-₹10.13	₹8.96	₹6.73
EPS - Diluted	-₹3.22	-₹10.12	₹8.94	₹6.71

Cash Flow · Standalone

Cash Flow · Standalone — all values in INR Crore
Particulars	Mar 2026	Mar 2025	Mar 2024	Mar 2023
Profit before tax	-₹228.40	-₹692.97	₹570.41	₹406.04
Income before WC changes	₹799.07	₹794.39	₹1,188.83	₹1,024.40
Change in Assets	-₹5,260.35	-₹1,054.54	-₹5,230.24	-₹3,467.78
Change in Liabilities	₹2,513.20	₹3,442.04	₹5,202.67	₹1,933.98
Change in WC	-₹2,747.16	₹2,387.51	-₹27.57	-₹1,533.80
Cash flow from Operations	-₹1,960.29	₹3,176.32	₹1,000.93	-₹570.70
Cash flow from Investing	-₹191.67	-₹768.83	-₹582.54	-₹573.22
Cash flow from Financing	₹1,347.37	-₹1,851.62	₹235.10	₹399.07
Total Cash Flow	-₹804.59	₹555.87	₹653.50	-₹744.86
Cash (Start of the year)	₹1,975.79	₹1,419.92	₹766.42	₹1,511.28
Cash (End of the year)	₹1,171.20	₹1,975.79	₹1,419.92	₹766.42

Balance Sheet · Standalone

Balance Sheet · Standalone — all values in INR Crore
Particulars	Mar 2026	Mar 2025	Mar 2024	Mar 2023
Total Assets	₹30,867.98	₹27,178.29	₹26,086.89	₹20,223.68
Equity Capital	₹1,786.54	₹1,949.05	₹2,491.79	₹1,715.00
Total Equity & Liabilities	₹30,867.98	₹27,178.29	₹26,086.89	₹20,223.68