Upstox’s pan-India survey on insurance-buying decisions found that 63% of respondents decide on an insurance purchase with less than an hour explanation. The study reveals widespread lack of understanding—50% of respondents couldn’t distinguish a ULIP from an endowment policy, yet most owned one. Meanwhile, agents admit to mis-selling and offering commission kickbacks (not permitted by law). Our survey dives deep into India’s insurance buying and selling landscape.

Presently, the income tax laws have the concepts of two different years. One is the previous year and the other is the assessment year. Both cover a period of 12 months. The income earned during the previous year is taxed in the assessment year.

If you’ve been investing through SIPs, the past few years haven’t felt great due to rising volatility. Short-term returns have been largely negative across equity funds, and stoppages are rising. And yet, SIP flows continue to hit record highs, with monthly contributions crossing ₹32,000 crore. But, with the outlook still hazy, how long will retail investors persist?

America's stock market is at an all-time high, but three warning signs suggest the rally may be running on borrowed time. Investor sentiment has turned sharply bearish, US consumer confidence has hit an all-time low, and stock valuations are stretched well beyond historical norms. For India, a potential US market correction could redirect global capital toward India, turning someone else's anxiety into a genuine opportunity.

In FY25, India Inc. demonstrated remarkable resilience amid global headwinds. The sharpest rebound came in Q4, marking a recovery from earlier earnings softness. A defining theme of the year was the significant earnings outperformance of mid- and small-cap (SMID) companies compared to large-caps, with SMIDs leading in 15 out of 19 sectors. The article deep dive into sectoral and segmental key factors that drove FY25 earnings.

A few technical formations are as popular or sought after as the elusive ‘Cup and Handle’ formation. A bullish signal, it helps identify high-potential trading opportunities. Learn its structure and see a practical application through PAYTM, poised for a potential breakout. While powerful for identifying strategic entry points and projecting targets, always remember that no pattern is foolproof.

Starting FY26 at just 0.2% of GDP, India’s current account deficit is projected to widen to 1.1 - 1.5% later this year, citing rising imports, higher precious-metal prices, and global trade uncertainties. But what do the underlying numbers reveal? This article examines whether fears of a sharply widening CAD could be, and whether a 1.5% CAD is really something to worry about.

Dixon Technologies and Vivo India have announced a joint venture to establish an OEM facility in India, focusing on manufacturing smartphones and electronics for Vivo. The facility may also offer OEM services to other brands like Samsung, Xiaomi, Motorola, Oppo, Transsion, Google, and Nothing.

Reliance Jio Infocomm Limited, part of Mukesh Ambani's Reliance Industries, is generating significant attention ahead of its highly anticipated IPO launch. Expected to be the largest IPO in India’s history, it is set to surpass Hyundai Motor India's ₹27,870 crore ($3.3 billion) IPO from October 2024. Jio's IPO could set new records on Dalal Street and boost investor confidence in India’s equity markets.

In many cases, investors practising DIY investing typically look at the short-term performance of these funds and invest in schemes that have done well for the past few years. And some of them tend to bet pretty heavily on short-term performance.