Equitas Small Finance Bank Limited (The Bank) is a Small Finance Bank. The Bank offers banking products and services to customer segments including individuals with limited access to formal financing channels, as well as affluent and mass affluent, Small & Medium Enterprises (SMEs) and corporates. The Company operates through three segments: Treasury, Wholesale Banking and Retail Banking businesses. The treasury segment includes all investment portfolios, Profit/ Loss on sale of investments, priority sector lending certificates (PSLC) fees, Profit/Loss on foreign exchange transactions, equities, income from derivatives and money market operations. Corporate / Wholesale Banking includes all advances to trusts, partnership firms, companies and statutory bodies. Retail Banking includes lending to and deposits from retail customers and identifying earnings and expenses of the segment. Along with these services, it provides consumer banking, commercial banking services, among others.
Equitas Small Finance Financial Highlights
- Revenue: Equitas Small Finance reported revenue of ₹7,867.78 crore in FY26 vs ₹7,223.21 crore in FY25. It showed an increase of 8.92% on a yearly basis.
- Operating Profit: Equitas Small Finance reported an operating profit of ₹128.13 crore in FY26 vs ₹198.85 crore in FY25. It showed a decrease of 35.56% on a year-on-year basis.
- Net Profit: Equitas Small Finance reported a net profit of ₹103.08 crore in FY26 vs ₹147.05 crore in FY25. It showed a decrease of 29.90% on a yearly basis.
Equitas Small Finance Quarterly Result Highlights
- Equitas Small Finance reported revenue of ₹2,099.81 crore in Mar 2026, compared with ₹1,981.13 crore in Dec 2025, representing an increase of 5.99% on a quarter-on-quarter (QoQ) basis.
- Equitas Small Finance reported an operating profit of ₹278.35 crore in Mar 2026, compared with ₹113.73 crore in Dec 2025, representing an increase of 144.75% on a quarter-on-quarter (QoQ) basis.
- Equitas Small Finance reported a profit of ₹212.68 crore in Mar 2026, compared with ₹90.03 crore in Dec 2025, reflecting an increase of 136.23% on a QoQ basis.
- The earnings per share (EPS) of Equitas Small Finance stood at ₹1.29 during Mar 2026.